NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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403 115 Sagewood Drive SW
Canals Airdrie T4B 3B3

$293,000
Residential beds: 1 baths: 1.0 811 sq. ft. built: 2024

Main Photo: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
Photo 1: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
Photo 2: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
Photo 3: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
Photo 4: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
Status:
Sold
Sold Date:
Jul 08, 2024
Listed Price:
$304,900
Sold Price:
$293,000
Sold in:
56 days
Prop. Type:
Residential
MLS® Num:
A2131162
Bedrooms:
1
Bathrooms:
1
Year Built:
2024
Welcome to the Caden by Genesis Builds, a charming and modern 1 bed, 1 bath townhome designed for comfort and functionality. As you step into the Caden, you'll be greeted by an inviting open concept design that seamlessly blends living, dining, and kitchen spaces. The 9' ceilings create an airy and spacious atmosphere, perfect for relaxation and entertaining. The kitchen is the heart of the home, boasting a sleek peninsula and quartz counters that provide ample space for meal preparation and casual dining. Whether you're hosting a dinner party or enjoying a quiet meal at home, the kitchen offers both style and functionality. The oversized bedroom is a sanctuary of comfort, featuring a generous walk-in closet that provides plenty of storage space for your wardrobe and personal belongings. With its cozy ambiance and ample natural light, the bedroom is the perfect retreat after a long day. Step outside onto the rear deck and enjoy your morning coffee. *Photos are representative*
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
By Date Specified
Possession Date:
Jun 10, 2024
Suite:
No
Home Style:
Townhouse
Total Living Area:
811.41 sq. ft.
Condo Fee:
$158.41
Condo Fee Includes:
Common Area Maintenance, Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal
Front Exposure:
North
Entry Level:
1
Levels:
One
End Unit:
2+ Common Walls
Total Rooms Above Grade:
3
Year built:
2024 (Age: 0)
Bedrooms:
1
Bedrooms Above Grade:
1
Bedrooms Below Grade:
0
Bathrooms:
1.0 (Full:1, Half:0)
Plan:
TBD
Heating:
Forced Air
Basement:
None
Foundation:
Poured Concrete
Builder:
GENESIS BUILDS
New Constr.:
Yes
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Stall
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
Main Level
Condo Fee Frequency:
Monthly
Newport at Canals Landing
Canals
None
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
N/A
None Known
Yes
Floor
Type
Size
Other
Main Floor
Living Room
17'7" × 13'8"
Main Floor
Kitchen
13'8" × 9'9"
Main Floor
Bedroom - Primary
13'10" × 11'11"
Main Floor
Laundry
6'8" × 2'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
5' x 8'10"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
No Animal Home, No Smoking Home, Open Floorplan, Pantry, Stone Counters, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Yard
Num. of Parcels:
0
Fencing:
None
Region:
Airdrie
Zoning:
TBD
Listed Date:
May 13, 2024
Days on Mkt:
56
  • Photo 1: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
    Photo 1 of 4
  • Photo 2: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
    Photo 2 of 4
  • Photo 3: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
    Photo 3 of 4
  • Photo 4: 403 115 Sagewood Drive SW: Airdrie Row/Townhouse for sale : MLS®# A2131162
    Photo 4 of 4
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Listed by Bode Platform Inc.
Data was last updated September 29, 2024 at 02:05 AM (UTC)
Diane Richardson
Cell: 403-397-3706