NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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105 Meadow Drive
NONE Rural Clearwater County T4T 0A3

$1,250,000
Residential beds: 4 baths: 3.0 1,963 sq. ft. built: 1992

north saskatchewan river Front Property
Photo 1: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 2: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 3: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 4: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 5: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 6: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 7: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 8: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 9: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 10: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 11: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 12: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 13: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 14: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 15: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 16: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 17: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 18: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 19: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 20: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 21: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 22: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 23: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 24: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 25: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 26: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 27: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 28: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 29: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 30: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 31: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 32: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 33: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 34: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 35: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 36: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 37: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 38: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 39: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 40: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 41: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 42: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 43: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 44: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 45: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Photo 46: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2097833
Bedrooms:
4
Bathrooms:
3
Year Built:
1992
LOCATION, LOCATION LOCATION... Location is key on this property with easy access to the town of Rocky Mountain House, the David Thompson westcountry, lakes and rivers, 2 golf courses within 10 minutes, established trail systems for walking, biking and off road vehicles all nearby, low bank access to the river. On this stunning 57.11-acre property nestled along the banks of the North Saskatchewan River near Rocky Mountain House (westcentral Alberta), you'll find a picturesque landscape of rolling hills, lush greenery, open meadows, and breathtaking river & mountain views. The primary residence is a beautiful walkout basement home designed to maximize those panoramic vistas, allowing you to immerse yourself in nature's beauty from every room. The home features a spacious layout with large windows that flood the interior with natural light, creating a warm and inviting atmosphere. Imagine sipping your morning coffee on a deck looking onto the mountains, or hosting friends and family for a weekend campout / barbecue along the banks of the river and sprawling meadows as the sun sets behind the majestic Rocky Mountains in the distance. For those with a penchant for hobbies or vehicles, there are not one but two garages on the property – perfect for storing your cars, boats, or outdoor gear. Picture walking on your land, taking in the sounds of wildlife, and enjoying the peaceful serenity of this rare oasis. This property truly offers a luxurious retreat from the hustle and bustle of everyday life, with quick access to town amenities and at the gates of the westcountry, call this your primary residence or a weekend getaway where you can unwind, rejuvenate, and create cherished memories for years to come. In additional to the tranquil environment that this parcel of land offers there is also a potential future business opportunity zoned Recreation Facility District "RF". The purpose of this district is to accommodate & regulate the development of major or intensive recreational buildings and uses. The current owners have been issued a conditional development permit for the construction & operation of a Campground; the conditional approval was issued in August of 2021 and extended in 2024. The development permit allows for the development and operation of a commercial unserviced (dry camping) recreational vehicle park/campground. This property has limitless potential and must be seen to be fully appreciated.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Acreage with Residence, Bungalow
Total Living Area:
1,962.9 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
57.1 acre(s)
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
6
Year built:
1992 (Age: 32)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:2, Half:1)
Heating:
Forced Air
Basement:
Full, Partially Finished, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
None
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Hardwood
Cooling:
Other
Fireplaces:
2
Fireplace Details:
Gas, Wood Burning Stove
Water Supply:
Well
Sewer:
Private Sewer, Septic Field, Septic Tank
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Laundry Features:
Upper Level
NONE
Built-In Electric Range, Built-In Oven, Dishwasher, Garage Control(s), Gas Oven, Refrigerator, Washer/Dryer
Fridge, Built-in Jenn-air Stove Top, Built-in Oven, Microwave, Dishwasher, Ceiling Fan(s), Natural Gas Fireplace, Wood Stove x2 (as-is), garage Door Opener / Remote(s), All Window Coverings, All Outbuildings
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Bedroom
12'10" × 9'8"
Main Floor
Bedroom
19'1" × 9'11"
Main Floor
Dining Room
15'11" × 15'10"
Main Floor
Kitchen
15'6" × 12'1"
Main Floor
Living Room
21'3" × 15'4"
Main Floor
Bedroom - Primary
24'8" × 14'
Basement
Bedroom
15'11" × 10'8"
Basement
Office
13'8" × 11'11"
Basement
Other
33' × 30'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'4" x 4'5"
Main Floor
Yes
3
9'6" x 11'6"
Main Floor
No
4
5' x 7'10"
Title to Land:
Fee Simple
Community Features:
Other
Interior Features:
Breakfast Bar, Built-in Features, High Ceilings, See Remarks, Vaulted Ceiling(s)
Exterior Features:
Private Yard
Patio And Porch Features:
See Remarks
Lot Features:
Meadow, See Remarks
Waterfront Features:
River Access, River Front
Num. of Parcels:
0
Outbuildings:
Other
Fencing:
Partial
Nearest Town:
Rocky Mountain House
Region:
Clearwater County
Zoning:
RF
Listed Date:
Feb 12, 2024
Days on Mkt:
  • Photo 1: 105 Meadow Drive: Rural Clearwater County Detached for sale : MLS®# A2097833
    north saskatchewan river Front Property
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    Low Bank
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    ZONED recreational facility
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    House and Garage
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    Detached Garage
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Listed by RE/MAX real estate central alberta
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
42
Avg list price:
$764,900
Min list price:
$199,999
Max list price:
$5,200,000
Avg days on market:
79
Min days on market:
4
Max days on market:
496
Avg price per sq.ft.:
$471.97
These statistics are generated based on the current listing's property type and located in Rural Clearwater County. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706