NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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321 Crystal Shores View
Crystal Shores Okotoks T1S 2H9

$899,900
Residential beds: 5 baths: 4.0 2,144 sq. ft. built: 2005

Main Photo: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 1: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 2: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 3: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 4: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 5: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 6: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 7: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 8: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 9: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 10: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 11: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 12: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 13: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 14: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Photo 15: 321 Crystal Shores View: Okotoks Detached for sale : MLS®# A2168967
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2168967
Bedrooms:
5
Bathrooms:
4
Year Built:
2005
Presenting the 5-bedroom beauty where modern style meets maximum comfort! Whether you're wrangling kids, hosting a party, or just hiding from the in-laws, this house has everything to keep life interesting. Let's take a peek! Walk around like royalty on premium walnut-finished maple hardwood. So smooth, you may have to ban socks! Cooking fanatic? Our chef’s dream kitchen with top-shelf appliances is practically begging you to go full MasterChef. Feel like setting the vibe? Cozy up by the gas fireplace with a custom maple TV center. Cue binge-watching bliss. Casual dining nook with a view for your morning coffee or your deep-late-night snacks. Step outside to a huge deck where you’ll find an 8-person hot tub. Yes, 8 – bring friends, make friends, or just really spread out. Got company? Bring them into the formal dining room and impress with grand windows, columns, and a side of "Yes, I live here." Jetted tub – because why settle for "just a bath" when you can soak in a personal whirlpool? Separate glass shower with spa finishes for the VIP vibes. Roomy walk-in closet: for that shoe collection or a secret snack stash. Office? Playroom? Netflix marathon HQ? You decide! Custom railings for those “I’m rich” feels. 9-foot ceilings – perfect for jumping with joy. Plush carpeting to keep toes happy! Lake access: paddle, swim, or just show up in shades pretending you're in the tropics. Rocky Mountain views so stunning, even the mountains are jealous. Built by Calgary Custom Homes – masters of award-winning craftsmanship. Are you ready to live the life others just Insta about?
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,144 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
5,597 sq. ft.
Lot Frontage:
17'5"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2005 (Age: 19)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0313188
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Main Level
HOA Fee:
$275.00
Crystal Shores
Beach Access, Bicycle Storage, Boating, Clubhouse, Gazebo, Parking, Picnic Area, Playground
Dryer, Electric Oven, Electric Stove, Gas Water Heater, Microwave, Microwave Hood Fan, Oven, Refrigerator, Washer/Dryer
N/A
None Known
Floor
Type
Size
Other
Main Floor
Dining Room
13'2" × 12'3"
Main Floor
Family Room
16'11" × 15'7"
Main Floor
Kitchen
13'2" × 13'
Main Floor
Office
13'7" × 10'2"
2nd Floor
Bedroom
12'1" × 10'2"
2nd Floor
Bedroom
12'2" × 10'6"
2nd Floor
Family Room
17'5" × 12'6"
2nd Floor
Bedroom - Primary
13'10" × 13'8"
Basement
Bedroom
12'11" × 10'5"
Basement
Bedroom
12'10" × 10'4"
Basement
Game Room
23'1" × 13'
Basement
Furnace/Utility Room
15'2" × 13'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'9" x 4'8"
2nd Floor
No
4
4'10" x 8'
2nd Floor
Yes
4
14'7" x 9'
Basement
No
3
5'6" x 7'10"
Title to Land:
Fee Simple
Community Features:
Clubhouse, Fishing, Golf, Lake, Other, Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Ceiling Fan(s), High Ceilings, Jetted Tub, Kitchen Island, No Smoking Home, Open Floorplan
Exterior Features:
Balcony, Barbecue, BBQ gas line, Dog Run, Fire Pit, Garden, Gas Grill, Lighting, Private Entrance, Storage
Patio And Porch Features:
Balcony(s), Deck, Pergola
Lot Features:
Back Yard, Close to Clubhouse, Corner Lot, Cul-De-Sac, Dog Run Fenced In, Front Yard, Lawn, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Foothills County
Zoning:
R-1
Listed Date:
Sep 26, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
93
Avg list price:
$650,000
Min list price:
$215,000
Max list price:
$3,995,000
Avg days on market:
34
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$383.53
These statistics are generated based on the current listing's property type and located in Okotoks. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706