NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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246 Prestwick Close SE
McKenzie Towne Calgary T2Z 4Y4

$635,000
Residential beds: 4 baths: 4.0 1,467 sq. ft. built: 2006

Main Photo: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
Photo 1: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
Photo 2: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
Photo 3: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
Photo 4: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
Photo 5: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
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Photo 41: 246 Prestwick Close SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2172767
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2172767
Bedrooms:
4
Bathrooms:
4
Year Built:
2006
Welcome to this well-maintained two-storey, 3+1 Bedroom home with over 2100sqft of fully developed living space, ideally located in a quiet cul-de-sac in the desirable SE community of Prestwick in McKenzie Towne. Siding onto a walking path and close to shopping, schools, and public transportation, this property offers both convenience and a functional layout filled with natural light. The main level features updated laminate flooring throughout and a spacious living area with a gas fireplace and custom built-in surround. The kitchen includes a center island with a breakfast bar, an upgraded appliance package, and custom-stained cabinetry. Adjacent to the kitchen, the extended dining room is surrounded by windows and provides access to your fully fenced and landscaped west-facing backyard, which has been completely upgraded into a beautiful oasis perfect for relaxation or entertaining and includes a shed and the HOT TUB. Upstairs, you'll find three generously sized bedrooms, including a master suite equipped with a full 4pc ensuite bath and a walk-in closet. All bathrooms have upgraded fixtures. The professionally developed basement adds additional living space with a recreation room ideal for family movie nights, a fourth bedroom, and a full bathroom with heated flooring. Additional highlights include a brand-new furnace and the unique advantage of a full backyard that allows for the addition of an oversized garage—offering potential for future expansion. This is the perfect 128’ deep X ~35’ lot for a CARRIAGE HOUSE build-out for extra rental income or a secondary suite/office (subject to City of Calgary approval). This home combines comfort, functionality, and room for growth. Call today to book your private viewing.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,467 sq. ft.
Main Level Finished Area:
780 sq. ft.
Upper Level Finished Area:
687 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
641 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,951 sq. ft.
Lot Frontage:
23'11"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2006 (Age: 18)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0513768
Heating:
In Floor, Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate
Cooling:
None
Fireplaces:
1
Fireplace Details:
Decorative, Family Room, Gas, Mantle
Garage:
0
Parking:
Alley Access, Off Street, On Street, Parking Pad
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Sink
McKenzie Towne
Dishwasher, Electric Stove, Microwave Hood Fan, Refrigerator, Washer/Dryer Stacked, Window Coverings
Shed, Hot Tub
Restrictive Covenant-Building Design/Size, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen With Eating Area
15'4" × 13'8"
Main Floor
Dining Room
11' × 8'11"
Main Floor
Living Room
15'4" × 14'8"
2nd Floor
Bedroom - Primary
15'1" × 11'8"
2nd Floor
Bedroom
11'11" × 9'3"
2nd Floor
Bedroom
10'1" × 8'11"
Basement
Bedroom
13'3" × 9'5"
Basement
Game Room
14'1" × 13'1"
Basement
Laundry
8'3" × 3'11"
Basement
Furnace/Utility Room
19'6" × 6'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'11" x 4'11"
2nd Floor
Yes
4
5' x 8'
2nd Floor
No
4
4'11" x 7'10"
Basement
No
3
4'11" x 7'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Kitchen Island, No Smoking Home, Open Floorplan
Exterior Features:
Dog Run
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Lane, Back Yard, Cul-De-Sac, Dog Run Fenced In, Front Yard, Landscaped
Num. of Parcels:
0
Outbuildings:
Shed
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-G
Listed Date:
Oct 12, 2024
Days on Mkt:
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Listed by RE/MAX iRealty Innovations
Data was last updated November 14, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
34
Avg list price:
$441,200
Min list price:
$290,000
Max list price:
$959,800
Avg days on market:
23
Min days on market:
5
Max days on market:
83
Avg price per sq.ft.:
$391.28
These statistics are generated based on the current listing's property type and located in McKenzie Towne. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706