NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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222 Vista Drive
NONE Crossfield T0M 0S0

$465,000
Residential beds: 3 baths: 3.0 1,027 sq. ft. built: 2017

Main Photo: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 1: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 2: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 3: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 4: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 5: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 6: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 7: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 8: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 9: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 10: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 11: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 12: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 13: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 14: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 15: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
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Photo 17: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
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Photo 23: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 24: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
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Photo 29: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 30: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
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Photo 40: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 41: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Photo 42: 222 Vista Drive: Crossfield Semi Detached (Half Duplex) for sale : MLS®# A2156502
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2156502
Bedrooms:
3
Bathrooms:
3
Year Built:
2017
Step into small-town serenity with this beautifully FULLY finished duplex in the heart of Crossfield. Begin your tour on the large, private covered front balcony—an ideal spot for morning coffee or evening relaxation. The welcoming entryway, complete with a convenient coat closet, opens into a bright and airy main floor boasting 9' knockdown ceilings and an open-concept design. The kitchen is a true highlight, featuring ample cabinet space, quartz countertops, and stainless steel Whirlpool appliances, complemented by a handy pantry. Flow seamlessly into the cozy living space, where custom-built cabinets frame an inviting electric fireplace, perfect for those cozy nights in. The adjacent dining area opens up to a stunning WEST-facing backyard, where two decks, a BBQ gas line, a gazebo-covered lower deck, and a large storage shed create the perfect outdoor oasis. The main floor also offers a stylish half bath and a mudroom with custom built-in cabinets and drawers for extra storage. Upstairs, retreat to the spacious primary suite with a generous walk-in closet, plus two additional bedrooms and a 4-piece bath with a quartz countertop. The fully finished basement adds even more value with a 3-piece bath, a built-in tech area, a comfortable living room, a storage room, and a laundry room. Rounding out this exceptional property is an oversized double detached HEATED garage with 240V—perfect for all your projects, man cave and storage needs. Enjoy the best of small-town living with all the amenities you need just minutes away from the big city. Don’t miss out on this Crossfield gem!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey, Side by Side
Total Living Area:
1,026.7 sq. ft.
Main Level Finished Area:
517.19 sq. ft.
Upper Level Finished Area:
509.51 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
308.16 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,057 sq. ft.
Lot Frontage:
21'10¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
6
Year built:
2017 (Age: 7)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1711413
Heating:
High Efficiency, Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Tile, Vinyl
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric, Family Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached, Heated Garage, Insulated, Oversized
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Laundry Room
NONE
Dishwasher, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer/Dryer, Window Coverings
T.V. in Master bedroom, T.V. in Garage, T.V. and Sound Bar on Main Floor, Picture on North Wall in Living Room on the Main Floor, Electric Fireplace on Main Floor, Garage Heater, Storage Shed, Gazebo, Bathroom Cabinets X 3.
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Living Room
14'3" × 11'9"
Main Floor
Kitchen
12'7" × 11'8"
Main Floor
Foyer
4'5" × 4'2"
Main Floor
Mud Room
5'2" × 3'5"
Upper Level
Bedroom - Primary
11'8" × 9'11"
Upper Level
Walk-In Closet
5'11" × 4'5"
Upper Level
Bedroom
8'7" × 8'1"
Upper Level
Bedroom
8'10" × 7'11"
Basement
Family Room
10'11" × 4'5"
Basement
Storage
6' × 3'
Basement
Laundry
5'3" × 3'8"
Basement
Furnace/Utility Room
9'9" × 9'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'9" x 5'9"
Upper Level
No
4
4'10" x 7'11"
Basement
No
3
4'4" x 7'6"
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Closet Organizers, High Ceilings, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, See Remarks, Stone Counters, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
BBQ gas line, Private Yard
Patio And Porch Features:
Deck, Other, See Remarks
Lot Features:
Back Lane, Back Yard, Gazebo, Lawn, Landscaped, Level, Private
Num. of Parcels:
0
Fencing:
Fenced
Region:
Rocky View County
Zoning:
R-2
Listed Date:
Aug 10, 2024
Days on Mkt:
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Listed by Grassroots Realty Group
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
30
Avg list price:
$549,500
Min list price:
$159,900
Max list price:
$770,000
Avg days on market:
37
Min days on market:
3
Max days on market:
178
Avg price per sq.ft.:
$352.93
These statistics are generated based on the current listing's property type and located in Crossfield. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706