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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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137 Bridlewood Lane SW
Bridlewood Calgary T2Y 3X8

$440,000
Residential beds: 4 baths: 3.0 1,656 sq. ft. built: 1999

Welcome to 137 Bridlewood Lane with attached garage and driveway
Photo 1: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 2: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 3: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 4: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 5: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 6: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 7: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 8: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 9: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 10: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 11: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 12: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 13: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 14: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 15: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 16: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 17: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 18: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 19: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 20: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 21: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 22: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 23: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 24: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 25: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 26: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 27: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Photo 28: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2172185
Bedrooms:
4
Bathrooms:
3
Year Built:
1999
Nestled in a charming and tranquil neighborhood, this large end-unit townhouse offers both beauty and practicality. From the moment you arrive, you'll appreciate the convenience of the attached garage and private driveway, plus visitor parking only a couple of doors away. Step inside to discover a thoughtfully designed main floor, complete with a versatile den or office, a spacious bedroom that opens directly to a serene ground-level back patio, storage space, and seamless access to the attached single garage. On the second level, enjoy the inviting warmth of the living room’s gas fireplace, perfect for cozy nights, while the adjacent dining room beckons you to a secluded raised deck — ideal for outdoor entertaining or quiet moments of relaxation. The bright kitchen and a convenient half bathroom complete this level. The top floor is your private retreat, boasting three spacious bedrooms, two full bathrooms, including an ensuite bathroom, and a handy laundry room. The primary bedroom is large and features a spacious closet with built-in shelving. With low condo fees, visitor parking only steps away, and a prime location, this home offers the perfect blend of style, comfort, and convenience. Hot water tank approximately 4 years old. New ensuite sink faucet 6 months ago. Siding and shingles replaced in the last 3 years. Excellent condo board. Quick access to the Ring Road.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
3 Storey
Total Living Area:
1,656.23 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$351.32
Condo Fee Includes:
Common Area Maintenance, Insurance, Maintenance Grounds, Parking, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Lot Area:
2,206 sq. ft.
Lot Frontage:
24'3"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Three Or More
End Unit:
End Unit
Total Rooms Above Grade:
6
Year built:
1999 (Age: 25)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
9910642
Heating:
Forced Air, Natural Gas
Basement:
Finished, None, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
Four Plex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate, Linoleum, Vinyl
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
1
Parking:
Driveway, Garage Door Opener, Garage Faces Front, Guest, Off Street, Single Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Wild Flower At Bwood
Bridlewood
Playground, Snow Removal, Visitor Parking
Dishwasher, Dryer, Refrigerator, Stove(s), Washer
Refrigerator, Stove, dishwasher, washer, dryer, blinds, garage opener x 1 remote, curtain rods, mirror in living room
None Known
Yes
Floor
Type
Size
Other
2nd Floor
Dining Room
13'2" × 9'10"
2nd Floor
Kitchen
10' × 9'3"
2nd Floor
Living Room
20'4" × 10'3"
3rd Floor
Bedroom
11'4" × 8'1"
3rd Floor
Bedroom
12'2" × 10'1"
3rd Floor
Bedroom - Primary
12' × 11'
Lower Level
Den
9'11" × 8'10"
Lower Level
Foyer
7'5" × 6'9"
Lower Level
Bedroom
9'11" × 9'10"
Lower Level
Furnace/Utility Room
6'3" × 3'2"
Floor
Ensuite
Pieces
Other
2nd Floor
No
2
6'8" x 3'
3rd Floor
No
4
7'10" x 4'11"
3rd Floor
Yes
4
4'9" x 8'11"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Walking/Bike Paths
Interior Features:
No Smoking Home, Storage
Exterior Features:
Balcony
Patio And Porch Features:
Balcony(s), Deck, Rear Porch
Lot Features:
Corner Lot, Lawn, Landscaped
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone S
Zoning:
M-1
Listed Date:
Oct 11, 2024
Days on Mkt:
  • Photo 1: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Welcome to 137 Bridlewood Lane with attached garage and driveway
  • Photo 2: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    View of back patio off main floor bedroom
  • Photo 3: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Back patio access
  • Photo 4: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Dining room looking into living room
  • Photo 5: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Access to private balcony
  • Photo 6: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Private deck with beautiful trees means lots of privacy
  • Photo 7: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Kitchen with bright windows
  • Photo 8: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Living room with access to raised deck/balcony
  • Photo 9: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Cozy fireplace in living room on the 2nd level
  • Photo 10: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Primary bedroom on 3rd level with ensuite
  • Photo 11: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Alternate view of primary bedroom showing access to the ensuite
  • Photo 12: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Ensuite bathroom on top floor
  • Photo 13: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    2nd bedroom on 3rd level
  • Photo 14: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    3rd bedroom on 3rd level
  • Photo 15: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Bedroom located on main level with access to back deck
  • Photo 16: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Den on 1st level which could easily be an office space
  • Photo 17: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Bathroom on 3rd level with tub/shower combo
  • Photo 18: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Half bathroom on 2nd level
  • Photo 19: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    View of back deck patio
  • Photo 20: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Beautiful walking paths right out your back door!
  • Photo 21: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Visitor parking only a couple of doors away
  • Photo 22: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Playground across the street
  • Photo 23: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Playground in the park across the street
  • Photo 24: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Drone view of neighbourhood
  • Photo 25: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    1st floor plan
  • Photo 26: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    2nd floor plan
  • Photo 27: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    3rd floor plan
  • Photo 28: 137 Bridlewood Lane SW in Calgary: Bridlewood Row/Townhouse for sale : MLS®# A2172185
    Full floor plan

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Additional Images

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Listed by RE/MAX First
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
30
Avg list price:
$384,900
Min list price:
$239,300
Max list price:
$799,900
Avg days on market:
33
Min days on market:
3
Max days on market:
142
Avg price per sq.ft.:
$390.02
These statistics are generated based on the current listing's property type and located in Bridlewood. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706