NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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2504 26 Street
NONE Nanton T0L 1R0

$489,900
Residential beds: 6 baths: 4.0 1,700 sq. ft. built: 1998

Main Photo: 2504 26 Street: Nanton Detached for sale : MLS®# A2159738
Photo 1: 2504 26 Street: Nanton Detached for sale : MLS®# A2159738
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2159738
Bedrooms:
6
Bathrooms:
4
Year Built:
1998
Discover the perfect family home with this fully developed 1700 sq.ft. residence offering 6 spacious bedrooms and 4 bathrooms, ideal for a growing family. Backing onto a school, this property provides easy access to open spaces and a playground, while its oversized kitchen with vaulted ceilings and a large pantry ensures ample space for the cook in the family, this is truly a perfect space for entertaining plus there is no shortage of storage for all those kitchen appliances. Enjoy cozy evenings by the gas fireplace in the inviting living room. Let your kids be entertained in the expansive family room. The main floor and basement laundry options add convenience, and the deck overlooking the school yard features a gas line for BBQs. With central air conditioning and in-floor heating in the basement, comfort is guaranteed year-round. Additional perks include a patio, RV parking off the back lane, and a garden shed for extra storage. This home is designed for spacious living and enjoyment. Asphalt shingles approximately 5 years old,
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
1,700 sq. ft.
Main Level Finished Area:
1,700 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,690 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
9,000 sq. ft.
Lot Frontage:
75'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
7
Year built:
1998 (Age: 26)
Bedrooms:
6 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
7911150
Heating:
In Floor, Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Linoleum
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas, Living Room, Mantle
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
5.0
Parking Total/Covered:
5 / -
Laundry Features:
In Basement, Main Level, See Remarks
NONE
Central Air Conditioner, Dishwasher, Dryer, Freezer, Garburator, Gas Stove, Range Hood, Refrigerator, Washer, Water Softener, Window Coverings
2nd Fridge, BBQ, Garden Shed
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
22'4" × 11'2"
Main Floor
Dining Room
22'4" × 10'
Main Floor
Living Room
20'3" × 13'3"
Main Floor
Bedroom - Primary
12'10" × 11'11"
Main Floor
Walk-In Closet
5' × 3'10"
Main Floor
Bedroom
11'2" × 10'
Main Floor
Bedroom
11'11" × 8'11"
Main Floor
Laundry
9'7" × 7'3"
Main Floor
Bedroom
15' × 8'2"
Basement
Family Room
28'6" × 14'4"
Basement
Bedroom
12'7" × 9'8"
Basement
Furnace/Utility Room
13'11" × 9'9"
Basement
Cold Room/Cellar
13'11" × 3'9"
Basement
Bedroom
12'8" × 12'2"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
0' x 0'
Main Floor
No
4
0' x 0'
Basement
Yes
5
0' x 0'
Basement
No
2
0' x 0'
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Pool, Schools Nearby, Walking/Bike Paths
Interior Features:
Built-in Features, Central Vacuum, Pantry, Storage, Vaulted Ceiling(s), Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Barbecue, BBQ gas line, Storage
Patio And Porch Features:
Deck, Patio
Lot Features:
Back Lane, No Neighbours Behind, Landscaped, Treed
Num. of Parcels:
0
Outbuildings:
Shed
Fencing:
Fenced
Region:
Willow Creek No. 26, M.D. of
Zoning:
R-Gen
Listed Date:
Aug 19, 2024
Days on Mkt:
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Virtual Tour

Listed by Lively Realty Ltd.
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Diane Richardson
Cell: 403-397-3706