NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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424 Cimarron Circle
Cimarron Okotoks T0L 1T0

$569,900
Residential beds: 4 baths: 3.0 1,506 sq. ft. built: 1996

Main Photo: 424 Cimarron Circle: Okotoks Detached for sale : MLS®# A2150484
Photo 1: 424 Cimarron Circle: Okotoks Detached for sale : MLS®# A2150484
Photo 2: 424 Cimarron Circle: Okotoks Detached for sale : MLS®# A2150484
Photo 3: 424 Cimarron Circle: Okotoks Detached for sale : MLS®# A2150484
Photo 4: 424 Cimarron Circle: Okotoks Detached for sale : MLS®# A2150484
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Photo 50: 424 Cimarron Circle: Okotoks Detached for sale : MLS®# A2150484
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2150484
Bedrooms:
4
Bathrooms:
3
Year Built:
1996
PRICED REDUCED!!! WELCOME TO THIS 4 BDRM, ALMOST 3000 FINSIHED SQ FT OF LIVING SPACE BUNGALOW. This home is SPACIOUS. Walking in you immediately notice the HIGH CEILINGS. There is a nice sized entry with a coat closet, and you will love the solid wood flooring. The living room has 3 large windows, letting in the natural light. and will fit your big furniture. The kitchen has everything you will need. A pantry, kitchen island with seating, a nook that could either be a dining table or sitting area for visiting with family and friends. . Some appliances are newer and new, with white cabinetry. The dining room has a cozy gas fireplace with 2 big windows, which could be a family room, rear entrance with coat closet that leads out to a BEAUTIFUL 2 TEIRED DECK AND LANDSCAPED YARD FOR RELAXING SUMMER EVENINGS, BBQS AND PLAYROOM FOR CHILDREN AND PETS. Mature perennials grace the flower beds and a dbl detached garage with alley access finishes off this lovely space. Downstairs offers a large space for a recreations room, family room, gym? Take a look at the room sizes, there's so many things that you can do in this area. All you need is flooring, and you are done. There is also a 4TH BDRM AND 3 PEICE BATH. This home is spotless, and pride of ownership shows throughout. On the other side of this home there are 3 bdrms and a 4-piece bath. The primary bdrm will fit a king bed and furniture and has a 3-piece bathroom and walk in closet. All of this in the quiet, coveted neighborhood of Cimarron, close to playgrounds, walking paths and an abundance of green space, this property is in the perfect location. Cimarron is a wonderful and safe community with schools, parks, and a multitude of amenities all within walking distance. Don't miss this opportunity to own this beautiful home. Call your favorite realtor.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
1,506 sq. ft.
Main Level Finished Area:
1,506 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,400 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,399 sq. ft.
Lot Frontage:
49'10"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
6
Year built:
1996 (Age: 28)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
9510248
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Linoleum
Cooling:
None
Fireplaces:
2
Fireplace Details:
Electric, Gas
Garage:
1
Garage Spaces:
2
Parking:
Alley Access, Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Cimarron
Dishwasher, Dryer, Electric Stove, Microwave Hood Fan, Refrigerator, Washer, Window Coverings
GARAGE DOOR OPENER
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Entrance
8'3" × 6'8"
Main Floor
Living Room
17'4" × 12'6"
Main Floor
Kitchen
13'3" × 10'1"
Main Floor
Nook
13'4" × 6'8"
Main Floor
Dining Room
13'6" × 13'5"
Main Floor
Entrance
4'4" × 3'5"
Main Floor
Bedroom - Primary
13'8" × 11'11"
Main Floor
Walk-In Closet
7'2" × 5'
Main Floor
Bedroom
10'9" × 9'3"
Main Floor
Bedroom
10'5" × 10'2"
Basement
Bedroom
11' × 10'7"
Basement
Walk-In Closet
4'6" × 3'9"
Basement
Game Room
25'11" × 17'11"
Basement
Flex Space
19' × 15'8"
Basement
Laundry
16'1" × 7'11"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
3
5' x 9'
Main Floor
No
4
7'1" x 8'6"
Basement
No
3
5'5" x 10'1"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Ceiling Fan(s), High Ceilings, Kitchen Island, Natural Woodwork, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Skylight(s), Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior Features:
Private Yard
Patio And Porch Features:
Front Porch
Lot Features:
Back Lane, Back Yard, Lawn, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Foothills County
Zoning:
TN
Listed Date:
Aug 19, 2024
Days on Mkt:
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Listed by One Percent Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
93
Avg list price:
$650,000
Min list price:
$215,000
Max list price:
$3,995,000
Avg days on market:
34
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$383.53
These statistics are generated based on the current listing's property type and located in Okotoks. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706