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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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102 4150 Seton Drive SE
Seton Calgary T3M 3C7

$374,999
Residential beds: 2 baths: 2.0 857 sq. ft. built: 2020

Virtually staged
Photo 1: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 2: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 3: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 4: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 5: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 6: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 7: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 8: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 9: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 10: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 11: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 12: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 13: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 14: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 15: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 16: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 17: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 18: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 19: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 20: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 21: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 22: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 23: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Photo 24: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2174930
Bedrooms:
2
Bathrooms:
2
Year Built:
2020
Welcome to your new home in the vibrant heart of Seton's Urban District! This beautifully designed 2-bedroom, 2-bathroom condo offers an abundance of natural light with its desirable south-facing views. The open floor plan features 9-foot ceilings, stylish vinyl plank flooring, and in-suite laundry for convenience. The modern white kitchen is a chef's dream, complete with sleek quartz countertops, stainless steel appliances, pantry, ceiling height cabinetry, and huge island. Extend your entertaining space or enjoy morning coffee on your expansive patio, nestled in a tranquil setting with lush bushes that create a natural privacy screen. The spacious primary bedroom is a serene retreat, featuring a luxurious 4-piece ensuite with dual vanities and a walk-in shower, along with a generous walk-in closet. The second bedroom is thoughtfully positioned on the opposite side of the unit for added privacy and is adjacent to the main 4-piece bathroom with a relaxing soaker tub. This home also includes a spacious laundry room with additional storage space, titled underground parking, separate storage locker, and access to bike storage and ample underground visitor parking. Set in an unbeatable location, you’re just steps away from shopping, restaurants, South Health Campus Hospital, the YMCA, VIP Cineplex, and more. Plus, this pet-friendly complex allows up to two pets with board approval. Don't miss the opportunity to live in this stunning home with every amenity at your doorstep!
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Apartment
Total Living Area:
857.13 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$421.98
Condo Fee Includes:
Common Area Maintenance, Heat, Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash, Water
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Floor Location:
Ground
Entry Level:
1
Stories Total:
4
Levels:
Single Level Unit
End Unit:
2+ Common Walls
Total Rooms Above Grade:
4
Year built:
2020 (Age: 4)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
1911376
Heating:
Baseboard
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Brick, Composite Siding, Wood Frame
Structure Type:
Low Rise (2-4 stories)
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Underground
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Z-name Not Listed
Seton
Elevator(s), Secured Parking, Visitor Parking
Dishwasher, Dryer, Microwave Hood Fan, Refrigerator, Stove(s), Washer
Window Coverings - blinds, curtains in living room, curtain rods, TV wall mount, portable A/C
Easement Registered On Title, Pet Restrictions or Board approval Required, Restrictive Covenant
Restrictions, Cats OK, Dogs OK
Floor
Type
Size
Other
Main Floor
Kitchen
15' × 9'
Main Floor
Living Room
12' × 11'
Main Floor
Bedroom - Primary
14' × 9'
Main Floor
Bedroom
12' × 9'6"
Main Floor
Laundry
7'6" × 7'
Main Floor
Balcony
15'6" × 6'
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
0' x 0'
Main Floor
No
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
Other, Playground, Pool, Schools Nearby, Shopping Nearby
Interior Features:
Double Vanity, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting
Exterior Features:
None
Patio And Porch Features:
Patio
Num. of Parcels:
0
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
DC
Listed Date:
Oct 24, 2024
Days on Mkt:
  • Photo 1: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Virtually staged
  • Photo 2: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
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  • Photo 5: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Virtually staged
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  • Photo 8: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Virtually staged primary bedroom
  • Photo 9: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Photo 9 of 24
  • Photo 10: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
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  • Photo 11: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
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  • Photo 13: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Photo 13 of 24
  • Photo 14: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Virtually staged
  • Photo 15: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Photo 15 of 24
  • Photo 16: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
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  • Photo 17: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
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  • Photo 18: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Photo 18 of 24
  • Photo 19: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Large private patio
  • Photo 20: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Underground visitor parking
  • Photo 21: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Titled underground parking
  • Photo 22: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Extra storage
  • Photo 23: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Photo 23 of 24
  • Photo 24: 102 4150 Seton Drive SE in Calgary: Seton Apartment for sale : MLS®# A2174930
    Photo 24 of 24
Listed by eXp Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
89
Avg list price:
$474,900
Min list price:
$250,000
Max list price:
$1,187,900
Avg days on market:
26
Min days on market:
4
Max days on market:
156
Avg price per sq.ft.:
$426.07
These statistics are generated based on the current listing's property type and located in Seton. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706