NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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61 Rockcliff Terrace NW
Rocky Ridge Calgary T3G 0G6

$1,649,999
Residential beds: 5 baths: 6.0 2,814 sq. ft. built: 2024

Front
Photo 1: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
Photo 2: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
Photo 3: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
Photo 4: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
Photo 5: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
Photo 6: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2161847
Bedrooms:
5
Bathrooms:
6
Year Built:
2024
Brand New Custom-Built Luxury Home by Duri Homes – 6 Bedrooms, Illegal Basement Suite(please ask your realtor for more information regarding basement rough inns completed for future legal suite)/ Wet bar, and Triple Garage Discover this stunning, brand-new custom-built home by Duri Homes, meticulously crafted with luxurious finishes and thoughtful design. Boasting over 2,814 sq ft of living space, this 6-bedroom, 5.5-bathroom residence is perfect for those who value comfort, convenience, and style. Exterior Features: The home’s exterior is constructed with high-end materials, including a durable exposed aggregate concrete driveway, stucco and composite siding, and dual-pane casement windows for superior energy efficiency. The triple-car garage offers plenty of room for vehicles and storage. Interior Highlights: Inside, you’ll find 9-ft tall ceilings throughout, designer lighting, and high-quality luxury vinyl and ceramic tile flooring. Quartz in the kitchen, bathrooms and laundry area. With large windows in every room, natural light floods the space, enhancing its bright and airy feel. The centerpiece of the home is an 18-ft open-to-below ceiling, with a unique bridge connecting the upper floors. Main Floor: A dedicated office or study at the front, main-floor bedroom with an en-suite bathroom and additional powder room Spacious living room with a striking gas fireplace. Elegant dining room that accommodates an 8-person table. A contemporary kitchen featuring a large center island, full-height maintenance-free cabinets, quartz countertops, and top-of-the-line stainless steel appliances, including two dishwashers for effortless cleaning after gatherings. A spice kitchen with additional pantry space, ideal for the avid cook. The mudroom ensures the home stays clean and organized. Upper Floor: Bright and open loft area perfect for relaxing. Two spacious secondary bedrooms, each with its own 3-piece en-suite The primary bedroom is a sanctuary of comfort, with a luxurious 5-piece en-suite and a huge walk-in closet featuring built-in drawers and shelving. Illegal basement Suite / Wet Bar: The fully developed 2-bedroom basement offers flexibility for rental income or extended family living. Prime Location: Located near Royal Oak Centre and Beacon Heights Shopping Centers, this home is just a 5-minute drive from the Tuscany LRT station, with quick access to major routes like Crowchild and Stoney trail. Surrounded by the picturesque beauty of the Rocky Mountains and walking paths, you’ll enjoy both nature and convenience. Close to schools, shopping, and public transit, this home has it all. Additional Features: Alberta New Home Warranty for peace of mind 2024 build, never lived in, smoke-free, and pet-free This exquisite home is ready for its first owners to enjoy luxurious living in a sought-after location.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Illegal
Home Style:
2 Storey
Total Living Area:
2,814 sq. ft.
Main Level Finished Area:
1,453 sq. ft.
Upper Level Finished Area:
1,361 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,089 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,746 sq. ft.
Lot Frontage:
15'3⅛"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Unit Exposure:
North
Levels:
Two
Total Rooms Above Grade:
5
Year built:
2024 (Age: 0)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
6.0 (Full:5, Half:1)
Plan:
1910359
Heating:
Fireplace(s), Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Finished, Full
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Cement Fiber Board, Concrete, Stucco, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Decorative, Family Room, Gas
Garage:
1
Garage Spaces:
3
Parking:
Additional Parking, Triple Garage Attached
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
Upper Level, Washer Hookup
Rocky Ridge
Built-In Refrigerator, Dishwasher, Gas Cooktop, Gas Stove, Microwave, Range Hood
n/a
None Known
Floor
Type
Size
Other
Main Floor
Guest Suite
11' × 11'
Main Floor
Flex Space
11' × 10'
Upper Level
Bedroom - Primary
14' × 14'
Upper Level
Bedroom
11'4" × 11'
Upper Level
Bedroom
12' × 11'
Upper Level
Loft
11' × 10'6"
Lower Level
Bedroom
12'6" × 12'
Lower Level
Bedroom
12'6" × 12'
Floor
Ensuite
Pieces
Other
Main Floor
No
3
7'9" x 8'
Main Floor
No
2
6' x 4'2"
Upper Level
Yes
5
9'4" x 10'6"
Upper Level
No
3
8' x 5'10"
Upper Level
No
3
5'6" x 7'10"
Lower Level
No
3
9'8" x 7'8"
Title to Land:
Fee Simple
Community Features:
Schools Nearby
Interior Features:
Open Floorplan
Exterior Features:
BBQ gas line
Patio And Porch Features:
Deck
Lot Features:
Level
Num. of Parcels:
0
Fencing:
Partial
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
RC-G
Listed Date:
Sep 06, 2024
Days on Mkt:
  • Photo 1: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
    Front
  • Photo 2: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
    Basement
  • Photo 3: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
    First floor
  • Photo 4: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
    Exterior back
  • Photo 5: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
    Exterior Front
  • Photo 6: 61 Rockcliff Terrace NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2161847
    Main floor
Listed by PREP Realty
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
46
Avg list price:
$668,900
Min list price:
$300,000
Max list price:
$2,499,000
Avg days on market:
25
Min days on market:
1
Max days on market:
137
Avg price per sq.ft.:
$426.76
These statistics are generated based on the current listing's property type and located in Rocky Ridge. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706