NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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265 Everglen Rise SW
Evergreen Calgary T2Y 5E7

$624,000
Residential beds: 3 baths: 3.0 1,181 sq. ft. built: 2007

Main Photo: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Photo 1: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Photo 2: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Photo 3: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Photo 4: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
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Photo 24: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Photo 25: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
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Photo 27: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Photo 28: 265 Everglen Rise SW in Calgary: Evergreen Detached for sale : MLS®# A2162369
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162369
Bedrooms:
3
Bathrooms:
3
Year Built:
2007
You will just love this beautiful family home and it's oversized lot - nearly 1.5 times larger than the neighbors! It is situated just across the street from a premiere playground in Evergreen which includes the perfect sledding hill. Come in from the lovely front porch and admire the view of your new open concept main floor complete with fireplace, luxury vinyl plank floors, and attractively renovated kitchen with updated appliances. On the second storey you will find a large master bedroom with walk-in closet along with 2 other bedrooms for the kids. The 4 piece bathroom is easily functional with a large countertop. Downstairs in the bright basement you'll notice the wide open rec room along with a roomy 3 piece bathroom. Plenty of storage space in the furnace room and electrical room is an added perk. By this time you will have appreciated the flawless professional paint job throughout the entire home! Some of the outdoor amenities include a sturdy fence with 6x6 posts, concrete stamped patio, oversized 2 car garage, stamped concrete driveway to the back alley, and a side yard easily big enough to house a large trampoline. Underground sprinklers keep the yard and flowerbed looking great. Other useful upgrades are the electronic front door lock and built-in vacuum system. As an added bonus the hot tub and/or children's playset can be included with your purchase!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,181.03 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,424 sq. ft.
Lot Frontage:
42'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
3
Year built:
2007 (Age: 17)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0512452
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, See Remarks, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Basement
Evergreen (Calgary)
See Remarks
Call seller directly
Call Lister
Floor
Type
Size
Other
Upper Level
Bedroom - Primary
13'10" × 10'4"
Upper Level
Bedroom
9'7" × 9'1"
Upper Level
Bedroom
12'8" × 8'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
Upper Level
No
4
0' x 0'
Basement
No
3
0' x 0'
Title to Land:
Fee Simple
Community Features:
Park, Playground
Interior Features:
Kitchen Island, See Remarks
Exterior Features:
Private Yard
Patio And Porch Features:
Front Porch
Lot Features:
Back Yard, Corner Lot, Front Yard, Private, See Remarks
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-1N
Listed Date:
Sep 06, 2024
Days on Mkt:
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Listed by Honestdoor Inc.
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
56
Avg list price:
$707,339
Min list price:
$229,900
Max list price:
$2,750,000
Avg days on market:
23
Min days on market:
1
Max days on market:
210
Avg price per sq.ft.:
$395
These statistics are generated based on the current listing's property type and located in Evergreen. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706