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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
Nov 17, 2024
02:00 PM
-
04:00 PM
MST
2012 43 Avenue SW
Calgary
T2T 2N2
$875,000
Residential
beds: 2
baths: 3.0
1,710 sq. ft.
built: 1998
Open House
-
Nov 17, 2024
02:00 PM
-
04:00 PM
MST
NOTES: Open House on Sunday, November 17, 2024 2:00PM - 4:00PM
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2174778
- Bedrooms:
- 2
- Bathrooms:
- 3
- Year Built:
- 1998
- Photos (33)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
Cancel any time.
Welcome to this stunning two-storey home on a beautiful, tree-lined, quiet street in the heart of desirable Altadore. Mature trees shade the south-facing entry, complemented by thoughtful landscaping along the walkway. The interior features soaring vaulted ceilings, lovely bay windows with a window seat, and rich wood flooring. The main floor includes a welcoming living room, an office/guest bedroom, a convenient powder room, and a white kitchen with ample counters. The wall-to-wall, north-facing windows in the kitchen provide views of the rear deck and yard. You'll find a cozy den at the top of the stairs that overlooks the main level, perfect for a sofa and library. The upper floor boasts two bright bedrooms. The primary bedroom features an ensuite bathroom with classic tile and a glass shower. The secondary bedroom, featuring a generously sized closet, is also bright and offers views of mature trees. A full bathroom that serves the second bedroom completes the upper level. The rear yard is designed for low maintenance, and you’ll appreciate the detached double garage! The partially developed lower level matches the footprint of the main floor, providing plenty of space for multiple bedrooms, entertainment areas, a home office, or a gym - everything you need to design your ideal space. With city approval, you may be able to install a side door on the west side to create a separate entrance to the basement for a potential legal secondary suite. The possibilities are truly limitless! This desirable home is within walking distance of River Park, shopping and dining in Marda Loop, Lycée Louis Pasteur, Altadore Elementary, Masters Academy and Central Memorial High School. The local pubs, famous ice cream shop, and spa are just a block away. Altadore offers top-notch community amenities and the best schools. You will enjoy living in this lovely home!
- Property Type:
- Residential
- Property Sub Type:
- Semi Detached (Half Duplex)
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- 2 Storey, Side by Side
- Total Living Area:
- 1,710 sq. ft.
- Lower Level Finished Area:
- Signup
- Above Grade Finished Area:
- Signup
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Includes:
- Signup
- Lot Area:
- 3,046 sq. ft.
- Lot Frontage:
- 25'
- Acres Cleared:
- Signup
- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- South
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Entry Level:
- 1
- Levels:
- Two
- End Unit:
- 1 Common Wall
- Total Rooms Above Grade:
- 8
- Year built:
- 1998 (Age: 26)
- Bedrooms:
- 2 (Above Grd: 2)
- Bedrooms Above Grade:
- 2
- Bedrooms Below Grade:
- 0
- Bathrooms:
- 3.0 (Full:2, Half:1)
- Plan:
- 6290AJ
- Heating:
- Forced Air
- Basement:
- Full, Partially Finished
- Foundation:
- Poured Concrete
- New Constr.:
- No
- Construction Material:
- Brick, Stucco
- Structure Type:
- Duplex
- Roof:
- Asphalt Shingle
- Ensuite:
- Yes
- Flooring:
- Carpet, Hardwood, Tile
- Cooling:
- None
- Fireplaces:
- 1
- Fireplace Details:
- Gas
- Garage:
- 1
- Garage Spaces:
- 2
- Parking:
- Double Garage Detached
- Parking Places:
- 2.0
- Parking Total/Covered:
- 2 / -
- Laundry Features:
- Main Level
- Altadore
- Dishwasher, Dryer, Garage Control(s), Gas Stove, Microwave, Refrigerator, Washer
- Second Refrigerator, Window Coverings
- None Known
- Floor
- Type
- Size
- Other
- Main Floor
- Living Room
- 20'7" × 20'
- Main Floor
- Hall
- 11' × 7'1"
- Main Floor
- Family Room
- 10'8" × 8'9"
- Main Floor
- Kitchen
- 16'4" × 11'1"
- Main Floor
- Dining Room
- 17'2" × 10'4"
- Upper Level
- Hall
- 18' × 9'7"
- Upper Level
- Bedroom
- 13'5" × 8'1"
- Upper Level
- Bedroom - Primary
- 21'9" × 11'5"
- Basement
- Other
- 39'10" × 20'
- Basement
- Storage
- 10'9" × 10'2"
- Basement
- Other
- 10'9" × 9'6"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- 6'10" x 5'1"
- Upper Level
- No
- 4
- 5'2" x 8'2"
- Upper Level
- Yes
- 3
- 7'11" x 7'9"
- Title to Land:
- Fee Simple
- Community Features:
- Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
- Interior Features:
- Breakfast Bar, French Door, High Ceilings
- Exterior Features:
- Private Yard
- Patio And Porch Features:
- Deck
- Lot Features:
- Back Yard, Few Trees
- Num. of Parcels:
- 0
- Fencing:
- Fenced
- Region:
- Calgary
- Zone:
- CAL Zone CC
- Zoning:
- R-CG
- Listed Date:
- Oct 24, 2024
- Days on Mkt:
- Signup
-
Welcome to this stunning two-storey home on a beautiful, tree-lined, quiet street in the heart of desirable Altadore. -
The interior features soaring vaulted ceilings, lovely bay windows with a window seat, and rich wood flooring.
-
The main floor includes a welcoming living room
-
Photo 4 of 33
-
Photo 5 of 33
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Photo 6 of 33
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White kitchen with ample counters
-
Photo 8 of 33
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Photo 9 of 33
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The wall-to-wall, north-facing windows in the kitchen provide views of the rear deck and yard.
-
Photo 11 of 33
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Photo 12 of 33
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Two piece powder room on main floor.
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Photo 14 of 33
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At the top of the stairs, you'll find a cozy den that overlooks the main level, perfect sitting area or library.
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The upper floor boasts two bright bedrooms.
-
Spacious primary bedroom with ensuite bath
-
Photo 18 of 33
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The primary bedroom features an ensuite bathroom with classic tile and a glass shower.
-
Photo 20 of 33
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Photo 21 of 33
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Photo 22 of 33
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The secondary bedroom, featuring a generously sized closet, is also bright and offers views of mature trees.
-
Photo 24 of 33
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A full bathroom that serves the second bedroom completes the upper level.
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Partially finished basement
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1,002sq/ft basement ready for your development.
-
Mature trees shade the south-facing entry, complemented by thoughtful landscaping along the walkway.
-
Photo 29 of 33
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Double detached garage
-
The rear yard is designed for low maintenance
-
With city approval, you may be able to install a side door on the west side to create a separate entrance to the basement for a potential legal secondary suite.
-
Photo 33 of 33
Virtual Tour
Virtual Tour
Listed by Century 21 Bamber Realty LTD.
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
- Listings on market:
- 23
- Avg list price:
- $1,219,000
- Min list price:
- $399,000
- Max list price:
- $2,599,000
- Avg days on market:
- 20
- Min days on market:
- 3
- Max days on market:
- 278
- Avg price per sq.ft.:
- $650.82
These statistics are generated based on the current listing's property type
and located in
Altadore. Average values are
derived using median calculations.
- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
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$589,900
MLS®#: A2176278
Bedrooms: 3
Bathrooms: 3.0
Floor Area: 1,414 sq. ft.
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