NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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145 Homestead Terrace NE
C-686 Calgary T3J 5R9

$819,900
Residential beds: 4 baths: 3.0 2,263 sq. ft. built: 2024

Main Photo: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 1: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 2: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 3: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 4: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 5: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 6: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Photo 7: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
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Photo 35: 145 Homestead Terrace NE in Calgary: C-686 Detached for sale : MLS®# A2153831
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2153831
Bedrooms:
4
Bathrooms:
3
Year Built:
2024
The gorgeous BRAND new home is ready for a quick possession. The Mason II, built by Excel homes offers a spectacular floor plan built with families in mind - with FOUR above grade bedrooms and a SEPARATE ENTRANCE FOR BASEMENT. ZONED R2 (Future development of a secondary suite would still be subject to approval and permitting by the city/municipality). Located on a family friendly street, with gorgeous backyard mountain views! The basement has been roughed in for potential future development including: bathroom plumbing, venting and plumbing appropriate for a washer/dryer (200 AMP panel) and ventilation to accommodate a stove . Located in the up and coming community of HOMESTEAD, easily accessible off Stoney Trail or 80th Ave NE. The community offers a 3 acre community Assoc site, home to 2 future school sites, & Homestead Landing opening early 2025; walking paths, wetlands & more! This home is Certified Built Green w/all the cost saving features that makes EXCEL HOMES such a wise choice. You'll fall in love with this floor plan - this home has everything! This FOUR BEDROOM home features a large, welcoming front foyer w/large coat closet that leads you inside. Uniquely, there is a main floor bedroom with cheater door to a FULL BATHROOM. The main floor also features a summer or spice kitchen! The main kitchen is amazing - its huge & offers loads of storage w/fresh white cabinets & drawers, eng. stone countertops, upgraded appliances 5 burner gas stove w/griddle, chimney fan & built in microwave. The adjacent dining nook is most definitely family sized & is open to the 2 storey great room w/ electric fireplace. Lovely white railings lead you to the 2nd level where you'll find 3 generous bedrooms & bonus room. The primary suite boasts an elegant 5 piece ensuite that includes dual vanity (loads of storage) tile floors, soaker tub & o/s shower! There is a large walk through closet that leads from the bedroom into the laundry room (such a convenience). Your bonus room features lots of windows for natural light & a vaulted ceiling. Your families 4 piece bath completes this level.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,263 sq. ft.
Main Level Finished Area:
1,039.62 sq. ft.
Upper Level Finished Area:
1,223.52 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,003.73 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,462 sq. ft.
Lot Frontage:
10'4½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Floor Location:
Below Grade
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
241 0123
Heating:
Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Full, Unfinished
Foundation:
Poured Concrete
Builder:
Excel Homes LP
New Constr.:
Yes
Construction Material:
Brick, Wood Frame, Wood Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric, Great Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Garage Door Opener
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room, Upper Level
Homestead
Dishwasher, Gas Stove, Microwave, Range Hood, Refrigerator, Washer/Dryer
smart doorbell, smart door lock
None Known
Floor
Type
Size
Other
Main Floor
Living Room
24'10" × 12'5"
Main Floor
Kitchen
16'2" × 15'3"
Main Floor
Bedroom
11'5" × 9'3"
Main Floor
Spice Kitchen
9'3" × 5'4"
Main Floor
Foyer
8'2" × 5'9"
2nd Floor
Bedroom - Primary
14'7" × 12'5"
2nd Floor
Family Room
14'3" × 13'
2nd Floor
Bedroom
13'3" × 9'8"
2nd Floor
Bedroom
14'8" × 9'8"
2nd Floor
Walk-In Closet
10' × 7'4"
2nd Floor
Laundry
10'1" × 6'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
7'7" x 4'11"
2nd Floor
Yes
5
12'5" x 10'1"
2nd Floor
No
4
4'11" x 10'7"
Title to Land:
Fee Simple
Community Features:
Other, Walking/Bike Paths
Interior Features:
Bathroom Rough-in, Open Floorplan, See Remarks, Separate Entrance, Vaulted Ceiling(s)
Exterior Features:
BBQ gas line, Private Entrance
Patio And Porch Features:
Front Porch
Lot Features:
Rectangular Lot
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone NE
Zoning:
R2
Listed Date:
Aug 04, 2024
Days on Mkt:
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Virtual Tour

Listed by CIR Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
20
Avg list price:
$794,450
Min list price:
$549,900
Max list price:
$1,069,786
Avg days on market:
34
Min days on market:
2
Max days on market:
100
Avg price per sq.ft.:
$360.52
These statistics are generated based on the current listing's property type and located in C-686. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706