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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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3310 Centre Street NE
Highland Park Calgary T2E 2X8

$699,990
Residential beds: 4 baths: 2.0 944 sq. ft. built: 1949

Main Photo: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 1: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 2: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 3: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 4: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 5: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 6: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Photo 7: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2135831
Bedrooms:
4
Bathrooms:
2
Year Built:
1949
Rare Find for Developers, Investors, and Home Business Owners!! - Unlock the potential of this exceptional property, perfect for various income opportunities and situated in a prime location which is easy access to downtown, all major roads, and highways. This bungalow is set on a 50ft x 120ft M-C1 lot, a multi-residential designation ideal for 3 to 4 storey apartment buildings and townhouses. It highlights (1) 1800 sq ft of total living space featuring 2 spacious bedrooms, a full bathroom, a living room, and a kitchen on the main level; (2) a DEVELOPED BASEMENT with a separate entrance offering 2 additional bedrooms, a full bathroom, a kitchenette, and a huge family room. This setup provides privacy and versatility for extended family living or a home office space; (3) AMPLE PARKING with 2 parking stalls in the front yard, additional 3-car parking space on the driveway, and a double insulated garage at the alley; (4) a secured and heated GARAGE workshop with large windows, situated above the double garage, offers additional storage or can be used as a home business office, yoga studio, home care space, or workshops. The upcoming LRT Green Line increases the land value and provides fast and frequent transit service connecting to hundreds of key destinations throughout the city. Don't miss out on this rare opportunity to invest in a property with versatile uses for Land Redevelopment, A Small Home Business, Rental Investment Opportunity, or a Principal Home. Contact Today to schedule a viewing and explore the endless possibilities this unique property has to offer.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
943.7 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,995 sq. ft.
Lot Frontage:
50'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
6
Year built:
1949 (Age: 75)
Bedrooms:
4 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
2
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
3674S
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stucco, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Ceramic Tile, Laminate
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Concrete Driveway, Double Garage Detached, Insulated, Oversized, Parking Pad, See Remarks
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Highland Park (Calgary)
Dishwasher, Microwave Hood Fan, Refrigerator, Stove(s), Washer/Dryer
None
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
13' × 10'2"
Main Floor
Dining Room
9'5" × 6'11"
Main Floor
Living Room
14'6" × 13'6"
Main Floor
Bedroom
11'5" × 10'8"
Main Floor
Bedroom - Primary
11'6" × 11'1"
Main Floor
Walk-In Closet
5' × 3'11"
Main Floor
Entrance
6'1" × 3'10"
Main Floor
Laundry
3'4" × 3'3"
Main Floor
Workshop
23' × 23'
Basement
Kitchenette
14'5" × 10'4"
Basement
Storage
10'10" × 3'9"
Basement
Game Room
25'7" × 9'7"
Basement
Bedroom
10'2" × 4'5"
Basement
Bedroom
12'10" × 10'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
6'4" x 6'4"
Basement
No
4
4'5" x 10'2"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
See Remarks
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Rectangular Lot
Num. of Parcels:
0
Fencing:
Partial
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
M-C1
Listed Date:
Jun 11, 2024
Days on Mkt:
  • Photo 1: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 1 of 7
  • Photo 2: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 2 of 7
  • Photo 3: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 3 of 7
  • Photo 4: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 4 of 7
  • Photo 5: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 5 of 7
  • Photo 6: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 6 of 7
  • Photo 7: 3310 Centre Street NE in Calgary: Highland Park Detached for sale : MLS®# A2135831
    Photo 7 of 7
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Listed by WExcel
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
24
Avg list price:
$821,900
Min list price:
$164,900
Max list price:
$1,800,000
Avg days on market:
44
Min days on market:
1
Max days on market:
161
Avg price per sq.ft.:
$498.05
These statistics are generated based on the current listing's property type and located in Highland Park. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706