NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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1010 13 Street SE
Sunshine Meadow High River T1V 1L4

$459,900
Residential beds: 5 baths: 3.0 1,124 sq. ft. built: 1989

Main Photo: 1010 13 Street SE: High River Detached for sale : MLS®# A2175184
Photo 1: 1010 13 Street SE: High River Detached for sale : MLS®# A2175184
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2175184
Bedrooms:
5
Bathrooms:
3
Year Built:
1989
Looking for a spacious bi-level located on a quiet street? Look no further.... This home with 5 bedrooms and 3 bathrooms is perfect for a growing family or could be an amazing investment property! The house is on a large lot with detached double garage, a fenced backyard, mature trees, and plenty of space to plant a garden. Inside you'll find a desirable layout with 3 bedrooms up and 2 bedrooms down. The main level has an open dining and living room area with lots of windows, hardwood flooring, and a cozy wood burning fireplace. The L-shaped kitchen has plenty of cabinet space and natural light, as well as new laminate flooring located right off the rear upper deck. The Master bedroom is on the main floor with a walk-in closet and 3 piece ensuite. The 2 other bedrooms on the main are a good size and next to the main bathroom. The basement is fully finished with 2 more big bedrooms, a 4 piece bathroom, and a large family room. The basement also has a giant mud and laundry room next to the rear basement walk up which could potentially serve multi-purposes functions. This home has a lot of potential and is a great opportunity... Don’t miss out! Call your favorite Realtor to view today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bi-Level
Total Living Area:
1,123.6 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,286 sq. ft.
Lot Frontage:
46'1¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Bi-Level
Total Rooms Above Grade:
6
Year built:
1989 (Age: 35)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
8410440
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full, Walk-Up To Grade
Foundation:
Wood
New Constr.:
No
Construction Material:
Brick, Vinyl Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Laminate, Linoleum
Cooling:
None
Fireplaces:
1
Fireplace Details:
Living Room, Tile, Wood Burning
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Basement
Sunshine Meadow
Dishwasher, Electric Stove, Refrigerator, Washer/Dryer
N/A
Restrictive Covenant
Floor
Type
Size
Other
Main Floor
Kitchen
11'10" × 11'10"
Main Floor
Dining Room
11'11" × 11'8"
Main Floor
Living Room
14'4" × 11'11"
Main Floor
Bedroom - Primary
12'9" × 11'10"
Main Floor
Walk-In Closet
6'6" × 4'
Main Floor
Bedroom
9'9" × 8'11"
Main Floor
Bedroom
9'9" × 8'10"
Main Floor
Entrance
6'1" × 3'7"
Basement
Bedroom
19'1" × 11'9"
Basement
Game Room
22'8" × 11'10"
Basement
Mud Room
15'1" × 10'
Basement
Other
4'3" × 3'4"
Basement
Bedroom
14'11" × 9'11"
Basement
Other
8'2" × 3'8"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
3
4'11" x 7'6"
Main Floor
No
4
5' x 7'11"
Basement
No
4
8'4" x 7'9"
Title to Land:
Fee Simple
Community Features:
Park, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Kitchen Island, Storage
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Front Yard, Lawn, Landscaped, Level, Rectangular Lot, Treed
Num. of Parcels:
0
Outbuildings:
Shed
Fencing:
Fenced
Region:
Foothills County
Zoning:
TND
Listed Date:
Oct 25, 2024
Days on Mkt:
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Listed by Diamond Realty & Associates LTD.
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
28
Avg list price:
$557,000
Min list price:
$274,900
Max list price:
$1,500,000
Avg days on market:
55
Min days on market:
1
Max days on market:
166
Avg price per sq.ft.:
$343.3
These statistics are generated based on the current listing's property type and located in High River. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706