NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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2607 1122 3 Street SE
Beltline Calgary T2G 1H7

$475,000
Residential beds: 2 baths: 2.0 830 sq. ft. built: 2015

Main Photo: 2607 1122 3 Street SE in Calgary: Beltline Apartment for sale : MLS®# A2165805
Photo 1: 2607 1122 3 Street SE in Calgary: Beltline Apartment for sale : MLS®# A2165805
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2165805
Bedrooms:
2
Bathrooms:
2
Year Built:
2015
Welcome to this trendy & modern 2 bedroom + 2 bathroom corner unit on the 26th floor of the Guardian North Tower. Open floor plan with spectacular panoramic views of the Calgary city skyline & the incredible views of the Rocky Mountains. Excellent layout with central island, upscale finishing featuring Designer Chef's kitchen, quartz counters, glass backsplash, sleek high end appliances. Floor to ceiling windows let the abundant sunlight into the unit flowing with natural light. Relax and watch the sunset & the fireworks from the large balcony (16 ft x 6 ft). Master bedroom has large closets & luxurious spa en-suite. 2nd bedroom & the 3 pc full bath are on the opposite side of the unit provides privacy. Unit comes with a titled underground parking stall & an assigned storage locker. The Guardian amenities include concierge & security service, fitness room, social room, workshop, yoga studio, garden terrace with BBQs. secured parking & visitors parking. Move in and enjoy the urban lifestyle of a modern Beltline community - a vibrant culture & Entertainment District! Within walking distance to 17th Ave 's shops, restaurants, public transits, Stampede Park, BMO Centre, Scotia Saddledome, Sunterra Market. Quick Possession! Book your showing today!!
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Apartment
Total Living Area:
830.48 sq. ft.
Main Level Finished Area:
830.48 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$791.08
Condo Fee Includes:
Amenities of HOA/Condo, Common Area Maintenance, Heat, Insurance, Parking, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Unit Exposure:
Southwest
Floor Location:
Other
Entry Level:
26
Stories Total:
44
Levels:
Single Level Unit
End Unit:
2+ Common Walls
Total Rooms Above Grade:
5
Year built:
2015 (Age: 9)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
1512348
Heating:
Fan Coil, Natural Gas
New Constr.:
No
Construction Material:
Concrete, Stone
Structure Type:
High Rise (5+ stories)
Ensuite:
Yes
Flooring:
Tile, Vinyl Plank
Cooling:
Central Air
Fireplaces:
0
Garage:
0
Parking:
Parkade, Underground
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
The Guardian
Beltline
Elevator(s), Fitness Center, Parking, Party Room, Storage, Visitor Parking
Dishwasher, Dryer, Electric Cooktop, Garburator, Microwave, Refrigerator, Washer, Window Coverings
n/a
Easement Registered On Title, Pet Restrictions or Board approval Required, Restrictive Covenant, Utility Right Of Way
Restrictions
Floor
Type
Size
Other
Main Floor
Kitchen
16'1" × 8'1"
Main Floor
Living Room
14'6" × 10'11"
Main Floor
Dining Room
10'7" × 8'8"
Main Floor
Bedroom - Primary
13'6" × 10'2"
Main Floor
Bedroom
12'1" × 8'
Main Floor
Laundry
4'10" × 2'5"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
4'11" x 8'1"
Main Floor
No
3
4'11" x 7'6"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Closet Organizers, Granite Counters, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Storage
Exterior Features:
Courtyard, Outdoor Grill
Patio And Porch Features:
Balcony(s)
Num. of Parcels:
0
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
DC (pre 1P2007)
Listed Date:
Sep 14, 2024
Days on Mkt:
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Listed by Stonemere Real Estate Solutions
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
235
Avg list price:
$385,000
Min list price:
$188,000
Max list price:
$2,900,000
Avg days on market:
43
Min days on market:
1
Max days on market:
448
Avg price per sq.ft.:
$503.8
These statistics are generated based on the current listing's property type and located in Beltline. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706