NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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175 Bedwood Bay NE
Beddington Heights Calgary T3K 1M1

$619,900
Residential beds: 3 baths: 3.0 1,217 sq. ft. built: 1980

Main Photo: 175 Bedwood Bay NE in Calgary: Beddington Heights Detached for sale : MLS®# A2178365
Photo 1: 175 Bedwood Bay NE in Calgary: Beddington Heights Detached for sale : MLS®# A2178365
Photo 2: 175 Bedwood Bay NE in Calgary: Beddington Heights Detached for sale : MLS®# A2178365
Photo 3: 175 Bedwood Bay NE in Calgary: Beddington Heights Detached for sale : MLS®# A2178365
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Photo 30: 175 Bedwood Bay NE in Calgary: Beddington Heights Detached for sale : MLS®# A2178365
Photo 31: 175 Bedwood Bay NE in Calgary: Beddington Heights Detached for sale : MLS®# A2178365
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2178365
Bedrooms:
3
Bathrooms:
3
Year Built:
1980
Beautifully renovated home on a large lot w/ a oversized double attached garage!! The bright open concept main floor features high vaulted ceilings and the living room w/ new vinyl plank flooring. The brand-new kitchen boasts elegant cabinetry, quartz countertops, undermount sink, S.S. appliances, eating ledge, and a good sized breakfast nook. The upper level offers 3 bedrooms including the master complete w/ a full ensuite and large walk-in closet. The lower level is partially finished w/ laundry room, 3pc bath, tons of storage, and an open concept area awaiting your finishing touches. Other recent upgrades include fresh paint inside and out, new hot water tank, toilets and vanities, and some light fixtures and hardware. This property is located in family-friendly neighbourhood with parks, schools, and shopping centers just minutes away. Book your appointment today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
3 Level Split
Total Living Area:
1,216.56 sq. ft.
Main Level Finished Area:
1,216.56 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,769 sq. ft.
Lot Frontage:
50'4¾"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
3 Level Split
Total Rooms Above Grade:
5
Year built:
1980 (Age: 44)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
7811589
Heating:
Forced Air
Basement:
Full, Partially Finished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Brick, Vinyl Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Oversized
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Basement
Beddington Heights
Dishwasher, Electric Stove, Range Hood, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
13'8" × 12'4"
2nd Floor
Kitchen
10'11" × 9'6"
2nd Floor
Breakfast Nook
10'2" × 9'9"
2nd Floor
Bedroom
12'4" × 9'2"
2nd Floor
Bedroom
9'3" × 9'3"
2nd Floor
Bedroom - Primary
12'10" × 12'2"
Floor
Ensuite
Pieces
Other
2nd Floor
Yes
3
2nd Floor
No
4
Lower Level
No
3
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Crown Molding, French Door, High Ceilings, Quartz Counters, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior Features:
Fire Pit, Garden, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Yard, City Lot, No Neighbours Behind
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone N
Zoning:
R-CG
Listed Date:
Nov 09, 2024
Days on Mkt:
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Listed by Royal LePage Benchmark
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
19
Avg list price:
$575,000
Min list price:
$375,000
Max list price:
$739,900
Avg days on market:
26
Min days on market:
1
Max days on market:
82
Avg price per sq.ft.:
$509.55
These statistics are generated based on the current listing's property type and located in Beddington Heights. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706