NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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104 White Avenue
NONE Bragg Creek T0L 0K0

$2,695,000
Residential beds: 7 baths: 6.0 4,999 sq. ft. built: 2002

Main Photo: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 1: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 2: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 3: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 4: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 5: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 6: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 7: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Photo 8: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
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Photo 50: 104 White Avenue: Bragg Creek Detached for sale : MLS®# A1252287
Status:
Active
Prop. Type:
Residential
MLS® Num:
A1252287
Bedrooms:
7
Bathrooms:
6
Year Built:
2002
Rare lifestyle at the foothills of The Canadian Rocky Mountains. Only 30 min. drive to Calgary downtown. Welcome to the 104 White Ave. property, a unique 1.34-acre contemporary log home country estate nestled between the hamlet of Bragg Creek and Bragg Creek Provincial Park within walking distance to both and bordering 16 acres environmental reserve along Elbow River. The Douglas fir log elegant manor home features 6+1 bedrooms including 3 en-suites, a self-contained bachelor with separate entry and featuring in-floor heating and wood-burning stove, and a separate kitchenette living space above the detached 3-car garage. The bright & elegant 5000 sf south-western exposure main lodge features an impressive 26’ vaulted ceiling with river rock stone masonry/indoor gas fireplace, maple hardwood floors throughout, a pair of stained glass doors, gourmet Chef’s Alder kitchen with granite countertops, stainless steel appliances/gas range and an impressive granite 9’x 3’ kitchen island. Underneath the entire main house runs heated concrete crawling space (5’ height). In addition, there is a fully restored & electrified 1927 vintage cabin with water rough-in and adjacent storage shed. The house is connected to the townsite water/sewer system and it is supplied by tankless/on-demand water heater. There is a separate/emergency back-up cistern system/septic tank. This R-URB zoned trophy property is within coveted commercial designation; it has a potential to serve as a unique multi-generation family home with/without business component. The forested parcel has direct access to the low bank Elbow River/pebble beach, is protected by the newly constructed dyke, features detached infrared heated 3-car garage, well-maintained gravel driveway, spacious guest parking area, wrap-around veranda with a river rock stones masonry outdoor gas fireplace, outdoor 6-person deep-soak cedar jacuzzi tub, 4-person wet sauna, fire pit, commercial 200 Amps main electric panel and 80 Amps electric car charger station. This is your rare opportunity to capitalize on various life opportunities at the very footsteps of pristine Kananaskis Country and in the thriving Bragg Creek hamlet.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
1 and Half Storey, Acreage with Residence
Total Living Area:
4,999.3 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
1.34 acre(s)
Lot Frontage:
152'2"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
One and One Half
Total Rooms Above Grade:
17
Year built:
2002 (Age: 22)
Bedrooms:
7 (Above Grd: 7)
Bedrooms Above Grade:
7
Bedrooms Below Grade:
0
Bathrooms:
6.0 (Full:6, Half:0)
Plan:
8711640
Heating:
Forced Air, Natural Gas
Basement:
None
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Log
Structure Type:
House
Roof:
Metal
Ensuite:
Yes
Flooring:
Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
2
Fireplace Details:
Gas, Wood Burning
Water Supply:
Public, See Remarks
Sewer:
Other, Public Sewer
Utilities:
Natural Gas Paid, Electricity Paid For, Phone Paid For, Water Paid For
Garage:
1
Garage Spaces:
3
Parking:
Oversized, Triple Garage Detached
Laundry Features:
Main Level
NONE
Dishwasher, Dryer, Garage Control(s), Gas Stove, Microwave, Oven, Refrigerator, Washer, Window Coverings
n/a
See Remarks, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Bedroom - Primary
13'6" × 13'
Main Floor
Kitchen
9'4" × 6'
Main Floor
Dining Room
12'8" × 8'
Main Floor
Living Room
15' × 13'6"
Main Floor
Bedroom - Primary
14'6" × 12'
Main Floor
Kitchen With Eating Area
10'9" × 10'6"
Main Floor
Living Room
12'4" × 10'6"
Main Floor
Entrance
10' × 10'
Main Floor
Mud Room
15'5" × 6'2"
Main Floor
Other
14'10" × 6'
Main Floor
Laundry
13' × 8'
Main Floor
Bedroom
17' × 11'8"
Main Floor
Bedroom
12'3" × 10'4"
Main Floor
Bedroom
15'4" × 10'4"
Main Floor
Kitchen
20'6" × 11'
Main Floor
Dining Room
10'3" × 10'
Main Floor
Living Room
26' × 24'
Upper Level
Bonus Room
37'5" × 11'
Upper Level
Bedroom
24'8" × 17'4"
Upper Level
Bedroom - Primary
24'6" × 17'6"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
5
0' x 0'
Main Floor
Yes
4
0' x 0'
Main Floor
No
4
0' x 0'
Main Floor
Yes
5
Upper Level
Yes
3
0' x 0'
Upper Level
Yes
5
0' x 0'
Title to Land:
Fee Simple
Community Features:
Sidewalks, Shopping Nearby
Interior Features:
Beamed Ceilings, Built-in Features, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Sauna, Vaulted Ceiling(s)
Exterior Features:
Garden, Private Yard, Storage
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Irregular Lot
Num. of Parcels:
0
Fencing:
Partial
Nearest Town:
Bragg Creek
Region:
Rocky View County
Zoning:
R-URB
Listed Date:
Aug 18, 2022
Days on Mkt:
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Virtual Tour

Listed by Fair Commissions Realty & Property Management
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
12
Avg list price:
$1,589,000
Min list price:
$899,900
Max list price:
$2,850,000
Avg days on market:
111
Min days on market:
20
Max days on market:
818
Avg price per sq.ft.:
$578.73
These statistics are generated based on the current listing's property type and located in Bragg Creek. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706