NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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209 Valarosa Place
NONE Didsbury T0M 0W0

$427,500
Residential beds: 5 baths: 3.0 1,188 sq. ft. built: 2007

Main Photo: 209 Valarosa Place: Didsbury Detached for sale : MLS®# A2177364
Photo 1: 209 Valarosa Place: Didsbury Detached for sale : MLS®# A2177364
Photo 2: 209 Valarosa Place: Didsbury Detached for sale : MLS®# A2177364
Photo 3: 209 Valarosa Place: Didsbury Detached for sale : MLS®# A2177364
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Photo 35: 209 Valarosa Place: Didsbury Detached for sale : MLS®# A2177364
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177364
Bedrooms:
5
Bathrooms:
3
Year Built:
2007
Discover a fantastic opportunity to step into homeownership with this welcoming 5 bedroom, 3 bath bi-level that offers room to grow! Step inside and be greeted by a wide-open floor plan, vaulted ceilings, and a bright, airy atmosphere. The kitchen features a pantry, eating bar, and ample counter space with adjacent eating area and living with large bay allowing for tons of natural light. The primary bedroom has its own walk-in closet, and 4-piece ensuite. To complete the main floor is an additional 2 bedrooms and 4-piece main bath. Downstairs, the developed basement adds even more living space. With a large rec room, laundry room, two additional bedrooms, and a 4-piece bath, there’s plenty of flexibility for guests, hobbies, or a growing family. The back yard has double-sized rear concrete parking pad which provides convenience and extra room for vehicles, a good-sized deck and fenced yard. This home is the complete package for anyone ready to start their homeownership journey. Don’t miss out!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bi-Level
Total Living Area:
1,188 sq. ft.
Main Level Finished Area:
1,188 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,132 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,270 sq. ft.
Lot Frontage:
44'7½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
6
Year built:
2007 (Age: 17)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
0614747
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate, Vinyl Plank
Cooling:
Central Air
Fireplaces:
0
Garage:
0
Parking:
Off Street, Parking Pad
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
NONE
Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Microwave Hood Fan, Refrigerator, Washer, Window Coverings
Extra vinyl plank flooring
Development Restriction, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Bedroom
13'10" × 12'5"
Main Floor
Bedroom
10'2" × 8'6"
Main Floor
Dining Room
11'8" × 10'7"
Main Floor
Kitchen
11'8" × 11'7"
Main Floor
Living Room
15' × 12'1"
Main Floor
Bedroom - Primary
14'1" × 13'10"
Basement
Bedroom
10'7" × 10'2"
Basement
Bedroom
13'4" × 12'2"
Basement
Laundry
9'11" × 8'10"
Basement
Game Room
23'6" × 17'2"
Basement
Furnace/Utility Room
9'7" × 4'5"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
Main Floor
Yes
4
Basement
No
4
Title to Land:
Fee Simple
Community Features:
Park, Playground, Sidewalks, Walking/Bike Paths
Interior Features:
Vaulted Ceiling(s), Vinyl Windows
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Lawn, Street Lighting, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Mountain View County
Zoning:
R-2
Listed Date:
Nov 08, 2024
Days on Mkt:
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Listed by Coldwell Banker Vision Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
14
Avg list price:
$413,700
Min list price:
$224,550
Max list price:
$729,000
Avg days on market:
32
Min days on market:
5
Max days on market:
127
Avg price per sq.ft.:
$342.68
These statistics are generated based on the current listing's property type and located in Didsbury. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706