NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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3117 20295 SETON Way SE
Seton Calgary T3M 3X3

$455,000
Residential beds: 2 baths: 2.0 1,057 sq. ft. built: 2025

Main Photo: 3117 20295 SETON Way SE in Calgary: Seton Apartment for sale : MLS®# A2139759
Photo 1: 3117 20295 SETON Way SE in Calgary: Seton Apartment for sale : MLS®# A2139759
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Photo 40: 3117 20295 SETON Way SE in Calgary: Seton Apartment for sale : MLS®# A2139759
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2139759
Bedrooms:
2
Bathrooms:
2
Year Built:
2025
SETON SERENITY, one of Calgary's most sought-after developments. BUILT BY CEDARGLEN LIVING, WINNER OF THE CustomerInsight BUILDER OF CHOICE AWARD, 5 YEARS RUNNING! You’ll feel right at home in this spacious 1,057 RMS sq.ft. (1,125 sq.ft. builder size) 2 bed, 2 bath home with open plan, 9' ceilings, CORNER UNIT with LVP flooring throughout the living areas (L3 PLAN). Amazing WEST FACING UNIT with patio. The kitchen is spectacular with full height cabinets, quartz counters, undermount sink and S/S appliances. The island is extensive which transitions into the spacious living area and large dining room, perfect for entertaining. The spacious primary has a sizeable walk-in closet, quartz counters, dual sinks and a stand up shower. The additional bedroom is perfect for kids, guests, or an office. Nearby is the laundry/storage room (washer & dryer included) and a 4pc bath with quartz counters, undermount sink and LVT flooring. There are bespoke amenities outside your front door, so park the car and put on your walking shoes. The LARGEST YMCA IN THE WORLD and the SETON HOA is just around the corner. SOUTH HOSPITAL, shopping, restaurants and cafes are all just a short stroll away. Pet friendly complex. A underground titled parking stall completes this beautiful home. Limited number of storage lockers are available for purchase. PET & RENTAL FRIENDLY COMPLEX, UNIT IS UNDER CONSTRUCTION AND PHOTOS ARE OF A FORMER SHOW HOME, FINISHING'S/PLAN WILL DIFFER. PHOTOS ARE JUST FOR REFERENCE AND ARE NOT OF THE ACTUAL UNIT IN CONSTRUCTION. Estimated Completion date for this unit is August 1, 2025 – December 31, 2026. Other units available!
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Low-Rise(1-4)
Total Living Area:
1,057 sq. ft.
Main Level Finished Area:
1,057 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$468.61
Condo Fee Includes:
Common Area Maintenance, Gas, Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash, Water
HOA Fee Frequency:
Annually
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Floor Location:
Ground
Entry Level:
1
Stories Total:
4
Levels:
Single Level Unit
End Unit:
No One Below
Total Rooms Above Grade:
4
Year built:
2025 (Age: -)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
TBD
Heating:
Baseboard, Electric
Foundation:
Poured Concrete
Builder:
CEDARGLEN LIVING INC
New Constr.:
Yes
Construction Material:
Brick, Composite Siding, Metal Siding, Wood Frame
Structure Type:
Low Rise (2-4 stories)
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Guest, Parking Lot, Stall, Underground
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
HOA Fee:
$375.00
Condo Fee Frequency:
Monthly
Z-name Not Listed
Seton
Elevator(s), Secured Parking, Snow Removal, Trash, Visitor Parking
Dishwasher, Dryer, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer, Window Coverings
N/A
Board Approval
Restrictions, Yes
Floor
Type
Size
Other
Main Floor
Kitchen
16'4" × 9'
Main Floor
Laundry
7'11" × 5'7"
Main Floor
Living Room
16'7" × 12'3"
Main Floor
Bedroom - Primary
12'2" × 10'2"
Main Floor
Bedroom
9'9" × 9'
Main Floor
Walk-In Closet
8'7" × 5'4"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
8'2" x 8'7"
Main Floor
No
4
5'1" x 8'6"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
High Ceilings, Open Floorplan, Stone Counters
Exterior Features:
Courtyard, Other
Patio And Porch Features:
Patio
Num. of Parcels:
0
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
DC
Listed Date:
Jun 10, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
89
Avg list price:
$474,900
Min list price:
$250,000
Max list price:
$1,187,900
Avg days on market:
26
Min days on market:
4
Max days on market:
156
Avg price per sq.ft.:
$426.07
These statistics are generated based on the current listing's property type and located in Seton. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706