NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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4635 22 Avenue NW
Montgomery Calgary T3B 0X9

$1,799,900
Residential beds: 6 baths: 4.0 3,036 sq. ft. built: 2022

Main Photo: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
Photo 1: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
Photo 2: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
Photo 3: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
Photo 4: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
Photo 5: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
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Photo 41: 4635 22 Avenue NW in Calgary: Montgomery Detached for sale : MLS®# A2176151
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2176151
Bedrooms:
6
Bathrooms:
4
Year Built:
2022
Discover this stunning custom-built home in the heart of Montgomery, offering over 3,000 sq ft of luxurious living space. Located just moments from the University of Calgary, the Alberta Children’s Hospital, shopping, scenic walkways, and the Bow River, this property provides convenience with elegance. The open-concept main floor features beautiful custom wood finishes, a chef’s kitchen with a granite island, custom cabinetry, and a panel-ready fridge. A large glass sliding door leads to a spacious deck, complete with an outdoor fireplace, perfect for entertaining. The upper level hosts a luxurious master suite with a private balcony, a spa-inspired 5-piece ensuite with heated floors, a steam shower, and a walk-in closet. Two additional bedrooms, each with a full ensuite bathroom, a flexible space, and a generous laundry room with heated floors complete this level. The walk-up basement offers exceptional versatility with a full bath, wet bar, recreational space, and two extra rooms, ideal for guests or office space. This property embodies thoughtful design and prime location, making it an extraordinary place to call home.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
3,036.1 sq. ft.
Main Level Finished Area:
1,547 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,364.6 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,995 sq. ft.
Lot Frontage:
50'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northeast
Reg. Size:
Reg. Size Includes:
Unit Exposure:
Northeast
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2022 (Age: 2)
Bedrooms:
6 (Above Grd: 5)
Bedrooms Above Grade:
5
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
4994GI
Heating:
In Floor, Fireplace(s), Forced Air
Basement:
Full, Walk-Up To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Stucco
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Hardwood, Tile
Cooling:
Rough-In
Fireplaces:
2
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Detached
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
Laundry Room, Sink, Upper Level
Montgomery
Dishwasher, Electric Oven, Freezer, Gas Cooktop, Microwave, Range Hood, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
14'4" × 11'8"
Main Floor
Office
12'5" × 10'5"
Main Floor
Nook
18'11" × 11'6"
Main Floor
Kitchen
19'4" × 9'9"
Main Floor
Mud Room
11'11" × 5'2"
Main Floor
Pantry
6'11" × 5'1"
Main Floor
Dining Room
15' × 12'2"
Main Floor
Entrance
9'3" × 7'2"
Upper Level
Balcony
14'6" × 5'6"
Upper Level
Bedroom - Primary
17'7" × 14'7"
Upper Level
Walk-In Closet
11'2" × 7'10"
Upper Level
Laundry
7'2" × 5'8"
Upper Level
Bedroom
11'11" × 10'8"
Upper Level
Bedroom
14'5" × 10'11"
Upper Level
Walk-In Closet
4'11" × 4'8"
Upper Level
Bedroom
14'5" × 10'5"
Upper Level
Bedroom
11'8" × 9'11"
Basement
Bedroom
17'10" × 13'
Basement
Family Room
15'3" × 14'8"
Basement
Entrance
12'1" × 3'6"
Basement
Flex Space
12'10" × 11'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
6'8" x 4'11"
Upper Level
Yes
5
14' x 11'2"
Upper Level
Yes
4
4'7" x 4'11"
Basement
No
4
4'11" x 9'10"
Title to Land:
Fee Simple
Community Features:
Park, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Chandelier, Kitchen Island, Natural Woodwork, Open Floorplan, Walk-In Closet(s), Wet Bar
Exterior Features:
Balcony, Barbecue, Lighting
Patio And Porch Features:
Balcony(s)
Lot Features:
Back Yard
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-CG
Listed Date:
Nov 03, 2024
Days on Mkt:
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Listed by URBAN-REALTY.ca
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
19
Avg list price:
$859,000
Min list price:
$399,900
Max list price:
$2,398,000
Avg days on market:
30
Min days on market:
7
Max days on market:
144
Avg price per sq.ft.:
$523.32
These statistics are generated based on the current listing's property type and located in Montgomery. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706