NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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40191 Retreat Road
Rural Rocky View MD Rural Rocky View County T4C 2W4

$3,200,000
Residential beds: 5 baths: 6.0 2,567 sq. ft. built: 1994

The home's stone-clad exterior exudes European charm
Photo 1: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 2: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 3: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 4: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 5: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 6: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 7: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 8: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 9: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 10: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 11: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 12: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 13: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 14: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 15: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 16: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 17: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 18: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 19: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 20: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 21: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 22: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 23: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 24: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 25: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 26: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 27: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 28: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 29: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 30: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 31: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 32: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 33: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 34: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 35: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 36: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 37: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 38: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 39: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 40: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 41: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 42: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 43: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 44: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 45: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 46: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 47: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 48: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 49: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Photo 50: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2157667
Bedrooms:
5
Bathrooms:
6
Year Built:
1994
Escape to your own private sanctuary, nestled on 6 acres of pristine land, where modern luxury meets the tranquil beauty of nature. This spectacular, custom-built home offers a perfect blend of contemporary upgrades and timeless craftsmanship, making it an inviting retreat for those seeking a relaxed lifestyle. Surrounded by whispering trees and rolling hills, the home's stone-clad exterior exudes European charm, while the extensive renovations, completed over the past five years, reflect an unwavering commitment to quality. Inside, large windows bathe the open-concept living spaces in natural light, highlighting the elegant details such as the striking wood-burning stone fireplace, hickory hardwood and travertine floors, and hand-crafted cabinetry. The heart of the home is the gourmet kitchen, featuring top-of-the-line stainless steel appliances, including a Wolf gas range and SubZero fridge, paired with custom brick accents that add warmth and character. The main floor primary suite is a haven of serenity, with views over the gently winding drive and a luxurious ensuite that offers dual sinks, crisp subway tiles, and sleek black accents. Upstairs, two charming bedrooms each feature their own bathrooms and cozy window seats, creating perfect private retreats. The fully finished walkout basement expands your living space with a host of amenities. Enjoy a spacious rec room with a wet bar and a cozy stone fireplace, perfect for entertaining. The basement also features a dedicated movie area with a projector and screen, two bright bedrooms, a full bathroom with a sauna, and a workshop equipped with stainless steel built-in storage—ideal for any hobby or creative pursuit. Just outside, a private hot tub area offers a serene escape, surrounded by nature. Beyond the main home, this property is a dream for equestrian enthusiasts or those seeking space for a home-based business. The upgraded barn, complete with two horse stalls, a tack room, and an upper flex room with a deck, offers endless possibilities—from a boutique equestrian facility to a serene office space. The riding arena, constructed with no expense spared, provides a premium environment for horses and riders alike, surrounded by thoughtfully designed paddocks and shelters. For those with a passion for craftsmanship or needing ample workspace, the expansive 47 X 31’ workshop is perfectly equipped to accommodate any hobby or business venture. Additional features include a charming playhouse, a pottery studio, greenhouse & your own chicken coupe! This extraordinary property is not just a home — it's a lifestyle. Whether you're seeking a peaceful retreat, a space to nurture your passions, or a versatile property with endless potential, this acreage has it all. Experience the serenity and beauty of country living, just minutes from the conveniences of the city. Schedule your private tour today and discover the possibilities that await you in this unparalleled estate.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey, Acreage with Residence
Total Living Area:
2,567.05 sq. ft.
Main Level Finished Area:
1,865.69 sq. ft.
Upper Level Finished Area:
701.37 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,563.92 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5.96 acre(s)
Lot Frontage:
0'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
1994 (Age: 30)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
6.0 (Full:4, Half:2)
Plan:
9211334
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Stucco
Structure Type:
House
Roof:
Cedar Shake
Ensuite:
Yes
Flooring:
Hardwood, Tile
Cooling:
Central Air
Fireplaces:
2
Fireplace Details:
Family Room, Gas, Recreation Room, Stone, Wood Burning
Water Supply:
Well
Sewer:
Septic Field, Septic System, Septic Tank
Garage:
1
Garage Spaces:
4
Parking:
Heated Garage, Oversized, Parking Pad, Quad or More Attached, RV Access/Parking
Parking Places:
20.0
Parking Total/Covered:
20 / -
Laundry Features:
Laundry Room, Main Level
NONE
Bar Fridge, Central Air Conditioner, Dryer, Gas Stove, Microwave, Washer, Wine Refrigerator
2 Fridges, 2 Dishwashers, Hoodfan, European washer/dryer, clothes steamer, garage openers with 4 controls, Projector, Screen, Wall-mounted speakers, Central vacuum system with attachments, Audio/visual system in basement, alarm equipment, 3 Wall mounted tv's, Satellite dish, Command 4 components, Transmitter and Collars for 6 acre invisible fencing.
Easement Registered On Title, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Dining Room
12'5" × 9'1"
Main Floor
Foyer
9'9" × 7'3"
Main Floor
Kitchen
