NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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74 Canals Circle SW
Canals Airdrie T4B 2Z7

$669,900
Residential beds: 5 baths: 4.0 1,807 sq. ft. built: 2004

Front elevation
Photo 1: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 2: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 3: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 4: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 5: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 6: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 7: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 8: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 9: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 10: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 11: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 12: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 13: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 14: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 15: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 16: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 17: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 18: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 19: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 20: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 21: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 22: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 23: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 24: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 25: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 26: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 27: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 28: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 29: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 30: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 31: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 32: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 33: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 34: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 35: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 36: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 37: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Photo 38: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2136725
Bedrooms:
5
Bathrooms:
4
Year Built:
2004
Great family home with 2,432 Square feet of functional living space located step away from playground, and walking distance to schools, Shoppers Drug Mart, commercial areas and other local amenities and conveniences. Main floor offering laundry room , 1/2 Bathroom, large living room, kitchen, pantry, electric fire place, entrance to the deck , 4 Bedrooms up , master bedroom with 4 pieces ensuite bathroom, 3 more generous in size bedrooms, other 4 pieces bathroom, walk-in closet and more. down stairs fully developed walk-out basement with living room , huge bedroom, full bathroom, computer room, mechanical room. The R2 zoning and the side entrance is a PERFECT opportunity for a mortgage helper legal suite. High efficiency furnace air-conditioning 2019, hot water tank 2018, central vacuum, new patio, play ground, kitchen cabinet 2019 and many up-grades. call your realtor and book a showing, possession is Flexible, seller is motivated.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,806.6 sq. ft.
Main Level Finished Area:
745.6 sq. ft.
Upper Level Finished Area:
1,061 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
625.6 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,016 sq. ft.
Lot Frontage:
49'2"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2004 (Age: 20)
Bedrooms:
5 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0312435
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Mixed
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Other, Tile, Vinyl Plank
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Electric
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
Canals
Central Air Conditioner, Dishwasher, Electric Stove, Garage Control(s), Microwave, Washer/Dryer, Refrigerator
N/A
Restrictive Covenant-Building Design/Size, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Living Room
14' × 13'11"
Main Floor
Dining Room
10'10" × 8'
Main Floor
Kitchen
12'2" × 10'10"
Main Floor
Pantry
3'9" × 3'9"
Main Floor
Mud Room
6'8" × 5'3"
Main Floor
Entrance
5'1" × 5'1"
2nd Floor
Bedroom - Primary
14'2" × 13'7"
2nd Floor
Bedroom
10'1" × 9'2"
2nd Floor
Bedroom
15'11" × 14'11"
2nd Floor
Bedroom
10'11" × 8'5"
2nd Floor
Walk-In Closet
6'7" × 6'2"
Basement
Bedroom
17' × 10'2"
Basement
Family Room
14'2" × 13'1"
Basement
Office
9'10" × 6'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'11" x 8'2"
2nd Floor
Yes
4
7'5" x 4'11"
2nd Floor
No
4
4'11" x 7'5"
Basement
No
3
3'7" x 7'11"
Title to Land:
Fee Simple
Community Features:
Walking/Bike Paths
Interior Features:
Central Vacuum
Exterior Features:
Playground
Patio And Porch Features:
Deck
Lot Features:
No Neighbours Behind
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R-2
Listed Date:
May 31, 2024
Days on Mkt:
  • Photo 1: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Front elevation
  • Photo 2: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 2 of 38
  • Photo 3: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 3 of 38
  • Photo 4: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Main entrance
  • Photo 5: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 5 of 38
  • Photo 6: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Main floor
  • Photo 7: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    living room
  • Photo 8: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Kitchen
  • Photo 9: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 9 of 38
  • Photo 10: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 10 of 38
  • Photo 11: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    dining room
  • Photo 12: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    back door
  • Photo 13: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Deck-balcony
  • Photo 14: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Balcony-view
  • Photo 15: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    laundry room +half bathroom
  • Photo 16: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Up-stairs
  • Photo 17: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Up-stairs
  • Photo 18: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Master-bedroom
  • Photo 19: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    EnSt Bth
  • Photo 20: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Bedroom 2
  • Photo 21: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Bedroom
  • Photo 22: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Walk-in closet
  • Photo 23: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    bedroom 3
  • Photo 24: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    bedroom 4
  • Photo 25: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    b-4
  • Photo 26: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    main-bath
  • Photo 27: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 27 of 38
  • Photo 28: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Basement
  • Photo 29: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Walk-out B.
  • Photo 30: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Basement-Bathroom
  • Photo 31: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Basement-office
  • Photo 32: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Bedroom-basement
  • Photo 33: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Walk-out
  • Photo 34: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Back-yard
  • Photo 35: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 35 of 38
  • Photo 36: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    side-entrance
  • Photo 37: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Photo 37 of 38
  • Photo 38: 74 Canals Circle SW: Airdrie Detached for sale : MLS®# A2136725
    Back-elevation
Listed by TREC The Real Estate Company
Data was last updated September 29, 2024 at 02:05 AM (UTC)
Area Statistics
Listings on market:
366
Avg list price:
$599,945
Min list price:
$244,000
Max list price:
$3,299,000
Avg days on market:
23
Min days on market:
1
Max days on market:
341
Avg price per sq.ft.:
$363.52
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706