NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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973 Ranchview Crescent NW
Ranchlands Calgary T3G 1A4

$525,000
Residential beds: 3 baths: 3.0 1,377 sq. ft. built: 1977

Main Photo: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Photo 1: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Photo 2: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Photo 3: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Photo 4: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Photo 5: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Photo 6: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
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Photo 46: 973 Ranchview Crescent NW in Calgary: Ranchlands Detached for sale : MLS®# A2135461
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2135461
Bedrooms:
3
Bathrooms:
3
Year Built:
1977
This cozy 5 level split is literally a hidden gem in family friendly Ranchlands. Tucked in behind another property is a private gardeners paradise. Although it's a bit unusual, the design of this home offers not only an oversized single garage with a driveway but another longer driveway with room for two more vehicles. A large gate opens to a continuation of this driveway and provides extra secure space for an RV or boat. The front door of the home is located down the driveway and around back. Inside you will be greeted by a bright little kitchen which leads to an open concept Dining Room. A few steps up is the big sunny Living Room with a gas fireplace and enclosed patio space (with venting) and a good sized private deck. Three bay windows allow for lots of natural light to flood into the living spaces. A 2 piece guest bath completes these two levels. Up a few more stairs are two good sized bedrooms and a full bathroom. And another few steps lead to the primary bedroom with its own 2 piece ensuite and lovely quiet deck. Downstairs is a bonus space that could make an excellent office or games room. The lowest level has the laundry area with sink, a craft/workshop space, storage and a cold room. The yard is completely fenced and features a stunning terraced green space with garden boxes (some already planted) and mature trees. With updating this property will be a great family home.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
5 Level Split
Total Living Area:
1,377 sq. ft.
Main Level Finished Area:
682 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
551 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,823 sq. ft.
Lot Frontage:
25'11"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Floor Location:
Other
Levels:
5 Level Split
Total Rooms Above Grade:
6
Year built:
1977 (Age: 47)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:1, Half:2)
Plan:
7611006
Heating:
Fireplace(s), Forced Air
Basement:
Partial, Partially Finished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stucco, Wood Frame, Wood Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Laminate, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
1
Parking:
Concrete Driveway, Front Drive, Off Street, Oversized, Parking Pad, RV Gated, Single Garage Detached
Parking Places:
5.0
Parking Total/Covered:
5 / -
Laundry Features:
In Basement
Ranchlands
Dishwasher, Electric Oven, Garage Control(s), Humidifier, Refrigerator, Washer
garden shed
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
10' × 9'7"
Main Floor
Dining Room
11'11" × 10'
2nd Floor
Living Room
17'3" × 11'
2nd Floor
Bedroom
9'11" × 9'7"
2nd Floor
Bedroom
9'11" × 9'3"
2nd Floor
Porch - Enclosed
8'4" × 4'1"
3rd Floor
Bedroom - Primary
15'1" × 12'
Lower Level
Game Room
16'1" × 11'4"
Lower Level
Hobby Room
13'8" × 5'8"
Lower Level
Laundry
12'10" × 9'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
7'1" x 3'4"
3rd Floor
No
4
12'6" x 6'11"
3rd Floor
Yes
2
4'6" x 5'4"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Sidewalks, Street Lights
Interior Features:
Central Vacuum, Closet Organizers, Laminate Counters, No Smoking Home, Storage, Wood Windows
Exterior Features:
Garden, Private Entrance, Private Yard
Patio And Porch Features:
Balcony(s), Patio, Side Porch
Lot Features:
Back Yard, City Lot, Lawn, Garden, Landscaped, Street Lighting, Private, Sloped Up, Treed
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-C1N
Listed Date:
Aug 21, 2024
Days on Mkt:
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Listed by Real Estate Professionals Inc.
Data was last updated November 10, 2024 at 02:05 PM (UTC)
Area Statistics
Listings on market:
17
Avg list price:
$484,900
Min list price:
$299,900
Max list price:
$865,000
Avg days on market:
24
Min days on market:
2
Max days on market:
109
Avg price per sq.ft.:
$381.26
These statistics are generated based on the current listing's property type and located in Ranchlands. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706