NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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27 Baysprings Terrace SW
Baysprings Airdrie T4B 0R7

$550,000
Residential beds: 3 baths: 3.0 1,679 sq. ft. built: 2024

Main Photo: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
Photo 1: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
Photo 2: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
Photo 3: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2176476
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
Welcome to this brand-new townhome in Baysprings, Airdrie! This spacious residence offers over 2,000 sqft of modern, open-concept living, complete with an upstairs bonus room and a FINISHED BASEMENT INCLUDED in the price—perfect for an extra bedroom, living area, or your unique vision. With a double detached garage, private yard, and a park just steps away, this home seamlessly blends style and convenience. Estimated completion is set for late November or December. Measurements are based on plans, with RMS measurements available at the drywall stage before the occupancy permit is issued. Don’t miss out on this incredible opportunity—schedule your viewing today!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Townhouse
Total Living Area:
1,679 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$200.00
Condo Fee Includes:
Common Area Maintenance, Insurance, Snow Removal
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
8
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1413084 48
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Concrete, Vinyl Siding, Wood Frame
Structure Type:
Other
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Laundry Room, Upper Level
Condo Fee Frequency:
Monthly
Z-name Not Listed
Baysprings
Park
Garage Control(s), Range Hood, Refrigerator, Stove(s)
N/A
None Known
Yes
Floor
Type
Size
Other
Main Floor
Other
20' × 5'
Main Floor
Mud Room
5'5" × 3'4"
Main Floor
Kitchen
13'5" × 12'9"
Main Floor
Dining Room
13'5" × 11'4"
Main Floor
Living Room
13'8" × 13'5"
Main Floor
Entrance
7'1" × 5'5"
2nd Floor
Bedroom
12'2" × 9'6"
2nd Floor
Bedroom
12'2" × 9'4"
2nd Floor
Bonus Room
14'1" × 9'
2nd Floor
Bedroom - Primary
13'7" × 11'11"
2nd Floor
Walk-In Closet
9'9" × 5'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'2" x 5'5"
2nd Floor
No
4
9'5" x 4'11"
2nd Floor
Yes
4
9'8" x 9'5"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan
Exterior Features:
Private Yard
Patio And Porch Features:
Front Porch
Lot Features:
Back Lane, Back Yard
Num. of Parcels:
0
Fencing:
None
Region:
Airdrie
Zoning:
R2-T
Listed Date:
Oct 30, 2024
Days on Mkt:
  • Photo 1: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
    Photo 1 of 3
  • Photo 2: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
    Photo 2 of 3
  • Photo 3: 27 Baysprings Terrace SW: Airdrie Row/Townhouse for sale : MLS®# A2176476
    Photo 3 of 3
Larger map options:
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Listed by eXp Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$360.94
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706