NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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22 Yarrow Gate
Rural Rocky View MD Rural Rocky View County T3Z 0C8

$999,999
Residential beds: 4 baths: 4.0 2,504 sq. ft. built: 2017

Covered front porch with composite deck
Photo 1: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 2: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 3: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 4: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 5: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 6: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 7: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 8: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 9: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 10: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 11: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 12: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 13: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 14: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 15: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 16: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 17: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 18: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 19: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 20: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 21: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 22: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 23: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 24: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 25: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 26: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 27: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 28: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 29: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 30: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 31: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 32: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 33: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 34: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 35: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 36: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 37: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 38: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 39: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 40: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Photo 41: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2147233
Bedrooms:
4
Bathrooms:
4
Year Built:
2017
This thoughtfully designed two-storey home is located at the start of Harmony, a community 8 minutes from Calgary and 40 minutes from Canmore. Harmony offers golf, lake, skating rink, Cafe, and other great amenities. This Sterling gem boasts a total of 4 bedrooms, 3.5 bathrooms, an oversized double detached and heated garage, and over 3,600 sq/ft of living space. Upon entry, you are met with a bright, open floor plan that flows into a large formal dining room and a spacious living room that can accommodate a variety of furniture options while also being complimented with a gas fireplace. Engineered hardwood floors guide you through the main level to a large gourmet kitchen equipped with high-end stainless steel appliances, a gas range, a wall oven, a large centre island with granite counters, dovetail drawers, a hood fan above & walk-in pantry. Just off the kitchen is a good-sized mudroom with doors leading out to a composite deck overlooking the beautifully landscaped, north-facing backyard. 9' ceilings, 8' doors, a broom closet & 2-piece bathroom complete the main floor. The staircase leads upstairs to a large bonus room, perfect for a family room or an office. On the right is the master bedroom with a 6-piece ensuite featuring heated floors for extra comfort, a 10mm glass shower, dual sinks, a soaker tub and a walk-in closet. The upper floor also consists of 2 decent-sized bedrooms and a 5-piece bathroom with dual sinks & granite counters. The laundry room with a sink and granite counters is found on the second level for added convenience. The professionally developed basement boasts a large family and rec room, perfect for entertaining guests. An additional bedroom and spa-inspired 4-piece bathroom with a steam shower and heated floor provide a comfortable and luxurious feel underfoot. An exercise room with 10mm glass all around for hard-core training finishes the basement just right! The mechanical room includes upgrades such as a high-efficiency furnace, a 75-gallon water tank, central vacuum & HVAC system that helps recirculate the cold air from the basement to the other floors. The well-manicured yard features a front and rear composite deck, a front covered porch, patio space, a full fence and convenient RV parking. Harmony is a beautiful lake community and the future home of the next Nordik Spa. The Harmony Spa — Groupe Nordik's fourth in Canada - represents an investment of more than $45 million and is expected to create approximately 400 full and part-time jobs. The deal encompasses 10 acres of waterfront, redrawing the village centre so the spa is oriented with a view of the Rocky Mountains and the lake. Getting into this community now is key. Once the Harmony Spa & Bingham Crossing (which will feature a Costco) is complete, this will be an even more sought-after community than it already is! This home is perfect for a growing family. You must see it to appreciate the value and care put into it. It's an exceptional value!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,503.75 sq. ft.
Main Level Finished Area:
1,186 sq. ft.
Upper Level Finished Area:
1,317.75 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,186 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Monthly
HOA Fee Includes:
Lot Area:
5,662 sq. ft.
Lot Frontage:
0'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2017 (Age: 7)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1612676
Heating:
Fireplace(s), Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
Builder:
Sterling Homes
New Constr.:
No
Construction Material:
Composite Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room, Tile
Water Supply:
Public
Sewer:
Public Sewer
Garage:
1
Garage Spaces:
2
Parking:
220 Volt Wiring, Double Garage Detached, Heated Garage, Oversized, RV Access/Parking
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
Upper Level
HOA Fee:
$140.00
Harmony
Beach Access, Clubhouse, Dog Park, Golf Course, Park, Picnic Area, Playground, Recreation Facilities
Built-In Oven, Dishwasher, Dryer, Garage Control(s), Gas Cooktop, Microwave, Range Hood, Refrigerator, Washer, Window Coverings, Wine Refrigerator
Pool Table
Airspace Restriction
Floor
Type
Size
Other
Main Floor
Kitchen
17'5" × 12'
Main Floor
Dining Room
15'10" × 13'8"
Main Floor
Living Room
17'11" × 14'3"
Upper Level
Bedroom - Primary
15'10" × 14'1"
Upper Level
Bedroom
14'4" × 9'10"
Upper Level
Bedroom
10'7" × 9'10"
Upper Level
Bonus Room
14'2" × 14'1"
Upper Level
Laundry
7'1" × 6'1"
Basement
Bedroom
11'10" × 10'4"
Basement
Family Room
27'5" × 15'
Basement
Exercise Room
11' × 8'6"
Basement
Furnace/Utility Room
14'9" × 10'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
Yes
6
Upper Level
No
5
Basement
No
4
Title to Land:
Fee Simple
Community Features:
