NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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13 Crystal Ridge Cove
Crystal Ridge (Strathmore) Strathmore T1P 1R6

$409,900
Residential beds: 2 baths: 2.0 1,049 sq. ft. built: 1999

A lovely front entrance to 13 Crystal Ridge Cove
Photo 1: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 2: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 3: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 4: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 5: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 6: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 7: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 8: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 9: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 10: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 11: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 12: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 13: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 14: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 15: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 16: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 17: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 18: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 19: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 20: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 21: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 22: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 23: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 24: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 25: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 26: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 27: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 28: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 29: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 30: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 31: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 32: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 33: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 34: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 35: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 36: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 37: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 38: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 39: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Photo 40: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2165915
Bedrooms:
2
Bathrooms:
2
Year Built:
1999
Location, location, location! This lovely, super clean, fully finished, walk-out bungalow is found on a quiet cul-de-sac at the perfect location - backing onto the canal and Gray's Park. Here you will have your own access to all the walking/biking trails in Strathmore plus the wonderful wildlife that the area enjoys. Entering the front door, you are welcomed by a open floor plan drenched in natural light. The kitchen, dining area, living room and main level master bedroom plus a den and 4 piece bathroom are found on this level. On the lower walk-out level, a second bedroom, 4 piece bathroom, laundry and family room are found. If you love handy work, then a fantastic workshop area is also set up for you to putter. Note - this room could also be developed into another bedroom if needed. The yards are gorgeous with several trees, bushes and a just enough fruit trees to bloom in spring and provide a harvest in the fall. A single attached garage keeps your vehicle sheltered from the natural elements. This one owner home has been well maintained and lovingly cared for. Call your awesome Realtor today to book a showing!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow, Side by Side
Total Living Area:
1,049.36 sq. ft.
Main Level Finished Area:
1,049.36 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,030.6 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,618 sq. ft.
Lot Frontage:
27'11"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
One
End Unit:
1 Common Wall
Total Rooms Above Grade:
5
Year built:
1999 (Age: 25)
Bedrooms:
2 (Above Grd: 1)
Bedrooms Above Grade:
1
Bedrooms Below Grade:
1
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
9911193
Heating:
Forced Air
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Brick, Vinyl Siding, Wood Frame
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
1
Parking:
Single Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Crystal Ridge (Strathmore)
Dishwasher, Dryer, Refrigerator, Stove(s), Washer
BBQ
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Den
16'5" × 10'4"
Main Floor
Dining Room
11'9" × 10'4"
Main Floor
Kitchen
13'2" × 12'9"
Main Floor
Living Room
17'2" × 11'10"
Main Floor
Bedroom - Primary
15'9" × 10'3"
Lower Level
Bedroom
10'7" × 9'10"
Lower Level
Game Room
23'3" × 21'6"
Lower Level
Storage
17'8" × 10'3"
Lower Level
Furnace/Utility Room
8'10" × 7'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
8'9" x 6'9"
Lower Level
No
4
8'7" x 4'11"
Title to Land:
Fee Simple
Community Features:
Golf, Park, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
No Animal Home, No Smoking Home, Open Floorplan
Exterior Features:
Balcony
Patio And Porch Features:
Balcony(s), Deck
Lot Features:
Backs on to Park/Green Space, Cul-De-Sac, Lawn, Low Maintenance Landscape
Num. of Parcels:
0
Fencing:
Fenced
Region:
Wheatland County
Zoning:
R2
Listed Date:
Oct 16, 2024
Days on Mkt:
  • Photo 1: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    A lovely front entrance to 13 Crystal Ridge Cove
  • Photo 2: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 2 of 40
  • Photo 3: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Kitchen with newer appliances
  • Photo 4: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 4 of 40
  • Photo 5: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Drenched with natural light!
  • Photo 6: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 6 of 40
  • Photo 7: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 7 of 40
  • Photo 8: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Dining Area
  • Photo 9: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 9 of 40
  • Photo 10: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Living Room area - notice the gorgeous hardwood flooring
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    Photo 11 of 40
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    Photo 13 of 40
  • Photo 14: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Master bedroom
  • Photo 15: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Den
  • Photo 16: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Den
  • Photo 17: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Main floor bathroom
  • Photo 18: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Lower level family room
  • Photo 19: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 19 of 40
  • Photo 20: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 20 of 40
  • Photo 21: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Lower level 2nd bedroom
  • Photo 22: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 22 of 40
  • Photo 23: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Laundry area
  • Photo 24: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Main floor balcony
  • Photo 25: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 25 of 40
  • Photo 26: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 26 of 40
  • Photo 27: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Beautiful back yard with low maintenance landscaping
  • Photo 28: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 28 of 40
  • Photo 29: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Lower level deck
  • Photo 30: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 30 of 40
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  • Photo 40: 13 Crystal Ridge Cove: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2165915
    Photo 40 of 40

Virtual Tour

Listed by CIR Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
53
Avg list price:
$529,900
Min list price:
$179,999
Max list price:
$2,200,000
Avg days on market:
33
Min days on market:
4
Max days on market:
214
Avg price per sq.ft.:
$359.28
These statistics are generated based on the current listing's property type and located in Strathmore. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706