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Dial 403.397.3706 for Diane Richardson
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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
Sep 21, 2024
11:30 AM
-
01:00 PM
MDT
94 Aspen Hills Way SW
Calgary
T3H 0G7
$1,240,000
Residential
beds: 5
baths: 4.0
2,513 sq. ft.
built: 2007
Open House
-
Sep 21, 2024
11:30 AM
-
01:00 PM
MDT
NOTES: Open House on Saturday, September 21, 2024 11:30AM - 1:00PM
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2157915
- Bedrooms:
- 5
- Bathrooms:
- 4
- Year Built:
- 2007
- Photos (43)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
Cancel any time.
Welcome to an extraordinary living experience in the coveted community of Aspen Woods, where this magnificent property offers over 3,500 square feet of luxurious living space. Nestled against a serene forested backdrop, this home is a true sanctuary designed for both comfort and elegance. This home has NEW CARPET & ENGINEERED HARDWOOD FLOORING. Step inside and be greeted by a grand front foyer, setting the stage for the elegance that follows. The heart of the home is undoubtedly the expansive kitchen, a culinary haven featuring ample cabinetry, a convenient walkthrough pantry, and an inviting atmosphere that encourages family gatherings. The kitchen seamlessly flows into the dining room, which opens up to a charming patio space. Adjacent to the kitchen, the living room boasts floor-to-ceiling windows that flood the space with natural light, creating a warm and inviting ambiance. A striking fireplace anchors this area, offering a cozy focal point for gatherings. Ascend to the upper level where you’ll find three generously sized bedrooms and a versatile bonus room with vaulted ceilings. The master suite is a retreat unto itself, complete with a spacious walk-in closet and a luxurious ensuite. Here, you can unwind in the soaker tub or enjoy the separate shower, all designed to provide a spa-like experience in the comfort of your home. The home also has central air making the summers cool and comfortable. The fully finished walkout basement features an 2 additional bedrooms, a large recreation space ideal for movies or games, and a full bathroom for guests. A stylish wet bar enhances this space, making it perfect for hosting gatherings or simply enjoying a quiet evening. Step outside and discover the unique advantage of this property—it backs onto a lush, forested area. A secret walkway leads you to the walking paths around the ravine, offering a tranquil escape right in your backyard. This home offers unbeatable convenience with walking distance to Aspen Landing for all your shopping needs. Nearby, you'll find the Westside Recreation Centre, LRT station, and esteemed institutions such as Rundle College and Webber Academy, along with other top-rated schools.
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- 2 Storey
- Total Living Area:
- 2,513 sq. ft.
- Main Level Finished Area:
- 1,182.56 sq. ft.
- Upper Level Finished Area:
- 1,330.95 sq. ft.
- Lower Level Finished Area:
- Signup
- Above Grade Finished Area:
- Signup
- Below Grade Finished Area:
- 1,079.94 sq. ft.
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Includes:
- Signup
- Lot Area:
- 4,370 sq. ft.
- Lot Frontage:
- 38'1"
- Acres Cleared:
- Signup
- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- West
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Levels:
- Two
- Total Rooms Above Grade:
- 8
- Year built:
- 2007 (Age: 17)
- Bedrooms:
- 5 (Above Grd: 3)
- Bedrooms Above Grade:
- 3
- Bedrooms Below Grade:
- 2
- Bathrooms:
- 4.0 (Full:3, Half:1)
- Plan:
- 0715751
- Heating:
- High Efficiency, Forced Air
- Basement:
- Finished, Full, Walk-Out To Grade
- Foundation:
- Poured Concrete
- New Constr.:
- No
- Construction Material:
- Stucco
- Structure Type:
- House
- Roof:
- Asphalt Shingle
- Ensuite:
- Yes
- Flooring:
- Hardwood
- Cooling:
- Central Air
- Fireplaces:
- 1
- Fireplace Details:
- Gas
- Garage:
- 1
- Garage Spaces:
- 2
- Parking:
- Double Garage Attached
- Parking Places:
- 4.0
- Parking Total/Covered:
- 4 / -
- Laundry Features:
- Main Level
- Aspen Woods
- Central Air Conditioner, Dishwasher, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer/Dryer, Window Coverings
- TV Wall Mount , Garage Shelving, Shed, Shelving in master bedroom closet.
- Utility Right Of Way
- Floor
- Type
- Size
- Other
- Main Floor
- Dining Room
- 14' × 13'2"
- Main Floor
- Kitchen
- 15'2" × 9'6"
- Main Floor
- Living Room
- 14'7" × 14'6"
- Main Floor
- Office
- 9'2" × 8'9"
- Main Floor
- Laundry
- 8'11" × 8'9"
- 2nd Floor
- Bedroom
- 13'3" × 11'3"
- 2nd Floor
- Bedroom
- 11'3" × 10'6"
- 2nd Floor
- Bedroom - Primary
- 16'5" × 15'6"
- 2nd Floor
- Bonus Room
- 17'5" × 15'9"
- Lower Level
- Bedroom
- 13'10" × 10'
- Lower Level
- Bedroom
- 13'10" × 11'7"
- Lower Level
- Game Room
- 14'10" × 13'7"
- Lower Level
- Other
- 7'1" × 5'8"
- Lower Level
- Furnace/Utility Room
- 10'11" × 10'11"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- 5' x 4'11"
- 2nd Floor
- No
- 4
- 8'5" x 5'6"
- 2nd Floor
- Yes
- 5
- 9'6" x 12'11"
- Lower Level
- No
- 4
- 4'11" x 9'2"
- Title to Land:
- Fee Simple
- Community Features:
- Playground, Pool, Shopping Nearby, Walking/Bike Paths
- Interior Features:
- No Smoking Home, Soaking Tub, Vinyl Windows
- Exterior Features:
- Balcony, Private Yard
- Patio And Porch Features:
- Patio
- Lot Features:
- Back Yard, Backs on to Park/Green Space, Environmental Reserve, Lawn, No Neighbours Behind, Private, Views
- Num. of Parcels:
- 0
- Fencing:
- Fenced
- Region:
- Calgary
- Zone:
- CAL Zone W
- Zoning:
- R-1
- Listed Date:
- Aug 15, 2024
- Days on Mkt:
- Signup
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Virtual Tour
3D Tour
Listed by RE/MAX First
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
- Listings on market:
- 40
- Avg list price:
- $1,124,948
- Min list price:
- $399,900
- Max list price:
- $7,900,000
- Avg days on market:
- 23
- Min days on market:
- 1
- Max days on market:
- 252
- Avg price per sq.ft.:
- $485.91
These statistics are generated based on the current listing's property type
and located in
Aspen Woods. Average values are
derived using median calculations.
- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
Featured Listing
3 Henderson Close Northeast
$700,000
MLS®#: A2148104
Bedrooms: 3
Bathrooms: 3.0
Floor Area: 1,548.61 sq. ft.
CIR Realty