NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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4905 21A Street SW
Altadore Calgary T2T 5C2

$1,499,900
Residential beds: 5 baths: 5.0 2,774 sq. ft. built: 2025

Main Photo: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 1: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 2: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 3: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 4: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 5: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 6: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 7: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 8: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 9: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 10: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 11: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 12: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 13: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 14: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 15: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 16: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 17: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 18: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 19: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 20: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 21: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 22: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Photo 23: 4905 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2176441
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2176441
Bedrooms:
5
Bathrooms:
5
Year Built:
2025
Luxurious 3-STOREY SEMI-DETACHED MODERN INFILL coming soon to ALTADORE w/ a FULLY DEVELOPED 2-BED BASEMENT SUITE (subject to permits & approvals by the city), MAIN FLOOR POCKET OFFICE, & THIRD FLOOR BONUS/REC ROOM w/ EAST-FACING OFFICE, WET BAR, & BALCONY w/ MOUNTAIN VIEWS! Situated on a quiet street, steps away from the Flames Community Arenas and Playground & minutes to Central Memorial High School, Bishop Carrol High School, the Marda Loop shopping district, & Mount Royal! The foyer enjoys a built-in closet & bench w/ hooks w/ direct access to the front dining room, which enjoys large East-facing windows overlooking the front yard. Past the main floor office w/ built-in desk & upper shelving, the central kitchen is sure to impress w/ sophisticated finishes & top-of-the-line upgrades, including custom ceiling-height cabinetry, a built-in pantry, a full-height backsplash, & an oversized island ideal for daily life & entertaining w/ flush bar seating. The upgraded S/S appliance package includes a gas cooktop w/ a custom hood fan, a built-in wall oven & microwave, a dishwasher, & a French-door refrigerator. The living area centres on an inset gas fireplace w/ full-height tile & custom millwork. Sliding glass doors provide direct access to the West back deck & fully fenced yard, while a large mudroom w/ a built-in closet & a bench w/ hooks is great for you to keep everyone organized when entering the home from the double detached garage. The powder room is neatly tucked away off the mudroom for privacy. The second level features painted ceilings, engineered hardwood flooring, three bedrooms, a main bath, & a tiled laundry room. The front is dedicated to the primary suite, w/ a stunning 5-pc ensuite w/ heated tile floors, quartz vanity w/ dual undermount sinks, a fully tiled walk-in shower, & a free-standing soaker tub, plus a large walk-in closet w/ custom-millwork. The two additional bedrooms feature built-in closets (one being a walk-in) & share the main 4-pc bath w/ modern vanity & a full-height tiled tub/shower combo. Up another level, you’re in the spacious third-floor loft, complete w/ a spacious rec area w/ wet bar & sliding glass patio doors that bring you onto a large Duradeck balcony w/ views of the ROCKY MOUNTAINS! There’s also a main 4-pc bath and an EXTRA-LARGE OFFICE w/ oversized windows and a glass French door for the ultimate work-from-home location! The living space continues into the LEGAL 2-BED LOWER SUITE (subject to permits & approvals by the city) w/ private access, dedicated laundry, contemporary kitchen, spacious living room, & a modern 4-pc bath w/ fully tiled tub/shower combo. Altadore is one of Calgary's most coveted inner-city communities, consistently topping wish lists for its blend of vibrant urban living and family-friendly atmosphere. Nestled near the Elbow River, this neighbourhood offers an unbeatable lifestyle with quick access to parks, top schools, and trendy Marda Loop amenities!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
3 Storey, Side by Side
Total Living Area:
2,774.17 sq. ft.
Main Level Finished Area:
941.5 sq. ft.
Upper Level Finished Area:
1,832.67 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
798.58 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
2,987 sq. ft.
Lot Frontage:
24'10¾"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Three Or More
End Unit:
1 Common Wall
Total Rooms Above Grade:
9
Year built:
2025 (Age: -)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
5.0 (Full:4, Half:1)
Plan:
1952AD
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Finished, Full, Suite
Foundation:
Poured Concrete
Builder:
Alliance Custom Homes Inc.
New Constr.:
Yes
Construction Material:
Stucco
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Hardwood, Tile, Vinyl Plank
Cooling:
Rough-In
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Laundry Room, Multiple Locations
Altadore
Built-In Oven, Dishwasher, Garage Control(s), Gas Cooktop, Microwave, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
14'8" × 14'1"
Main Floor
Kitchen
18'4" × 9'
Main Floor
Office
7'11" × 5'6"
Main Floor
Dining Room
13'11" × 12'
2nd Floor
Bedroom - Primary
14' × 12'8"
2nd Floor
Walk-In Closet
9'3" × 6'
2nd Floor
Bedroom
11'10" × 11'5"
2nd Floor
Bedroom
12'9" × 9'9"
2nd Floor
Laundry
8'7" × 5'8"
3rd Floor
Bonus Room
20'5" × 15'10"
3rd Floor
Office
16'8" × 10'5"
Basement
Bedroom
12'7" × 11'10"
Basement
Bedroom
12'10" × 10'
Basement
Kitchen
12'8" × 8'
Basement
Game Room
12'10" × 10'5"
Basement
Laundry
5'7" × 4'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
2nd Floor
No
4
0' x 0'
2nd Floor
Yes
5
0' x 0'
3rd Floor
No
4
0' x 0'
Basement
No
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Sidewalks, Street Lights
Interior Features:
Built-in Features, Closet Organizers, Double Vanity, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Walk-In Closet(s), Wet Bar
Exterior Features:
Balcony, BBQ gas line, Private Entrance, Private Yard
Patio And Porch Features:
Balcony(s), Deck
Lot Features:
Back Yard, Low Maintenance Landscape
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
R-CG
Listed Date:
Oct 30, 2024
Days on Mkt:
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    *Photos are for inspiration purposes only, actual finishes will vary.
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Listed by RE/MAX House of Real Estate
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
26
Avg list price:
$1,150,000
Min list price:
$299,000
Max list price:
$2,599,000
Avg days on market:
19
Min days on market:
2
Max days on market:
277
Avg price per sq.ft.:
$653.01
These statistics are generated based on the current listing's property type and located in Altadore. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706