NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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238 South Shore Court
South Shores Chestermere T1X 2Y5

$633,900
Residential beds: 3 baths: 3.0 1,673 sq. ft. built: 2024

Main Photo: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 1: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 2: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 3: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 4: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 5: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 6: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 7: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 8: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 9: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Photo 10: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2174556
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
Embrace the charm of lakeside living with this Modern Beach Elevation York, perfectly blending contemporary style and thoughtful design. This stunning property features a double car front-attached garage and backs onto greenspace, offering peaceful views and access to walking paths. Located just a short walk from the south end of Chestermere Lake, this home gives you easy access to outdoor activities and recreation. The bright, open-concept floorplan includes full-height kitchen cabinets, sleek white cabinetry, and stainless-steel appliances, including a stunning chimney hood fan. The primary suite offers a private retreat with an upgraded tile shower in the ensuite, providing a spa-like experience. For added convenience, the home includes a secondary laundry hookup and a side entry, perfect for potential suite development in the future.the undeveloped basement offers a blank canvas for your customization, and with a wet bar rough-in, it’s ready to be transformed into an entertainers dream space (A secondary suite would be subject to approval and permitting by the city/municipality)
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey, Side by Side
Total Living Area:
1,673.24 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,164 sq. ft.
Lot Frontage:
26'¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southwest
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
7
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2310531
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Cement Fiber Board
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Hall
South Shores
Dishwasher, Electric Stove, Microwave, Refrigerator, Washer/Dryer
see list
See Remarks
Floor
Type
Size
Other
Main Floor
Kitchen
12'9" × 11'7"
Main Floor
Dining Room
11' × 7'11"
Main Floor
Living Room
15' × 13'1"
Main Floor
Foyer
7'6" × 7'2"
Upper Level
Laundry
5'6" × 4'2"
Upper Level
Bedroom - Primary
13'11" × 12'2"
Upper Level
Bedroom
11'10" × 10'6"
Upper Level
Bedroom
12' × 10'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Upper Level
Yes
4
Title to Land:
Fee Simple
Community Features:
Fishing, Lake, Schools Nearby, Street Lights
Interior Features:
Kitchen Island, No Animal Home, No Smoking Home
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Interior Lot, Pie Shaped Lot
Num. of Parcels:
0
Fencing:
None
Region:
Chestermere
Zoning:
R-3
Listed Date:
Oct 22, 2024
Days on Mkt:
  • Photo 1: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
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  • Photo 2: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
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  • Photo 3: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
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  • Photo 4: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 4 of 10
  • Photo 5: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 5 of 10
  • Photo 6: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 6 of 10
  • Photo 7: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 7 of 10
  • Photo 8: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 8 of 10
  • Photo 9: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 9 of 10
  • Photo 10: 238 South Shore Court: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2174556
    Photo 10 of 10
Listed by KIC Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
214
Avg list price:
$657,000
Min list price:
$235,000
Max list price:
$3,150,000
Avg days on market:
39
Min days on market:
1
Max days on market:
228
Avg price per sq.ft.:
$359.1
These statistics are generated based on the current listing's property type and located in Chestermere. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706