NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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802 99 Spruce Place SW
Spruce Cliff Calgary T3C 3X7

$549,900
Residential beds: 2 baths: 2.0 1,602 sq. ft. built: 2010

Location, location, location - stunning views!
Photo 1: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 2: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 3: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 4: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 5: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 6: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 7: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 8: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 9: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 10: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 11: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 12: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 13: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 14: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 15: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 16: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 17: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 18: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 19: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 20: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 21: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 22: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 23: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 24: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 25: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 26: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 27: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Photo 28: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2154848
Bedrooms:
2
Bathrooms:
2
Year Built:
2010
Welcome to this exquisite two-level condominium in Spruce Cliff, boasting a prime location just 10 minutes from downtown. Hit the links in the warmer months or x-country ski in the winter months - right outside your door at Shaganappi Point Golf Course! This captivating home offers a perfect blend of elegance and functionality, featuring vaulted ceilings in the living room that infuse the space with an airy ambiance. With two spacious primary bedrooms, each located on separate floors and custom designed California closets, full ensuite bathrooms, and private balconies, luxury and comfort are paramount. The main level features a beautiful kitchen adorned with quality cabinetry, granite countertops, and top-of-the-line appliances. Entertain effortlessly in the open-concept dining and living areas, where the kitchen is seamlessly integrated. Cozy up by the gas fireplace on chilly evenings, or step outside to one of the two balconies to enjoy the stunning views! Upstairs, a den overlooks the lower level, offering additional space for relaxation or productivity. Convenience is key with two heated, titled underground parking stalls, ensuring hassle-free winters without the need to scrape windows. Indulge in the array of amenities offered in the complex, including a large indoor pool, hot tub, state-of-the-art fitness facility, and multi-purpose party room for gatherings and meetings. With central A/C keeping you comfortable year-round and full-time security providing peace of mind, this condominium offers a lifestyle of luxury and convenience.
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
High-Rise (5+)
Total Living Area:
1,602.33 sq. ft.
Main Level Finished Area:
885.98 sq. ft.
Upper Level Finished Area:
716.35 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$1,332.00
Condo Fee Includes:
Amenities of HOA/Condo, Common Area Maintenance, Heat, Insurance, Parking, Professional Management, Reserve Fund Contributions, Security, Sewer, Snow Removal, Trash, Water
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East
Floor Location:
Other
Entry Level:
8
Stories Total:
31
Levels:
Multi Level Unit
End Unit:
2+ Common Walls
Total Rooms Above Grade:
7
Year built:
2010 (Age: 14)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
1010834
Heating:
Baseboard, Natural Gas
New Constr.:
No
Construction Material:
Concrete
Structure Type:
High Rise (5+ stories)
Roof:
Tar/Gravel
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
0
Parking:
Heated Garage, Parkade
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Ovation
Spruce Cliff
Bicycle Storage, Elevator(s), Fitness Center, Golf Course, Indoor Pool, Park, Party Room, Playground, Secured Parking, Spa/Hot Tub, Visitor Parking
Dishwasher, Dryer, Gas Cooktop, Microwave, Oven-Built-In, Range Hood, Refrigerator, Washer, Window Coverings
n/a
Pet Restrictions or Board approval Required
Restrictions
Floor
Type
Size
Other
Main Floor
Kitchen
10'5" × 7'3"
Main Floor
Dining Room
10' × 9'4"
Main Floor
Living Room
15'5" × 11'7"
Main Floor
Foyer
13' × 5'3"
Main Floor
Bedroom
16'4" × 10'
2nd Floor
Den
13'9" × 10'8"
2nd Floor
Laundry
6'8" × 5'
2nd Floor
Bedroom - Primary
18' × 10'
Floor
Ensuite
Pieces
Other
Main Floor
No
3
0' x 0'
2nd Floor
Yes
5
0' x 0'
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Pool, Shopping Nearby
Interior Features:
Closet Organizers, Elevator, Granite Counters, No Smoking Home, Open Floorplan, Recreation Facilities, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior Features:
Balcony
Patio And Porch Features:
Balcony(s)
Pool Features:
Heated
Num. of Parcels:
0
Region:
Calgary
Zone:
CAL Zone W
Zoning:
DC (pre 1P2007)
Listed Date:
Aug 02, 2024
Days on Mkt:
  • Photo 1: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Location, location, location - stunning views!
  • Photo 2: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Amazing floor to ceiling windows.
  • Photo 3: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Bright and stylish living space spanning two levels. Floor-to-ceiling windows!
  • Photo 4: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Gorgeous kitchen with state-of-the-art appliances
  • Photo 5: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Gourmet kitchen with granite counter tops
  • Photo 6: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Stylish kitchen & dining area. Perfect for entertaining!
  • Photo 7: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Kitchen, dining area and balcony flow seamlessly.
  • Photo 8: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Unbeatable city views from the kitchen and dining room
  • Photo 9: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Stunning city views!
  • Photo 10: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Photo 10 of 28
  • Photo 11: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Spacious entrance foyer and loads of closet space.
  • Photo 12: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Primary Bedroom #1 - floor-to-ceiling windows
  • Photo 13: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Primary Bedroom #2
  • Photo 14: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Each bedroom has its own ensuite bathroom.
  • Photo 15: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Photo 15 of 28
  • Photo 16: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Loads of storage. Custom California Closets!
  • Photo 17: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Upper loft/den with access to second balcony. Unbeatable views!
  • Photo 18: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Upper level loft/den. Let there be light!
  • Photo 19: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Awesome views of Shaganappi Point Golf Course and the city skyline beyond. Open for x-country skiing in the winter months!
  • Photo 20: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    On the links within minutes of leaving your door! Steps from Shaganappi Point Golf Course.
  • Photo 21: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Gorgeous, bring fully-equipped fitness facility
  • Photo 22: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Indoor Pool
  • Photo 23: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Soak in the hot tub after a long day
  • Photo 24: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Billiards, games room
  • Photo 25: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Photo 25 of 28
  • Photo 26: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Photo 26 of 28
  • Photo 27: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Parks and all levels of schools nearby
  • Photo 28: 802 99 Spruce Place SW in Calgary: Spruce Cliff Apartment for sale : MLS®# A2154848
    Easy access to transit. Train station is directly across the road!
Listed by Property Solutions Real Estate Group Inc.
Data was last updated September 20, 2024 at 06:05 PM (UTC)
Area Statistics
Listings on market:
36
Avg list price:
$489,900
Min list price:
$289,900
Max list price:
$1,595,000
Avg days on market:
35
Min days on market:
1
Max days on market:
140
Avg price per sq.ft.:
$436.37
These statistics are generated based on the current listing's property type and located in Spruce Cliff. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706