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Dial 403.397.3706 for Diane Richardson
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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
Sep 21, 2024
02:00 PM
-
04:00 PM
MDT
140 Bridlemeadows Common SW
Calgary
T2Y 4V3
$675,000
Residential
beds: 4
baths: 4.0
1,739 sq. ft.
built: 2005
Open House
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Sep 21, 2024
02:00 PM
-
04:00 PM
MDT
NOTES: Open House on Saturday, September 21, 2024 2:00PM - 4:00PM
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2157422
- Bedrooms:
- 4
- Bathrooms:
- 4
- Year Built:
- 2005
- Photos (42)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
Cancel any time.
Welcome home to this beautiful two storey home located on a quiet cul-de-sac in the desirable community of Bridlewood just steps away from a green space and park. Upon entrance you are greeted by a home filled with an abundant amount of natural light with large windows and 9' ceilings. A spacious foyer with built in bench leads into the open concept kitchen, living and dining area with gleaming hardwood flooring. The kitchen features a raised breakfast bar with a walk through pantry and desk area. The living room is spacious and practical and features a gas fireplace. The dining area has 10' ceilings and is flooded by natural light on three sides. Upstairs you have an enormous bonus room with vaulted ceilings. Additionally upstairs is your spacious primary bedroom with 5 piece ensuite featuring a double vanity, soaker tub stand up shower and a walk in closet. Completing the upper level are two more bedrooms and a 4 piece bathroom. The basement comes fully developed with a large recreation room fitting for a variety of different uses, an additional 4th bedroom, a good sized den area with a window and an additional 4 piece bathroom. Park inside your double attached insulated garage with additional space for parking to be had on your driveway. The backyard is fully fenced and features an incredible deck perfect for enjoying time outside on those warm summer nights.
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- 2 Storey
- Total Living Area:
- 1,739 sq. ft.
- Main Level Finished Area:
- 762 sq. ft.
- Upper Level Finished Area:
- 977 sq. ft.
- Lower Level Finished Area:
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- Above Grade Finished Area:
- Signup
- Below Grade Finished Area:
- 680 sq. ft.
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Includes:
- Signup
- Lot Area:
- 4,144 sq. ft.
- Lot Frontage:
- 34'1½"
- Acres Cleared:
- Signup
- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- South
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Unit Exposure:
- South
- Levels:
- Two
- Total Rooms Above Grade:
- 7
- Year built:
- 2005 (Age: 19)
- Bedrooms:
- 4 (Above Grd: 3)
- Bedrooms Above Grade:
- 3
- Bedrooms Below Grade:
- 1
- Bathrooms:
- 4.0 (Full:3, Half:1)
- Plan:
- 0410786
- Heating:
- Forced Air
- Basement:
- Finished, Full
- Foundation:
- Poured Concrete
- New Constr.:
- No
- Construction Material:
- Vinyl Siding, Wood Frame
- Structure Type:
- House
- Roof:
- Asphalt
- Ensuite:
- Yes
- Flooring:
- Carpet, Hardwood, Linoleum
- Cooling:
- None
- Fireplaces:
- 1
- Fireplace Details:
- Gas
- Garage:
- 1
- Garage Spaces:
- 2
- Parking:
- Double Garage Attached, Driveway, Garage Door Opener, Garage Faces Front
- Parking Places:
- 4.0
- Parking Total/Covered:
- 4 / -
- Laundry Features:
- Main Level
- Bridlewood
- Dishwasher, Electric Stove, Garage Control(s), Microwave, Refrigerator, Washer/Dryer, Window Coverings
- N/A
- None Known
- Floor
- Type
- Size
- Other
- Main Floor
- Dining Room
- 10' × 9'1"
- Main Floor
- Kitchen
- 11'1" × 9'6"
- Main Floor
- Laundry
- 8'6" × 6'
- Main Floor
- Living Room
- 17'5" × 14'3"
- Main Floor
- Pantry
- 9'2" × 5'4"
- Upper Level
- Bedroom
- 12'1" × 9'5"
- Upper Level
- Bedroom
- 12'2" × 9'5"
- Upper Level
- Bonus Room
- 19' × 14'9"
- Upper Level
- Bedroom - Primary
- 14'9" × 11'9"
- Basement
- Bedroom
- 14'8" × 8'7"
- Basement
- Den
- 8'10" × 8'8"
- Basement
- Game Room
- 17'5" × 15'5"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- 5' x 5'10"
- Upper Level
- No
- 4
- 7'2" x 8'4"
- Upper Level
- Yes
- 5
- 8'5" x 8'4"
- Basement
- No
- 4
- 7'5" x 8'7"
- Title to Land:
- Fee Simple
- Community Features:
- Park, Playground, Schools Nearby, Shopping Nearby
- Interior Features:
- High Ceilings, Laminate Counters, Vaulted Ceiling(s), Vinyl Windows
- Exterior Features:
- Garden
- Patio And Porch Features:
- Deck, Rear Porch
- Lot Features:
- Back Yard, Front Yard, Lawn, Interior Lot, Landscaped, Level, Rectangular Lot
- Num. of Parcels:
- 0
- Fencing:
- Fenced
- Region:
- Calgary
- Zone:
- CAL Zone S
- Zoning:
- R-1N
- Listed Date:
- Aug 14, 2024
- Days on Mkt:
- Signup
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Listed by RE/MAX Real Estate (Central)
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
- Listings on market:
- 35
- Avg list price:
- $579,900
- Min list price:
- $279,900
- Max list price:
- $749,900
- Avg days on market:
- 13
- Min days on market:
- 2
- Max days on market:
- 89
- Avg price per sq.ft.:
- $400.35
These statistics are generated based on the current listing's property type
and located in
Bridlewood. Average values are
derived using median calculations.
- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
Featured Listing
3 Henderson Close Northeast
$700,000
MLS®#: A2148104
Bedrooms: 3
Bathrooms: 3.0
Floor Area: 1,548.61 sq. ft.
CIR Realty