NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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152 Aspenmere Way
Westmere Chestermere T1X 0W8

$1,139,000
Residential beds: 6 baths: 6.0 3,178 sq. ft. built: 2015

Main Photo: 152 Aspenmere Way: Chestermere Detached for sale : MLS®# A2156036
Photo 1: 152 Aspenmere Way: Chestermere Detached for sale : MLS®# A2156036
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2156036
Bedrooms:
6
Bathrooms:
6
Year Built:
2015
Experience the grandeur of this remarkable home boasting a 52-ft frontage and over 6300 sq ft of prime real estate. Nestled in the charming neighborhood of Westmere, with effortless access to 16th Ave NE, this residence offers over 4300 sq ft of luxurious living space, featuring 6 bedrooms, 6 baths, and an attached triple garage. The main floor welcomes you with a sophisticated half bath, a stylish living/sitting area, and a cozy family room complete with a fireplace. The gourmet kitchen is a chef's dream, showcasing a large island, stainless steel appliances, and a spacious pantry. Adjacent to the kitchen, the elegant dining area opens to a private deck, perfect for entertaining. A main-level bedroom with a 4-piece ensuite is ideal for guests or multi-generational living, while abundant windows and doors ensure a flood of natural light. Ascend to the upper level, where a generous bonus room and full bath await. This level features 3 beautifully appointed bedrooms, including 2 master suites with private ensuites. The opulent grand master suite boasts a lavish 5-piece ensuite and a walk-in closet. Conveniently located on this level is a well-equipped laundry room. The fully finished basement is an entertainer’s paradise, offering a vast recreation room with a wet bar, 2 additional bedrooms, and a full bath. The backyard is fully fenced for privacy, providing a serene outdoor retreat. This property is ideally situated with easy access to parks, the Aspenmere playground and basketball court, schools, and all the amenities of Chestermere Station Way. Just a stone’s throw from 16th Ave NE, this home represents exceptional value and a prime location. Don't miss it out !
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
3,178 sq. ft.
Main Level Finished Area:
1,432 sq. ft.
Upper Level Finished Area:
1,746 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,352 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
6,312 sq. ft.
Lot Frontage:
51'10½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2015 (Age: 9)
Bedrooms:
6 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
2
Bathrooms:
6.0 (Full:5, Half:1)
Plan:
1413361
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
3
Parking:
Front Drive, Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Laundry Room, Upper Level
Westmere
Dishwasher, Dryer, Garage Control(s), Gas Cooktop, Microwave, Oven-Built-In, Range Hood, Refrigerator, Window Coverings
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
14'6" × 14'1"
Main Floor
Kitchen
20'6" × 10'7"
Main Floor
Dining Room
16'1" × 14'1"
Main Floor
Bedroom
14'1" × 10'10"
Main Floor
Den
10'11" × 10'7"
Main Floor
Mud Room
9'11" × 7'
Upper Level
Family Room
17'10" × 14'10"
Upper Level
Bedroom - Primary
19'7" × 18'1"
Upper Level
Bedroom
41'2" × 14'7"
Upper Level
Bedroom
14'3" × 13'10"
Upper Level
Laundry
10' × 8'
Lower Level
Game Room
29'2" × 27'8"
Lower Level
Bedroom
13'6" × 12'2"
Lower Level
Bedroom
122'2" × 10'4"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
0' x 0'
Main Floor
No
2
0' x 0'
Upper Level
Yes
5
13'7" x 13'10"
Upper Level
Yes
4
0' x 0'
Upper Level
No
4
0' x 0'
Lower Level
No
3
0' x 0'
Title to Land:
Fee Simple
Community Features:
Lake, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Kitchen Island, No Smoking Home, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar
Exterior Features:
Playground, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Low Maintenance Landscape, Landscaped, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Chestermere
Zoning:
R-1
Listed Date:
Aug 07, 2024
Days on Mkt:
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Listed by Royal LePage METRO
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
214
Avg list price:
$657,000
Min list price:
$235,000
Max list price:
$3,150,000
Avg days on market:
39
Min days on market:
1
Max days on market:
228
Avg price per sq.ft.:
$359.1
These statistics are generated based on the current listing's property type and located in Chestermere. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706