NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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157 Cobblestone Gate SW
Airdrie Airdrie T4B 0R7

$549,900
Residential beds: 3 baths: 3.0 1,256 sq. ft. built: 2024

Main Photo: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 1: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 2: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 3: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 4: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 5: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 6: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 7: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 8: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 9: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 10: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 11: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 12: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 13: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 14: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Photo 15: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2154330
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
Public Remarks: END UNIT, THIS HOME IS UNDER CONSTRUCTION, , APPROX 4-5 MONTHS TO COMPLETION. ,DOUBLE DETACHED GARAGE, DECK, FENCED AND LANDSCAPED, NO CONDO FEES. PICTURES ARE OF SAME MODEL, NOT SUBJECT PROPERTY. Welcome to the "St. Andrews" townhome, by Award winning, Master Builder, Douglas Homes Ltd. From the front covered porch, the entry opens onto the spacious great room with 9ft ceiling and gleaming hardwood floors throughout the main floor. The aspiring chef will appreciate the well planned "island" kitchen. From the upgraded 42 inch, soft close cabinets, to the gorgeous quartz countertops, everything is within easy reach. The sparkling stainless steel fridge, the glass top, self cleaning electric range, dishwasher, and over the range microwave/hoodfan are all just an arms length from the kitchen sink. Opposite side of the island, provides a convenient pantry, and desk with upper cabinet for all those recipe books you will collect. The spacious dining area features a large picture window looking out upon the back yard with room for the kids to play, with a rear entry door to the deck for those summer bbq's. Here also is a 2pc powder room for your guests convenience, and perhaps the kids hurried need. Upstairs includes 2 good sized secondary bedrooms, a 4pce bathroom with quartz vanity and tile floors, a convenient upstairs laundry, and a spacious primary bedroom with large upsized window and ensuite bath, with walk in shower, with glass front, tile floor and again a quartz vanity. The full basement provides rough in plumbing for a future bath, one window for future bedroom, and enough space remaining for a spacious future family room if you decide your family needs room to spread. All this in the desirable new subdivision Cobblestone Creek, with tennis courts, playgrounds, future school reserve, pathways and numerous green spaces, on the western edge of Airdrie, with wide open country side, and views to the west.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,256.31 sq. ft.
Main Level Finished Area:
614.2 sq. ft.
Upper Level Finished Area:
642.11 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
2,921 sq. ft.
Lot Frontage:
26'10¾"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Floor Location:
Below Grade
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
6
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2312250
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Brick, Concrete, Vinyl Siding
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Upper Level
HOA Fee:
$150.00
None
Dishwasher, Electric Range, Humidifier, Microwave Hood Fan, Refrigerator
n/a
None Known
Floor
Type
Size
Other
Main Floor
Great Room
13'8" × 13'
Main Floor
Kitchen
12'9" × 12'
Main Floor
Dining Room
12'9" × 7'5"
2nd Floor
Bedroom - Primary
12'1" × 11'6"
2nd Floor
Bedroom
10' × 9'4"
2nd Floor
Bedroom
9'10" × 9'7"
2nd Floor
Laundry
3'8" × 3'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
2nd Floor
Yes
3
0' x 0'
2nd Floor
No
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
None
Interior Features:
Bathroom Rough-in, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Quartz Counters, Separate Entrance
Exterior Features:
None
Patio And Porch Features:
Deck, Patio
Lot Features:
Back Lane, Landscaped, Street Lighting, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
r3
Listed Date:
Jul 31, 2024
Days on Mkt:
  • Photo 1: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    Photo 1 of 15
  • Photo 2: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    floor plan
  • Photo 3: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    front entry, living room, 9ft ceiling
  • Photo 4: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    view from living room to island kitchen, and rear dining area
  • Photo 5: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    island kitchen, stainless steel appliances, quartz countertop, upgraded soft close cabinetry
  • Photo 6: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    9ft ceiling, 8ft doors, large window in dining area
  • Photo 7: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    built in computer desk, upgraded 42" soft close cabinets
  • Photo 8: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    spacious dining area, rear entry, to deck
  • Photo 9: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    bright dining area, huge window
  • Photo 10: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    primary bedroom, walk in closet, and 3pc ensuite bath
  • Photo 11: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    primary bedroom
  • Photo 12: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    ensuite bath with walk in shower, quartz vanity top, tile floor
  • Photo 13: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    2nd bedroom
  • Photo 14: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    3rd bedroom
  • Photo 15: 157 Cobblestone Gate SW: Airdrie Row/Townhouse for sale : MLS®# A2154330
    main 4pc bath, quartz vanity top, tile floor
Listed by MaxWell Capital Realty
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
255
Avg price per sq.ft.:
$361.6
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706