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Dial 403.397.3706 for Diane Richardson
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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
25 Stillwater Bay
Heritage Pointe
T1S 4K5
$2,189,000
Residential
beds: 7
baths: 8.0
4,659 sq. ft.
built: 2023
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2152471
- Bedrooms:
- 7
- Bathrooms:
- 8
- Year Built:
- 2023
- Photos (46)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- 2 Storey
- Total Living Area:
- 4,659 sq. ft.
- Main Level Finished Area:
- 2,177 sq. ft.
- Upper Level Finished Area:
- 2,482 sq. ft.
- Lower Level Finished Area:
- Signup
- Above Grade Finished Area:
- Signup
- Below Grade Finished Area:
- 2,103 sq. ft.
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Frequency:
- Annually
- HOA Fee Includes:
- Signup
- Lot Area:
- 9,483 sq. ft.
- Lot Frontage:
- 67'10"
- Acres Cleared:
- Signup
- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- West
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Levels:
- Two
- Total Rooms Above Grade:
- 9
- Year built:
- 2023 (Age: 1)
- Bedrooms:
- 7 (Above Grd: 5)
- Bedrooms Above Grade:
- 5
- Bedrooms Below Grade:
- 2
- Bathrooms:
- 8.0 (Full:6, Half:2)
- Plan:
- 1812124
- Heating:
- Forced Air, Natural Gas
- Basement:
- Finished, Full, Walk-Out To Grade
- Foundation:
- Poured Concrete
- New Constr.:
- Yes
- Construction Material:
- Stone, Stucco, Wood Frame
- Structure Type:
- House
- Roof:
- Asphalt Shingle
- Ensuite:
- Yes
- Flooring:
- Ceramic Tile, Hardwood
- Cooling:
- Central Air
- Fireplaces:
- 1
- Fireplace Details:
- Gas
- Water Supply:
- Other
- Sewer:
- Unknown
- Garage:
- 1
- Garage Spaces:
- 4
- Parking:
- Double Garage Attached, Quad or More Attached, Single Garage Attached, Triple Garage Attached
- Parking Places:
- 9.0
- Parking Total/Covered:
- 9 / -
- Laundry Features:
- Upper Level
- HOA Fee:
- $250.00
- Artesia at Heritage Pointes
- Other
- Bar Fridge, Dishwasher, Dryer, Gas Range, Microwave, Oven, Range Hood, Refrigerator, Tankless Water Heater, Washer, Central Air Conditioner
- Miele Coffee Machine
- None Known
- Floor
- Type
- Size
- Other
- Main Floor
- Bedroom
- 13'8" × 10'8"
- Main Floor
- Breakfast Nook
- 15'11" × 13'3"
- Main Floor
- Foyer
- 19'6" × 7'5"
- Main Floor
- Kitchen
- 18' × 14'3"
- Main Floor
- Living Room
- 19'1" × 18'
- Upper Level
- Bedroom
- 16'5" × 13'
- Upper Level
- Bedroom
- 16'5" × 13'1"
- Upper Level
- Bedroom
- 15'5" × 12'11"
- Upper Level
- Laundry
- 12'2" × 6'
- Upper Level
- Office
- 11'4" × 10'
- Upper Level
- Bedroom - Primary
- 25'10" × 18'2"
- Upper Level
- Walk-In Closet
- 11'9" × 8'8"
- Upper Level
- Walk-In Closet
- 9'5" × 4'11"
- Basement
- Bedroom
- 14'1" × 12'7"
- Basement
- Game Room
- 32' × 21'2"
- Basement
- Storage
- 28'3" × 25'4"
- Basement
- Furnace/Utility Room
- 13'9" × 12'6"
- Basement
- Bedroom
- 16'7" × 14'3"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- 6'1" x 5'11"
- Main Floor
- No
- 2
- 7'8" x 3'1"
- Main Floor
- Yes
- 4
- 5' x 8'1"
- Upper Level
- Yes
- 4
- 9'3" x 4'10"
- Upper Level
- Yes
- 4
- 8'7" x 4'11"
- Upper Level
- Yes
- 4
- 13'10" x 9'6"
- Upper Level
- Yes
- 5
- 14'3" x 13'7"
- Basement
- No
- 4
- 5'2" x 9'2"
- Title to Land:
- Fee Simple
- Community Features:
- Golf, Park, Playground, Street Lights
- Interior Features:
- Elevator, High Ceilings, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, See Remarks, Separate Entrance, Vinyl Windows
- Exterior Features:
- Balcony
- Patio And Porch Features:
- Balcony(s), Rear Porch
- Lot Features:
- Cul-De-Sac, No Neighbours Behind, Views
- Num. of Parcels:
- 0
- Fencing:
- Partial
- Nearest Town:
- Heritage Pointe
- Region:
- Foothills County
- Zoning:
- RC
- Listed Date:
- Aug 03, 2024
- Days on Mkt:
- Signup
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Main Floor Bedroom...
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Main floor Bedroom ensuite...
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Views of Pond from the Balcony...
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High Ceilings...
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Primary Bedroom...
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5 Pc Ensuite...
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One of the four bedroom upstairs...
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One of the four bedroom upstairs...
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One of the four bedroom upstairs...
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Upper Floor Laundry Room...
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Walkout Basement...
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One of the two bedrooms in the basement...
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Full Bathroom in the basement....
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One of the two bedrooms in the basement...
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- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
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