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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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13021 6 Street SW
Canyon Meadows Calgary T2W 4J8

$450,000
Residential beds: 4 baths: 3.0 1,640 sq. ft. built: 1976

Main Photo: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 1: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 2: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 3: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 4: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 5: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 6: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 7: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 8: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 9: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 10: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 11: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 12: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 13: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 14: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 15: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 16: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 17: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 18: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 19: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 20: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 21: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 22: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 23: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 24: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 25: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 26: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 27: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Photo 28: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2159713
Bedrooms:
4
Bathrooms:
3
Year Built:
1976
Welcome to this stunning 5-level split townhouse, offering a total of 2,200 sq. ft. of useable space. The home's unique layout provides both privacy and openness, with distinct levels for living, dining, and relaxing. Step into the heart of the home, where the kitchen shines with granite countertops and upgraded stainless steel appliances. The finished basement adds an extra layer of versatility, ideal for a home office, gym, or entertainment space. Your private yard also features a newly installed fence and newly painted stairs, infusing the space with a contemporary flair and creating an ideal outdoor retreat. Location is key, and this property delivers! You’ll be within walking distance of LRT station and Fish Creek Provincial Park. It’s just a short drive to South Centre Mall and major routes like Macleod Trail and Stoney Trail. Don’t forget the top-ranking Dr. E.P. Scarlett High School, which offers AP and French Immersion programs. This is your opportunity to own a home that truly has it all. Please schedule your viewing today and start living the lifestyle you’ve always dreamed of!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
5 Level Split
Total Living Area:
1,640 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$654.00
Condo Fee Includes:
Common Area Maintenance, Insurance, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
5 Level Split
End Unit:
2+ Common Walls
Total Rooms Above Grade:
7
Year built:
1976 (Age: 48)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
7911226
Heating:
Central
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Brick, Wood Frame, Wood Siding
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Laminate, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Wood Burning
Garage:
1
Garage Spaces:
1
Parking:
Single Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Laundry Room
Condo Fee Frequency:
Monthly
Cantebury Gardens
Canyon Meadows
Park, Parking, Playground, Snow Removal, Visitor Parking
Dishwasher, Dryer, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer, Window Coverings
N/A
Call Lister
Yes
Floor
Type
Size
Other
Main Floor
Dining Room
22' × 12'1"
Main Floor
Foyer
11'7" × 6'6"
Main Floor
Kitchen
18'3" × 8'1"
Main Floor
Living Room
18'5" × 13'7"
Main Floor
Laundry
8'1" × 5'8"
Upper Level
Bedroom
10'9" × 9'5"
Upper Level
Bedroom
14'1" × 10'3"
Upper Level
Bedroom - Primary
14'3" × 12'1"
Upper Level
Walk-In Closet
10'4" × 4'3"
Lower Level
Bedroom
11'10" × 11'10"
Lower Level
Storage
7'7" × 4'8"
Lower Level
Furnace/Utility Room
13'8" × 6'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
7'10" x 3'1"
Upper Level
Yes
3
8'6" x 8'
Upper Level
No
4
5' x 8'
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Breakfast Bar, Ceiling Fan(s), Central Vacuum, No Animal Home, No Smoking Home, See Remarks, Storage
Exterior Features:
Dog Run, Lighting, Private Yard, Rain Gutters
Patio And Porch Features:
Front Porch, Patio
Lot Features:
Rectangular Lot
Num. of Parcels:
0
Fencing:
Cross Fenced, Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
M-C1
Listed Date:
Aug 22, 2024
Days on Mkt:
  • Photo 1: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Photo 1 of 28
  • Photo 2: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Garage
  • Photo 3: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Family room
  • Photo 4: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Family room
  • Photo 5: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Kitchen
  • Photo 6: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Kitchen
  • Photo 7: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Kitchen
  • Photo 8: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Bedroom 1
  • Photo 9: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Bedroom 1
  • Photo 10: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Bedroom 2
  • Photo 11: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Bedroom 2
  • Photo 12: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    3 pc bathroom
  • Photo 13: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Master Bedroom
  • Photo 14: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Master Bedroom
  • Photo 15: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Master Bedroom
  • Photo 16: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Master Bathroom
  • Photo 17: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Entry
  • Photo 18: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Livingroom
  • Photo 19: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Livingroom
  • Photo 20: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Livingroom
  • Photo 21: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    2 pc Bathroom
  • Photo 22: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Laundry Room
  • Photo 23: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Basement
  • Photo 24: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Patio
  • Photo 25: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Patio
  • Photo 26: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Photo 26 of 28
  • Photo 27: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Dr. E.P. Scarlett High School
  • Photo 28: 13021 6 Street SW in Calgary: Canyon Meadows Row/Townhouse for sale : MLS®# A2159713
    Floor Plan

Virtual Tour

Listed by Homecare Realty Ltd.
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
25
Avg list price:
$816,000
Min list price:
$249,000
Max list price:
$4,250,000
Avg days on market:
16
Min days on market:
1
Max days on market:
99
Avg price per sq.ft.:
$450.93
These statistics are generated based on the current listing's property type and located in Canyon Meadows. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706