NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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43 North Bridges Garden
NONE Langdon T0J 1X3

$999,900
Residential beds: 4 baths: 4.0 3,022 sq. ft. built: 2024

Main Photo: 43 North Bridges Garden: Langdon Detached for sale : MLS®# A2154232
Photo 1: 43 North Bridges Garden: Langdon Detached for sale : MLS®# A2154232
Photo 2: 43 North Bridges Garden: Langdon Detached for sale : MLS®# A2154232
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Photo 46: 43 North Bridges Garden: Langdon Detached for sale : MLS®# A2154232
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2154232
Bedrooms:
4
Bathrooms:
4
Year Built:
2024
OVER 3000 SQFT, 4 BEDS, 3.5 BATHS, 3 CAR OVERSIZED GARAGE, DECK, BALCONY - BASEMENT SEPARATE ENTRY - ELEGANT MODERN DESIGN WITH EXTENSIVE UPGRADES AND OPEN TO ABOVE SPACES - Welcome to your brand new home with a 3 CAR GARAGE that leads into a MUDROOM and flex room that can be used as an ADDITIONAL BEDROOM. The stairs are a focal point in the design and add a modern look. The great room with TILE FACED FIREPLACE that warms the space and large windows that bring in a lot of natural light extends into a chef inspired kitchen. This kitchen is complete with STAINLESS STEEL APPLIANCES (as per builder specifications) and a BUTLER PANTRY adds convenience. This floor is complete with DECK and BACKYARD ACCESS. The upper level has 4 BEDS, 3 BATHS, LAUNDRY AND A BONUS SPACE. The primary 5pc ensuite has a large walk in closet, SOAK TUB AND DOUBLE VANITY. Also 2 beds are in a Jack and Jill set up and the last bedroom has a walk in closet. This home is in a solid location with shops, schools and the lake close by. The images, interior and exterior, shown are from two similar homes by the same builder. Home will be built as per plans in the supplements. BASEMENT WILL BE UNFINISHED but the BUILDER CAN FINISH AS PER PLANS FOR AN ADDITIONAL COST - ILLEGAL/LEGAL SUITE (subject to city approval).
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
3,022 sq. ft.
Main Level Finished Area:
1,322 sq. ft.
Upper Level Finished Area:
1,700 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,915 sq. ft.
Lot Frontage:
56'4½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
2310610
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Composite Siding, Stone, Stucco
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, See Remarks, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Laundry Room, Upper Level
NONE
See Remarks
As per builder spec
None Known
Floor
Type
Size
Other
Main Floor
Mud Room
9' × 6'
Main Floor
Flex Space
11' × 10'3"
Main Floor
Pantry
9'4" × 6'
Main Floor
Kitchen
15'6" × 14'5"
Main Floor
Nook
12'7" × 12'6"
Main Floor
Great Room
15'6" × 12'
2nd Floor
Bedroom
12'1" × 10'
2nd Floor
Bedroom
11'5" × 11'
2nd Floor
Laundry
8'6" × 5'8"
2nd Floor
Walk-In Closet
8'11" × 8'
2nd Floor
Bedroom - Primary
14'5" × 13'10"
2nd Floor
Bonus Room
14'2" × 12'4"
2nd Floor
Bedroom
12'1" × 9'2"
2nd Floor
Walk-In Closet
9'2" × 4'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
2nd Floor
No
3
10' x 5'
2nd Floor
Yes
4
12'9" x 10'5"
2nd Floor
No
3
9'1" x 5'
Title to Land:
Fee Simple
Community Features:
Park, Schools Nearby, Shopping Nearby, Sidewalks, Walking/Bike Paths
Interior Features:
Built-in Features, Kitchen Island
Exterior Features:
Other
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Few Trees, Gentle Sloping
Num. of Parcels:
0
Fencing:
None
Region:
Rocky View County
Zoning:
R1
Listed Date:
Aug 12, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
17
Avg list price:
$769,000
Min list price:
$599,800
Max list price:
$999,900
Avg days on market:
20
Min days on market:
1
Max days on market:
147
Avg price per sq.ft.:
$357.16
These statistics are generated based on the current listing's property type and located in Langdon. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706