NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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3221 44 Street S
Discovery Lethbridge T1K 8L1

$699,900
Residential beds: 3 baths: 3.0 1,341 sq. ft. built: 2023

Main Photo: 3221 44 Street S: Lethbridge Detached for sale : MLS®# A2076963
Photo 1: 3221 44 Street S: Lethbridge Detached for sale : MLS®# A2076963
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Photo 28: 3221 44 Street S: Lethbridge Detached for sale : MLS®# A2076963
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2076963
Bedrooms:
3
Bathrooms:
3
Year Built:
2023
Welcome to the captivating Harlowe bungalow by Avonlea Homes. Nestled in the desirable Southbrook neighbourhood, The Harlowe offers a serene backdrop with its pondside location. The modern craftsman-style exterior has an upgraded front, featuring partial Hardie siding, charming stone accents, sleek black windows, and an inviting front entry door. Step into a realm of timeless design, where every detail has been thoughtfully curated. A large backyard, caressed by the tranquil pond view, offers a picturesque setting for outdoor gatherings and relaxation. This exquisite home boasts a fully developed basement, elevating its functional appeal. Designer-selected interior and exterior elements blend seamlessly to create an ambiance of sophistication. The journey begins with a spacious entry, guiding you into an open-concept main floor adorned with lofty 10-foot ceilings and elegant laminate flooring throughout. The heart of the home, the kitchen, entices with its ample storage and contemporary aesthetics. Stainless steel Samsung appliances, including a built-in induction cooktop and wall oven, add a touch of modern luxury. Gleaming white shaker cabinetry adorns the kitchen, harmonizing with upgraded quartz countertops featuring captivating grey veining. A stylish artisan subway tile backsplash and matte black hardware and fixtures create a perfect balance of classic and contemporary. Indulge in the elegance of Kohler plumbing fixtures and a custom fireplace mantel accentuated by upgraded tile work. A large deck off the dining area makes for the perfect spot to make memories. Natural light cascades through large windows, showcasing sweeping views of the pond and bathing the interiors in a warm glow. Practicality meets style with a convenient mudroom and laundry on the main floor, directly accessible from the attached garage. The masterfully designed ensuite boasts white, stone-inspired floor tiles, a freestanding bathtub, a water closet, and a fully tiled shower with white artisanal subway tiles. The primary suite offers a spacious walk-in closet and a 5-piece ensuite that exudes sophistication, featuring a stained maple vanity and upgraded quartz countertops. The fully finished basement offers two bedrooms, each with a walk-in closet. A shared bathroom showcases a stained maple vanity, quartz countertops, and a charming subway tile surround on the tub/shower. Experience versatile living in the basement, with a spacious family room and an area great for exercise or games. This property boasts an exceptional oversized garage that will impress automotive enthusiasts and homeowners seeking abundant storage options. Conveniently located just a short walk from Dr Robert Plaxton Elementary School, this Southbrook gem is complemented by an array of nearby amenities that enrich the overall lifestyle experience. Don't miss the chance to make this refined residence your forever home. Home is virtually staged. New Home Warranty
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
1,341 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,165 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,469 sq. ft.
Lot Frontage:
31'
Lot Details:
31 x 114.8 x 64.2 x 114.8
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
5
Year built:
2023 (Age: 1)
Bedrooms:
3 (Above Grd: 1)
Bedrooms Above Grade:
1
Bedrooms Below Grade:
2
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2210098
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Concrete, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
Discovery
Built-In Oven, Dishwasher, Electric Cooktop, Microwave, Range Hood, Refrigerator
Fence posts and Front Landscaping
Architectural Guidelines
Floor
Type
Size
Other
Main Floor
Kitchen
14'6" × 14'
Main Floor
Dining Room
10'8" × 10'
Main Floor
Living Room
14'8" × 13'1"
Main Floor
Bedroom - Primary
13'9" × 13'8"
Main Floor
Office
10'2" × 9'
Main Floor
Laundry
0 × 0
Basement
Family Room
22' × 20'
Basement
Bedroom
11'10" × 10'10"
Basement
Bedroom
10'1" × 9'
Basement
Exercise Room
9'5" × 6'
Floor
Ensuite
Pieces
Other
Main Floor
Yes
5
Main Floor
No
2
Basement
No
4
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Walking/Bike Paths
Interior Features:
Kitchen Island, Pantry, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Yard
Num. of Parcels:
0
Fencing:
Partial
Region:
Lethbridge
Zoning:
RCL
Listed Date:
Sep 13, 2023
Days on Mkt:
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Listed by RE/MAX REAL ESTATE - LETHBRIDGE
Data was last updated November 10, 2024 at 02:05 PM (UTC)
Area Statistics
Listings on market:
323
Avg list price:
$465,000
Min list price:
$109,000
Max list price:
$2,500,000
Avg days on market:
40
Min days on market:
1
Max days on market:
597
Avg price per sq.ft.:
$349.56
These statistics are generated based on the current listing's property type and located in Lethbridge. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706