23' × 19'6"
Main Floor
Laundry
9'5" × 6'8"
Main Floor
Living Room
18'2" × 18'1"
Main Floor
Mud Room
13'1" × 7'8"
Main Floor
Bedroom - Primary
17'4" × 13'
Main Floor
Walk-In Closet
11'1" × 7'
Upper Level
Bedroom
18' × 13'11"
Upper Level
Bedroom
13'10" × 13'3"
Basement
Bedroom
13'4" × 11'6"
Basement
Bedroom
16'10" × 12'1"
Basement
Hobby Room
11'10" × 7'9"
Basement
Game Room
32'2" × 15'8"
Basement
Media Room
21'9" × 13'3"
Basement
Furnace/Utility Room
14'9" × 6'8"
Suite
Workshop
46'7" × 30'6"
Suite
Kitchenette
14'4" × 9'7"
Suite
Office
13'4" × 8'10"
Suite
Other
24'6" × 13'4"
Suite
Laundry
9'4" × 4'
Suite
Other
11'8" × 9'4"
Suite
Other
11'5" × 9'4"
Suite
Storage
11'8" × 9'3"
Suite
Other
7'2" × 5'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5' x 5'7"
Main Floor
Yes
4
12'2" x 10'3"
Upper Level
Yes
2
5'3" x 4'7"
Upper Level
No
3
7'7" x 5'3"
Basement
No
4
13'8" x 10'4"
Suite
No
3
9' x 6'6"
Title to Land:
Fee Simple
Community Features:
Other
Interior Features:
Built-in Features, Ceiling Fan(s), Granite Counters, No Smoking Home, Open Floorplan, Primary Downstairs, Sauna, Vaulted Ceiling(s), Wet Bar
Exterior Features:
BBQ gas line, Garden, Other, Private Yard
Patio And Porch Features:
Deck, Patio
Lot Features:
No Neighbours Behind, Pasture, Private, Secluded, See Remarks, Treed, Wooded
Num. of Parcels:
0
Outbuildings:
Equipment Storage, See Remarks, Arena, Barn, Greenhouse, Hen House, Shop, Shop/Office, Workshop
Fencing:
Fenced
Nearest Town:
Cochrane
Region:
Rocky View County
Zoning:
R-RUR
Listed Date:
Aug 27, 2024
Days on Mkt:
  • Photo 1: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The home's stone-clad exterior exudes European charm
  • Photo 2: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    For those with a passion for horses, this property is a dream come true.
  • Photo 3: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The home is nestled on 6 acres of serene and private land
  • Photo 4: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 7: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 8: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The striking wood-burning stone fireplace is a centerpiece here, accentuating the high ceilings and flanked by classic bookshelves.
  • Photo 9: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 13: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    For more casual dining, this kitchen island features a designated ‘table’ section, seamlessly blending form and function.
  • Photo 14: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 19: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The laundry room is not only practical but also beautifully designed, and it even includes a full-size clothes steamer.
  • Photo 20: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The main floor primary suite is a true retreat
  • Photo 21: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 22: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The ensuite is artfully finished with crisp subway tiles, dual sinks, and sleek black accents, from the cabinet pulls, to the heated towel rack and contemporary round mirrors. This style continues into the spacious walk-in closet.
  • Photo 23: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 24: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    Upstairs, two charming bedrooms await, each tucked into the roofline, giving them a cozy, intimate feel.
  • Photo 25: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    For those with a large RV, this property is well-equipped to handle it. The space can accommodate a 40,000 lb RV with ease, offering the convenience and flexibility that few properties can match.
  • Photo 26: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 27: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    In the walkout, the full bathroom, featuring a luxurious sauna, provides a spa-like experience, perfect for unwinding after a long day
  • Photo 28: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 29: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    Two additional bedrooms in the basement are bright and welcoming, ideal for guests or family members seeking a private retreat.
  • Photo 30: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 31: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The attached, oversize quad garage also has a dog shower for your furry friends
  • Photo 32: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 33: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    This property spans six very private acres, making it the perfect place for kids to explore, build forts, and simply be kids.
  • Photo 34: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The upgraded barn is fully equipped with two horse stalls, a tack room, and a convenient bathroom, the barn offers everything needed to care for your horses in comfort and style.
  • Photo 35: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 36: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The upper flex room, complete with a deck, provides a versatile space that can be used as a guest suite, office, or creative studio—whatever suits your needs.
  • Photo 37: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    This barn is also perfectly suited for a home-based business, offering an inspiring environment for any venture.
  • Photo 38: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 39: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 40: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    For those with a large RV, this property is well-equipped to handle it. The space can accommodate a 40,000 lb RV with ease, offering the convenience and flexibility that few properties can match.
  • Photo 41: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
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  • Photo 42: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    Surrounding the arena are outdoor shelters and waterer paddocks, all thoughtfully designed to create a haven for your horses.
  • Photo 43: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The riding arena has been constructed with no expense spared, providing a premium environment for both horse and rider. The surface is designed for optimal performance, ensuring the best possible experience for equestrian activities.
  • Photo 44: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The expansive 47 x 31-foot workshop is perfectly equipped to accommodate any hobby or business venture.
  • Photo 45: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    Whether you’re a craftsman, car enthusiast, or simply in need of a large workspace, this building offers endless possibilities. The workshop’s design prioritizes both functionality and versatility, making it ideal for a home-based business.
  • Photo 46: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    The waterwheel and pond add a touch of whimsy and charm to this already enchanting estate.
  • Photo 47: 40191 Retreat Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2157667
    There’s also ample space for a large family garden, and if you’ve ever dreamed of collecting fresh eggs in the morning, there’s a chicken coop ready and waiting.
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Virtual Tour

Additional Images

Virtual Tour

Listed by Real Broker
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
172
Avg list price:
$1,749,900
Min list price:
$419,000
Max list price:
$14,300,000
Avg days on market:
67
Min days on market:
1
Max days on market:
1,268
Avg price per sq.ft.:
$648.14
These statistics are generated based on the current listing's property type and located in Rural Rocky View MD. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706