NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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14 2117 81 Street SW
Springbank Hill Calgary T3H 6H5

$458,000
Residential beds: 2 baths: 2.0 916 sq. ft. built: 2024

Main Photo: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 1: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 2: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 3: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 4: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 5: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 6: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 7: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 8: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 9: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 10: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 11: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 12: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 13: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 14: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 15: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 16: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 17: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 18: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 19: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 20: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 21: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 22: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 23: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 24: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Photo 25: 14 2117 81 Street SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2157639
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2157639
Bedrooms:
2
Bathrooms:
2
Year Built:
2024
This modern designed 2 beds, 2 baths, and a tandem attached garage, STACKED townhouse unit on the MAIN FLOOR with spacious PATIO! The open-concept bungalow-style main floor features 9' ceilings, double pane glazing windows, and luxury vinyl plank flooring throughout the kitchen, living, dining area, bathroom, & entire bedroom. You will see a huge storage space, a sum pump, a utility room with a high-efficiency furnace, & a water tank on the lower level. The European-inspired kitchen features Quartz countertops, a Microwave Hood fan, High-quality cabinets, Soft-close doors, Drawers, Backsplashes, Stainless-steel appliances, and the front load washer & dryer. The newly completed Elkwood Townhouse (Phase 2) offers affordable luxury & convenient living, close to Aspen Landing Shopping. Bordered by a natural environmental reserve & walking trails that connect throughout the community, it is a perfect location for active living & relaxation. Built by Slokker Homes, a quality builder since 1935, these homes offer the best value in Aspen and Springbank Hill.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Townhouse
Total Living Area:
915.64 sq. ft.
Main Level Finished Area:
915.64 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
142.28 sq. ft.
Taxes:
Tax Assessed Value:
Condo Fee:
$173.42
Condo Fee Includes:
Common Area Maintenance, Professional Management, Reserve Fund Contributions, Snow Removal, Trash
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East
Floor Location:
Ground
Entry Level:
1
Stories Total:
2
Levels:
Two
End Unit:
1 Common Wall, End Unit
Total Rooms Above Grade:
4
Year built:
2024 (Age: 0)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
TBD
Heating:
High Efficiency, Forced Air, Natural Gas
Basement:
Partial, Partially Finished
Foundation:
Poured Concrete
Builder:
Slokker Homes
New Constr.:
Yes
Construction Material:
Composite Siding, Concrete, Stucco, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Oversized, Single Garage Attached, Tandem
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Z-name Not Listed
Springbank Hill
Park, Snow Removal, Trash, Visitor Parking
Dishwasher, Electric Stove, Garage Control(s), Humidifier, Microwave Hood Fan, Refrigerator, Washer/Dryer Stacked
N/A
Condo/Strata Approval, Pets Allowed
Cats OK, Dogs OK
Floor
Type
Size
Other
Main Floor
Living/Dining Room Combination
14'11" × 9'6"
Main Floor
Kitchen
14'11" × 8'8"
Main Floor
Bedroom - Primary
12'4" × 11'
Main Floor
Bedroom
11'3" × 10'4"
Main Floor
Laundry
5' × 3'11"
Basement
Furnace/Utility Room
7'3" × 3'3"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
5' x 8'2"
Main Floor
No
4
5'11" x 11'1"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Closet Organizers, Kitchen Island, Open Floorplan, Quartz Counters, Recessed Lighting, Soaking Tub, Storage
Exterior Features:
Lighting, Private Entrance
Patio And Porch Features:
Patio
Lot Features:
Low Maintenance Landscape, Landscaped, Street Lighting
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone W
Zoning:
M-1
Listed Date:
Oct 30, 2024
Days on Mkt:
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Virtual Tour

Listed by CIR Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
39
Avg list price:
$733,000
Min list price:
$273,500
Max list price:
$3,488,000
Avg days on market:
49
Min days on market:
1
Max days on market:
245
Avg price per sq.ft.:
$514.24
These statistics are generated based on the current listing's property type and located in Springbank Hill. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706