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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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37 North Bridges Bay SW
Bridges of Langdon Langdon T0J 1X3

$959,000
Residential beds: 4 baths: 4.0 3,197 sq. ft. built: 2024

Main Photo: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
Photo 1: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
Photo 2: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
Photo 3: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
Photo 4: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2138917
Bedrooms:
4
Bathrooms:
4
Year Built:
2024
QUICK POSSESSION- Embark on a journey of refined living in the heart of Langdon, where this exceptional residence offers not only easy access to amenities but also serves as a gateway to the charm of surrounding cities. Beyond its triple car garage, the allure of this property lies in its thoughtful layout, where convenience and comfort converge effortlessly. Ascend to the second floor, where a sanctuary awaits. Four bedrooms, three full bathrooms, and a dedicated family room provide an oasis of tranquility, while laundry facilities ensure practicality meets luxury at every turn. Downstairs, the main floor unfolds with a flourish of sophistication. A flex room beckons versatility, while the open-concept kitchen, living, and dining areas exude warmth and welcome. Through patio doors, the sprawling pie-shaped lot unfolds, offering an outdoor haven framed by the beauty of nature. This isn't just a house; it's a testament to meticulous design and impeccable craftsmanship. With high-end finishes gracing every corner, this home is a canvas where time and consideration have painted a masterpiece of modern living, promising a lifestyle that is both unique and unforgettable.
Additional Images
Map Service
Sales Brochure
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
3,196.96 sq. ft.
Main Level Finished Area:
1,460.08 sq. ft.
Upper Level Finished Area:
1,736.88 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
6,969 sq. ft.
Lot Frontage:
32'7"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
10
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
2011558
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Hardwood
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Upper Level
Bridges of Langdon
Built-In Oven, Built-In Refrigerator, Dishwasher, Dryer, Electric Cooktop, Garage Control(s), Microwave, Range Hood, Washer
NA
Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen
30'6" × 15'3"
Main Floor
Dining Room
13' × 6'6"
Main Floor
Living Room
15' × 14'6"
Main Floor
Foyer
8' × 7'
Main Floor
Office
10'8" × 8'3"
Main Floor
Mud Room
10'2" × 7'
Upper Level
Loft
19'8" × 15'
Upper Level
Laundry
11'9" × 6'8"
Upper Level
Bedroom - Primary
13'5" × 13'
Upper Level
Bedroom
11'7" × 9'9"
Upper Level
Bedroom
12' × 9'1"
Upper Level
Bedroom
10'10" × 10'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'6" x 5'8"
Upper Level
No
4
4'11" x 8'10"
Upper Level
Yes
4
4'11" x 7'11"
Upper Level
Yes
5
12'4" x 12'7"
Title to Land:
Fee Simple
Community Features:
None
Interior Features:
Built-in Features, Double Vanity, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
See Remarks
Num. of Parcels:
0
Fencing:
None
Region:
Rocky View County
Zoning:
R1
Listed Date:
Jun 06, 2024
Days on Mkt:
  • Photo 1: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
    Photo 1 of 4
  • Photo 2: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
    Colour Board
  • Photo 3: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
    Layout Rendering, RMS values in supplements
  • Photo 4: 37 North Bridges Bay SW: Langdon Detached for sale : MLS®# A2138917
    Feature Sheet
Larger map options:
Larger map Satellite map Street View Walkscore
Listed by Real Broker
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
29
Avg list price:
$799,900
Min list price:
$599,900
Max list price:
$999,900
Avg days on market:
38
Min days on market:
2
Max days on market:
106
Avg price per sq.ft.:
$358.44
These statistics are generated based on the current listing's property type and located in Langdon. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706