NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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249 Acadia Drive SE
Acadia Calgary T2J 0A6

$699,900
Residential beds: 4 baths: 2.0 1,021 sq. ft. built: 1961

Main Photo: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 1: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 2: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 3: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 4: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 5: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 6: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
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Photo 8: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
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Photo 33: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 34: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Photo 35: 249 Acadia Drive SE in Calgary: Acadia Detached for sale : MLS®# A2149197
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2149197
Bedrooms:
4
Bathrooms:
2
Year Built:
1961
A lovely front veranda welcomes you to this wonderful updated home in the desirable community of Acadia. This home features central air condition and offers an open floor plan with laminate flooring throughout. The living room features a large window to allow in plenty of natural light and an adjacent dining area. The spacious kitchen features a timeless white cabinets and a bay window looking into a south facing backyard. The primary bedroom offers patio doors leading to a deck, great to enjoy your morning coffee. Two additional bedrooms and a full bathroom complete this level. The basement features vinyl plank throughout, a large family room with a dry bar, a large bedroom, a full bathroom, storage room, laundry room with a sink and a mechanical room. A large south facing backyard is fenced and offers a heated double car garage. This home is conveniently close to shopping centres including Deerfoot Meadows with Costco, Ikea, and many other shops and restaurants and The Fairmount Place Shopping Centre where the Italian Centre is located. Acadia offers access to many public, separate, chartered and private schools, daycares, an indoor tennis centre, and the Acadia recreation complex.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
1,021 sq. ft.
Main Level Finished Area:
1,021 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
6,221 sq. ft.
Lot Frontage:
70'10½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
6
Year built:
1961 (Age: 63)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
2303ID
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stucco, Wood Frame
Structure Type:
House
Roof:
Asphalt
Ensuite:
No
Flooring:
Ceramic Tile, Laminate, Vinyl
Cooling:
Central Air
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Basement
Acadia
Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Garage Control(s), Refrigerator, Washer, Window Coverings
Storage Shed, Chest freezer in the basement.
None Known
Floor
Type
Size
Other
Main Floor
Entrance
8'2" × 3'11"
Main Floor
Living Room
13'9" × 13'1"
Main Floor
Kitchen
13' × 12'4"
Main Floor
Dining Room
9'10" × 9'2"
Main Floor
Bedroom - Primary
12' × 10'
Main Floor
Bedroom
11'2" × 8'4"
Main Floor
Bedroom
11'1" × 7'5"
Main Floor
Laundry
8'3" × 7'8"
Basement
Bedroom
12'8" × 9'9"
Basement
Game Room
25'4" × 13'7"
Basement
Storage
7'6" × 5'1"
Basement
Furnace/Utility Room
6' × 5'
Floor
Ensuite
Pieces
Other
Main Floor
No
4
8'8" x 5'
Basement
No
3
8'9" x 5'
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby
Interior Features:
See Remarks
Exterior Features:
None
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Lane, Corner Lot, Low Maintenance Landscape, Irregular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-C1
Listed Date:
Jul 12, 2024
Days on Mkt:
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Listed by RE/MAX Complete Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
22
Avg list price:
$599,444
Min list price:
$209,900
Max list price:
$769,900
Avg days on market:
20
Min days on market:
4
Max days on market:
123
Avg price per sq.ft.:
$560.1
These statistics are generated based on the current listing's property type and located in Acadia. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706