NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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154 West Creek Bay
West Creek Chestermere T1X 1K7

$549,000
Residential beds: 3 baths: 2.0 1,031 sq. ft. built: 2000

Main Photo: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 1: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 2: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 3: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 4: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 5: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 6: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 7: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 8: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 9: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 10: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 11: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 12: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 13: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 14: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 15: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 16: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 17: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 18: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 19: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 20: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 21: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 22: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 23: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 24: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 25: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
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Photo 31: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 32: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 33: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 34: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 35: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 36: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Photo 37: 154 West Creek Bay: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2169006
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2169006
Bedrooms:
3
Bathrooms:
2
Year Built:
2000
Welcome To 154 West Creek Bay! This house has many unique features, while this house looks to be attached, it is actually fully detached from the neighbouring house! Only the garage shares a wall! The driveway is incredibly long (56 ft!) and can fit several vehicles. Walk inside to a fully renovated main floor with a beautiful and bright open kitchen and living area. NEW FLOORING, NEW APPLIANCES, FRESHLY PAINTED, NEWLY TILED BATHROOMS. NEWER SHINGLES ON THE ROOF AND GARAGE! Two large bedrooms are situated on the main floor with their own 4-piece bathrooms complete the main floor. Walk out the back to a great sized deck for relaxing on with all your friends in the south and west facing sun. The oversized, pie-shaped lot gives you tons of yard for you family or pets to run around in! Back inside, the basement has been fully completed with an additional bedroom, and an office/den or extra storage room! As well, a large recreational room, ready to be customized to your liking! Nearby there is tons of schools, playgrounds, a golf course and of course the Lake! Come view this beautiful property before its gone. See 3D Tour!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow, Side by Side
Total Living Area:
1,030.58 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,166 sq. ft.
Lot Frontage:
33'8"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
One
End Unit:
1 Common Wall
Total Rooms Above Grade:
6
Year built:
2000 (Age: 24)
Bedrooms:
3 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
0013002
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Concrete, Vinyl Siding, Wood Frame
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Ceramic Tile, Laminate
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Additional Parking, Double Garage Attached, Driveway, Garage Door Opener, Garage Faces Front
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
In Basement, Laundry Room, Lower Level
West Creek
Dishwasher, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer/Dryer
Garage: Extra Refrigerator, Wall Storage Racks
None Known
Floor
Type
Size
Other
Main Floor
Bedroom
12'6" × 7'10"
Main Floor
Foyer
12'2" × 8'6"
Main Floor
Living Room
13'10" × 12'6"
Main Floor
Dining Room
12'6" × 7'10"
Main Floor
Kitchen
13'9" × 13'8"
Main Floor
Bedroom - Primary
14'9" × 11'10"
Basement
Bedroom
11'2" × 9'3"
Basement
Storage
12'4" × 9'10"
Basement
Laundry
7'1" × 3'2"
Basement
Game Room
21'9" × 20'8"
Basement
Furnace/Utility Room
12'5" × 7'1"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
4'11" x 8'7"
Main Floor
Yes
4
4'11" x 8'7"
Title to Land:
Fee Simple
Community Features:
Golf, Lake, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Walking/Bike Paths
Interior Features:
Kitchen Island, No Smoking Home, Quartz Counters, Walk-In Closet(s)
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Cul-De-Sac
Num. of Parcels:
0
Fencing:
Partial
Region:
Chestermere
Zoning:
R-2
Listed Date:
Sep 27, 2024
Days on Mkt:
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3D Tour

Virtual Tour

Listed by RE/MAX First
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
215
Avg list price:
$654,900
Min list price:
$235,000
Max list price:
$3,150,000
Avg days on market:
40
Min days on market:
1
Max days on market:
229
Avg price per sq.ft.:
$358.97
These statistics are generated based on the current listing's property type and located in Chestermere. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706