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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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41 Copperpond Avenue SE
Copperfield Calgary T2Z 5B3

$625,000
Residential beds: 4 baths: 4.0 1,579 sq. ft. built: 2015

Front of Home
Photo 1: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 2: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 3: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 4: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 5: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 6: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 7: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 8: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 9: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 10: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 11: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 12: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 13: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 14: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 15: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 16: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 17: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 18: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 19: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 20: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 21: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 22: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 23: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 24: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 25: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 26: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 27: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 28: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 29: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Photo 30: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2176293
Bedrooms:
4
Bathrooms:
4
Year Built:
2015
Welcome to 41 Copperpond Ave SE, a charming home nestled in the heart of Calgary's inviting Copperfield neighbourhood. Here, every detail has been thoughtfully designed to create a space that feels like home the moment you walk through the door. Step inside and you’ll find a spacious, open-concept main floor that feels both cozy and expansive. The living room invites you to kick back and relax, with large windows that flood the area with natural light. From here, the space flows seamlessly into the heart of the home—a chef-inspired kitchen that combines function and style. The gleaming stainless steel appliances, wrap-around counter, and plenty of cabinet space make it the perfect spot for everything from morning coffee to memorable dinners with loved ones. As you head upstairs, the private master suite awaits. Spacious and serene, it’s designed to be a true retreat, featuring a walk-in closet and a luxurious ensuite where you can unwind after a long day. Two more generously sized bedrooms, laundry room, and a second full bathroom complete the upper level, each room bathed in sunlight, offering warmth and comfort for everyone in the family. You will definitely enjoy the beautiful brand new, fully permitted basement. This clever space features a great sized family room with multiple lighting options, a large bedroom, 3-piece bathroom, and extra storage areas. The furnace and hot water tank have been meticulously maintained as per manufacturer's recommendations. Outside, the backyard is your own private oasis. Fully fenced (2021) and featuring a double sized parking area off the paved laneway, this space is perfect for weekend barbecues, quiet mornings with coffee, or just soaking up the Calgary afternoon sunshine. The roof and siding have been replaced in 2020. Along with new windows in the master bedroom (2022), an A/C unit has also been installed (2022). 41 Copperpond Ave SE offers not just a house, but a lifestyle. With schools, parks, shopping, and major roadways all within easy reach, this home perfectly balances the convenience of city living with the charm of a close-knit community. Whether you’re setting down roots or starting a new chapter, this home is ready to welcome you in. Schedule your private tour today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,579 sq. ft.
Main Level Finished Area:
789.62 sq. ft.
Upper Level Finished Area:
789.62 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
648.56 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,035 sq. ft.
Lot Frontage:
27'11"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2015 (Age: 9)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1411498
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Laminate
Cooling:
ENERGY STAR Qualified Equipment, Full
Fireplaces:
0
Garage:
0
Parking:
Parking Pad
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
Copperfield
Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Garburator, Microwave Hood Fan, Refrigerator, Washer, Window Coverings
None
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
14'3" × 10'
Main Floor
Dining Room
13'4" × 10'
Main Floor
Living Room
12'11" × 11'11"
Main Floor
Office
8'11" × 4'11"
2nd Floor
Bedroom - Primary
12'11" × 12'1"
2nd Floor
Bedroom
10'9" × 9'
2nd Floor
Bedroom
9'6" × 9'
Basement
Bedroom
14'9" × 7'11"
Basement
Family Room
16'1" × 12'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5' x 5'
2nd Floor
Yes
4
4'11" x 12'1"
2nd Floor
No
4
6' x 8'2"
Basement
No
3
5'2" x 7'3"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Closet Organizers, High Ceilings, No Smoking Home, Quartz Counters, Vinyl Windows, Wired for Sound
Exterior Features:
Lighting, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Fruit Trees/Shrub(s), Front Yard, Lawn, Yard Lights, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-G
Listed Date:
Oct 30, 2024
Days on Mkt:
  • Photo 1: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Front of Home
  • Photo 2: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Front of Home
  • Photo 3: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Front Porch
  • Photo 4: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Front Foyer
  • Photo 5: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Living Room
  • Photo 6: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Living Room
  • Photo 7: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Living Room
  • Photo 8: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Dining Room
  • Photo 9: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Dining Room
  • Photo 10: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Kitchen
  • Photo 11: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Kitchen
  • Photo 12: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Kitchen
  • Photo 13: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Rear Entrance
  • Photo 14: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Powder Room
  • Photo 15: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Master Bedroom
  • Photo 16: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Master Bedroom
  • Photo 17: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Master Ensuite
  • Photo 18: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Second Bedroom
  • Photo 19: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Second Bedroom
  • Photo 20: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Third Bedroom
  • Photo 21: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Third Bedroom
  • Photo 22: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    4 Piece Bathroom
  • Photo 23: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Laundry Room
  • Photo 24: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Basement Family Room
  • Photo 25: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Basement Family Room
  • Photo 26: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Basement Bedroom
  • Photo 27: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Basement Bedroom
  • Photo 28: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Basement Bathroom
  • Photo 29: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Parking Area
  • Photo 30: 41 Copperpond Avenue SE in Calgary: Copperfield Detached for sale : MLS®# A2176293
    Backyard and Deck
Listed by eXp Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
39
Avg list price:
$429,900
Min list price:
$259,000
Max list price:
$788,888
Avg days on market:
22
Min days on market:
1
Max days on market:
82
Avg price per sq.ft.:
$398.38
These statistics are generated based on the current listing's property type and located in Copperfield. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706