NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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159 Crystal Shores Drive
Crystal Shores Okotoks T1S 1B7

$798,900
Residential beds: 3 baths: 3.0 2,122 sq. ft. built: 2005

Main Photo: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 1: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 2: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 3: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 4: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 5: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 6: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 7: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 8: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
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Photo 42: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 43: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 44: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Photo 45: 159 Crystal Shores Drive: Okotoks Detached for sale : MLS®# A2168222
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2168222
Bedrooms:
3
Bathrooms:
3
Year Built:
2005
Location location location! And with a fast possession you can move in before "Light Up Okotoks". It's not often there's a home for sale on Crystal Shores Dr and this one is one of the nicest non-lake lots. This home is positioned on one of largest lots and backs onto Rowland Pathway. Mature trees provide plenty of privacy in the backyard. You can watch the northern lights from your new hot tub nestled under the pergola on the maintenance free deck or watch the ripples of the lake from the front porch, Stepping inside you'll appreciate the flex room that could be used as a home office or formal dining room. Main level has 9' ceilings, is open concept with a massive living room. The kitchen features stainless steel appliances including slide in stove, OTR microwave and refrigerator. Living room has feature wall and stone faced, gas fireplace. Step out onto your composite deck and enjoy the spaciousness of the Okotoks pathway system. Two piece bathroom and actual laundry room (close the door on those piles of laundry!) are located near the garage. Upstairs you'll find the bonus room with vaulted ceiling. Primary bedroom is huge- room for a king sized bed, and dressers. Ensuite features soaker tub, separate shower, private toilet and large vanity. Two more bedrooms and the main bathroom complete the upper level. Basement is unspoiled and ready for your creative ideas. Located within walking distance of several schools and a 10 minute drive to south Calgary. Okotoks is abundant with amenities, activities and festivities!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,122 sq. ft.
Main Level Finished Area:
966.5 sq. ft.
Upper Level Finished Area:
1,156 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
900 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
7,222 sq. ft.
Lot Frontage:
62'10¾"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2005 (Age: 19)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0412629
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Stucco, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas, Living Room, Stone
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
HOA Fee:
$285.00
Crystal Shores
Recreation Facilities
Dishwasher, Dryer, Electric Stove, Microwave Hood Fan, Refrigerator, Washer
NA
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
12'9" × 9'11"
Main Floor
Breakfast Nook
9'11" × 8'
Main Floor
Living Room
18'11" × 15'11"
Main Floor
Den
14'5" × 9'2"
Main Floor
Laundry
9' × 5'9"
Upper Level
Bonus Room
17' × 12'5"
Upper Level
Bedroom - Primary
15'11" × 14'
Upper Level
Bedroom
14'7" × 8'11"
Upper Level
Bedroom
14'2" × 9'5"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
Yes
4
12'2" x 9'
Upper Level
No
4
8'2" x 4'11"
Title to Land:
Fee Simple
Community Features:
Golf, Lake, Schools Nearby
Interior Features:
Breakfast Bar, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Backs on to Park/Green Space, Low Maintenance Landscape, Greenbelt, No Neighbours Behind
Num. of Parcels:
0
Fencing:
Fenced
Region:
Foothills County
Zoning:
TN
Listed Date:
Oct 03, 2024
Days on Mkt:
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    Flex room
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    Primary bedroom
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3D Tour

Virtual Tour

Listed by RE/MAX Complete Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
93
Avg list price:
$650,000
Min list price:
$215,000
Max list price:
$3,995,000
Avg days on market:
34
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$383.53
These statistics are generated based on the current listing's property type and located in Okotoks. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706