NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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605 Panorama Hills Drive NW
Panorama Hills Calgary T3K 4V5

$699,955
Residential beds: 4 baths: 3.0 1,661 sq. ft. built: 1998

Main Photo: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 1: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 2: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 3: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 4: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 5: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 6: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 7: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 8: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 9: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
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Photo 21: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 22: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 23: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 24: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 25: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
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Photo 38: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 39: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 40: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 41: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Photo 42: 605 Panorama Hills Drive NW in Calgary: Panorama Hills Detached for sale : MLS®# A2171865
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2171865
Bedrooms:
4
Bathrooms:
3
Year Built:
1998
** OPEN HOUSE SATURDAY NOVEMBER 9TH 2PM-4PM ** Check out the 3D Tour! Welcome to this beautiful 2 storey move in ready home in Panorama Hills! This home offers almost 2500 sqft of developed living space, 4 bedroom, 2.5 bathrooms, a finished basement, a private yard, and air conditioning! Step inside and the first thing you will notice is the vaulted ceilings letting in tons of natural light. Going to the main living area, you have a open kitchen, dining and living room area with large south backing windows and a cozy gas fireplace. In the kitchen, there are updated stainless steel appliances, lots of counter space and a good size pantry. To finish off the main floor, there is a half bath and a walking laundry room! Upstairs, there are 3 spacious bedrooms and 2 full bathrooms. Included in the bedroom count is a airy primary bedroom with vaulted ceilings and a 4 piece ensuite bathroom. The basement is fully finished with a large rec room, bedroom, and office space. Recent updates include roof(2019), hot water tank(2023), refrigerator(2024), washer/dryer(2019), microwave(2019). This desirable community is within walking distance(a 2km radius) to lots of amenities, shopping, schools(both public and catholic), and transit. Great location with quick access close proximity to Deerfoot Trail, Stoney Trail Country Hills Blvd and the Airport. Book a private showing today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,661 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
4,617 sq. ft.
Lot Frontage:
42'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northwest
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
1998 (Age: 26)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
9712319
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
HOA Fee:
$105.00
Panorama Hills
Other
Dishwasher, Dryer, Electric Stove, Microwave, Refrigerator, Washer
n/a
None Known
Floor
Type
Size
Other
Main Floor
Living Room
16'8" × 13'11"
Main Floor
Dining Room
13'10" × 10'2"
Main Floor
Kitchen
14'3" × 11'
Main Floor
Laundry
8'10" × 5'6"
Upper Level
Bedroom - Primary
14'4" × 11'9"
Upper Level
Bedroom
11' × 11'
Upper Level
Bedroom
11'1" × 10'5"
Basement
Family Room
23'6" × 15'11"
Basement
Bedroom
13' × 10'3"
Basement
Office
11'6" × 7'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
Yes
4
Upper Level
No
4
Title to Land:
Fee Simple
Community Features:
Other, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Kitchen Island, No Animal Home, Pantry
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Yard
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone N
Zoning:
R-G
Listed Date:
Oct 11, 2024
Days on Mkt:
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Virtual Tour

3D Tour

Additional Images

Virtual Tour

Listed by RE/MAX Real Estate (Mountain View)
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
74
Avg list price:
$488,900
Min list price:
$239,000
Max list price:
$1,374,888
Avg days on market:
43
Min days on market:
1
Max days on market:
154
Avg price per sq.ft.:
$378.26
These statistics are generated based on the current listing's property type and located in Panorama Hills. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706