NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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Dial 403.397.3706 for Diane Richardson

How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

Contact Diane Richardson Easily With These Simple Steps:

  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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18 Whispering Springs Way
Artesia at Heritage Pointes Heritage Pointe T1S 4K4

$2,099,900
Residential beds: 4 baths: 4.0 4,395 sq. ft. built: 2014

Main Photo: 18 Whispering Springs Way: Heritage Pointe Detached for sale : MLS®# A2146304
Photo 1: 18 Whispering Springs Way: Heritage Pointe Detached for sale : MLS®# A2146304
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2146304
Bedrooms:
4
Bathrooms:
4
Year Built:
2014
Stunning one-of-a-kind architecture in this fully finished two storey walkout home backing onto a pond in Artesia at Heritage Pointe located just minutes south of Calgary, the South Calgary Health Campus, and all the amenities of Seton and Cranston! If you are searching for something elegant and unique, the designer and builder of this home had you in mind when creating this home. The perfect combination of peace, privacy, and convenience of Calgary amenities. The builder encouraged their designers to explore and push their creativity for this luxury show piece when creating this fully finished four bedroom, 3.5 bath masterpiece offering over 5600sqft of development with a 3-car garage. Stunning 10 ft ceilings through the main floor featuring a designer kitchen with a curved wall of windows featuring granite counters, expansive curved island, custom cabinetry, and designer built-in stainless-steel appliances that include Sub Zero and Wolf. There is a separate formal dining room, gorgeous living room just off the kitchen space, and a custom designed main floor office/den area that has sliding doors for your privacy. The upper level has an oversized laundry room with storage, three bedrooms, and a custom designed curved bonus room that provides an amazing living space overlooking the pond. The stunning master suite showcase is the ensuite bath with double sinks, an oversized tile and glass shower, and a free-standing soaker tub. The fully finished walkout lower level is an entertainer’s delight! There is a large family/games area with a full wet bar, custom built indoor putting green, fourth bedroom, and a full bathroom. Additional inclusions: full home automation system, two furnaces, two central A/C units, in floor heating, and all the mounted TVs throughout. This home offers custom designed architecture, professional designed interior, extensive upgrading throughout to be the builders showcase masterpiece, over 5600sqft of developed space for your entire family, and an amazing location backing onto the pond in the award-winning community of Artesia ideally situated just minutes from Calgary!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
4,395.06 sq. ft.
Main Level Finished Area:
2,225.68 sq. ft.
Upper Level Finished Area:
2,130.72 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,350.88 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Monthly
HOA Fee Includes:
Lot Area:
9,461 sq. ft.
Lot Frontage:
0'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2014 (Age: 10)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1410841
Heating:
In Floor, Forced Air, Natural Gas
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Stucco, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Upper Level
HOA Fee:
$240.00
Artesia at Heritage Pointes
Other
Built-In Oven, Dishwasher, Dryer, Garage Control(s), Gas Cooktop, Range Hood, Refrigerator, Washer, Window Coverings
Alarm, Master Bedroom Headboard & Frame, Wet Bar Fridge & Dishwasher, All attached TV's and Speakers, Home Automation Equipment.
Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Dining Room
19'1" × 14'5"
Main Floor
Foyer
13'5" × 12'6"
Main Floor
Kitchen
23'5" × 22'7"
Main Floor
Living Room
22'8" × 18'10"
Main Floor
Mud Room
13'4" × 7'5"
Main Floor
Office
19'5" × 9'6"
2nd Floor
Bedroom
20'7" × 15'6"
2nd Floor
Bedroom
16'9" × 12'11"
2nd Floor
Family Room
19'11" × 19'10"
2nd Floor
Laundry
12' × 7'6"
2nd Floor
Bedroom - Primary
21'8" × 18'1"
2nd Floor
Walk-In Closet
7'11" × 5'5"
2nd Floor
Walk-In Closet
14'10" × 8'10"
Basement
Bedroom
13'10" × 13'
Basement
Game Room
21'2" × 8'10"
Basement
Game Room
23'5" × 18'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
7'4" x 9'6"
2nd Floor
No
5
10'4" x 12'7"
2nd Floor
Yes
5
23'6" x 16'4"
Basement
No
3
11'10" x 9'
Title to Land:
Fee Simple
Community Features:
Golf, Playground, Shopping Nearby
Interior Features:
Built-in Features, Central Vacuum, Chandelier, Closet Organizers, Double Vanity, Granite Counters, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, See Remarks, Smart Home, Wet Bar, Wired for Data, Wired for Sound
Exterior Features:
Lighting
Patio And Porch Features:
Deck, Front Porch, Patio, Rear Porch, See Remarks
Lot Features:
No Neighbours Behind, Landscaped, Underground Sprinklers, Yard Lights, Views
Num. of Parcels:
0
Fencing:
Fenced
Region:
Foothills County
Zoning:
RC
Listed Date:
Jul 03, 2024
Days on Mkt:
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Listed by RE/MAX Realty Professionals
Data was last updated November 14, 2024 at 04:05 AM (UTC)
Diane Richardson
Cell: 403-397-3706