NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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18 102 Canoe Square SW
Canals Airdrie T4B 2Z1

$400,000
Residential beds: 3 baths: 2.0 1,222 sq. ft. built: 2002

Main Photo: 18 102 Canoe Square SW: Airdrie Row/Townhouse for sale : MLS®# A2143640
Photo 1: 18 102 Canoe Square SW: Airdrie Row/Townhouse for sale : MLS®# A2143640
Photo 2: 18 102 Canoe Square SW: Airdrie Row/Townhouse for sale : MLS®# A2143640
Photo 3: 18 102 Canoe Square SW: Airdrie Row/Townhouse for sale : MLS®# A2143640
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Photo 24: 18 102 Canoe Square SW: Airdrie Row/Townhouse for sale : MLS®# A2143640
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Photo 27: 18 102 Canoe Square SW: Airdrie Row/Townhouse for sale : MLS®# A2143640
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2143640
Bedrooms:
3
Bathrooms:
2
Year Built:
2002
Fantastic 3 bedroom townhome situated in the heart of Airdrie. A great main level consisting of an open plan featuring a kitchen with an abundance of cupboard space connecting to the living room with a gas fireplace, and patio door access to the yard. A 2 piece powder room completes the main level. Upstairs you will find three large bedrooms, the primary having a walk in closet and Cheater door to the main 4 piece bathroom. The basement has been drywalled and is roughed in for plumbing. Not much work required to Finish it off. A SINGLE ATTACHED GARAGE provides inside parking and more storage. Close to shops, restaurants, medical clinics, schools, parks and paths. Make this home yours!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,222 sq. ft.
Main Level Finished Area:
565 sq. ft.
Upper Level Finished Area:
657 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$315.00
Condo Fee Includes:
Insurance, Maintenance Grounds, Parking, Reserve Fund Contributions, Sewer, Snow Removal
HOA Fee Includes:
Lot Area:
1,740 sq. ft.
Lot Frontage:
20'⅛"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Entry Level:
1
Levels:
Two
End Unit:
2+ Common Walls
Total Rooms Above Grade:
6
Year built:
2002 (Age: 22)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
0213259
Heating:
Forced Air, Natural Gas
Basement:
Full, Partially Finished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Linoleum
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
1
Parking:
Single Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Condo Fee Frequency:
Monthly
Morningside Landing
Canals
Snow Removal
Dishwasher, Dryer, Electric Stove, Refrigerator, Washer, Window Coverings
Na
Easement Registered On Title
Restrictions
Floor
Type
Size
Other
Main Floor
Living Room
11'7" × 11'
Main Floor
Dining Room
12'4" × 8'3"
Main Floor
Kitchen
11'8" × 10'7"
2nd Floor
Bedroom - Primary
13'10" × 12'1"
2nd Floor
Bedroom
9'11" × 8'6"
2nd Floor
Bedroom
9'4" × 8'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
3' x 6'6"
2nd Floor
No
4
4'11" x 11'11"
Title to Land:
Fee Simple
Community Features:
Golf, Playground, Schools Nearby, Shopping Nearby
Interior Features:
No Animal Home, No Smoking Home
Exterior Features:
Other
Patio And Porch Features:
Patio
Lot Features:
Low Maintenance Landscape
Num. of Parcels:
0
Fencing:
Partial
Region:
Airdrie
Zoning:
R2-T
Listed Date:
Jun 22, 2024
Days on Mkt:
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Listed by Real Estate Professionals Inc.
Data was last updated June 29, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
228
Avg list price:
$644,500
Min list price:
$185,000
Max list price:
$4,950,000
Avg days on market:
16
Min days on market:
1
Max days on market:
250
Avg price per sq.ft.:
$370.77
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706