Airport/Runway, Clubhouse, Fishing, Golf, Lake, Park, Playground, Schools Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Ceiling Fan(s), Central Vacuum, Closet Organizers, Double Vanity, Granite Counters, High Ceilings, Kitchen Island, No Smoking Home, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Steam Room, Storage, Tray Ceiling(s), Vinyl Windows, Walk-In Closet(s)
Exterior Features:
BBQ gas line, Garden, Private Yard
Patio And Porch Features:
Deck, Front Porch, Patio
Lot Features:
Back Lane, Back Yard, Front Yard, Lawn, Garden, Landscaped, Private, Rectangular Lot, Treed
Num. of Parcels:
0
Fencing:
Fenced
Nearest Town:
Cochrane
Region:
Rocky View County
Zone:
CAL Zone Springbank
Zoning:
CD129
Listed Date:
Jul 05, 2024
Days on Mkt:
  • Photo 1: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Covered front porch with composite deck
  • Photo 2: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Covered front porch with composite deck
  • Photo 3: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Entrance space welcomes you in with 9' ceilings and 8' doors
  • Photo 4: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Entrance space welcomes you in with 9' ceilings and 8' doors
  • Photo 5: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Open concept layout with engineered hardwood flooring
  • Photo 6: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Living room that can accommodate a variety of furniture options while also being complimented with a gas fireplace
  • Photo 7: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Living room that can accommodate a variety of furniture options while also being complimented with a gas fireplace
  • Photo 8: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    A centered dining room is the perfect place for large family and friends gatherings
  • Photo 9: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    A centered dining room is the perfect place for large family and friends gatherings
  • Photo 10: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    A centered dining room is the perfect place for large family and friends gatherings
  • Photo 11: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Large gourmet kitchen equipped with JennAir stainless steel appliances, a gas range, a wall oven, a large centre island with granite counters, dovetail drawers, a hood fan above & walk-in pantry
  • Photo 12: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Large gourmet kitchen equipped with JennAir stainless steel appliances, a gas range, a wall oven, a large centre island with granite counters, dovetail drawers, a hood fan above & walk-in pantry
  • Photo 13: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Large gourmet kitchen equipped with JennAir stainless steel appliances, a gas range, a wall oven, a large centre island with granite counters, dovetail drawers, a hood fan above & walk-in pantry
  • Photo 14: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Large gourmet kitchen equipped with JennAir stainless steel appliances, a gas range, a wall oven, a large centre island with granite counters, dovetail drawers, a hood fan above & walk-in pantry
  • Photo 15: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    2-pc main floor bathroom with granite counters
  • Photo 16: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Large mudroom that provides access to the backyard
  • Photo 17: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Upper bonus room with tray ceiling
  • Photo 18: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Primary bedroom can easily accommodate king-sized furniture
  • Photo 19: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Primary bedroom can easily accommodate king-sized furniture
  • Photo 20: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    6-pc ensuite featuring heated floors for extra comfort, a 10mm glass shower, dual sinks, a soaker tub and a walk-in closet
  • Photo 21: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    6-pc ensuite featuring heated floors for extra comfort, a 10mm glass shower, dual sinks, a soaker tub and a walk-in closet
  • Photo 22: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    6-pc ensuite featuring heated floors for extra comfort, a 10mm glass shower, dual sinks, a soaker tub and a walk-in closet
  • Photo 23: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Second upper bedroom with ample closet space
  • Photo 24: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    5-pc guest bathroom on upper floor with granite counters
  • Photo 25: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Third upper bedroom with ample closet space
  • Photo 26: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Convenient upper laundry room with sink and granite counters
  • Photo 27: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Convenient home gym surrounded with 10mm glass
  • Photo 28: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Convenient home gym surrounded with 10mm glass
  • Photo 29: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Game room for your entertainment needs
  • Photo 30: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Family room
  • Photo 31: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Fourth bedroom located in the basement
  • Photo 32: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    4-pc bathroom located in the basement features granite counters, steam shower and heated floors
  • Photo 33: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    The well-manicured yard features a front and rear composite deck, patio space, a full fence and convenient RV parking
  • Photo 34: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    The well-manicured yard features a front and rear composite deck, patio space, a full fence and convenient RV parking
  • Photo 35: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    The well-manicured yard features a front and rear composite deck, patio space, a full fence and convenient RV parking
  • Photo 36: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    The well-manicured yard features a front and rear composite deck, patio space, a full fence and convenient RV parking
  • Photo 37: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    The well-manicured yard features a front and rear composite deck, patio space, a full fence and convenient RV parking
  • Photo 38: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Oversized double detached garage (24' X 24') is fully insulated, heated and has 220V wiring
  • Photo 39: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Enjoy a quick 5 minute walk to the beach and lake
  • Photo 40: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Enjoy a quick 5 minute walk to the beach and lake
  • Photo 41: 22 Yarrow Gate in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2147233
    Enjoy a quick 5 minute walk to the beach and lake
Listed by eXp Realty
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
171
Avg list price:
$1,749,900
Min list price:
$419,000
Max list price:
$14,300,000
Avg days on market:
68
Min days on market:
1
Max days on market:
1,269
Avg price per sq.ft.:
$647.19
These statistics are generated based on the current listing's property type and located in Rural Rocky View MD. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706