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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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1209 Coopers Drive SW
Coopers Crossing Airdrie T4B 3T6

$1,175,000
Residential beds: 4 baths: 3.0 2,560 sq. ft. built: 2023

Welcome to this Beautiful Brand New Home with 2560 sqft of Custom Built Luxury proudly constructed by Harder Homes in the Amazing Community of Coopers Crossing in Airdrie.
Photo 1: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 2: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 3: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 4: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 5: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 6: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 7: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 8: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 9: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 10: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 11: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 12: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 13: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 14: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 15: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 16: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 17: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 18: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 19: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 20: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 21: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 22: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 23: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 24: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 25: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 26: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 27: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 28: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 29: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 30: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 31: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Photo 32: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2171401
Bedrooms:
4
Bathrooms:
3
Year Built:
2023
Welcome to this BRAND NEW and GORGEOUS Custom Built Luxury Home proudly constructed by Harder Homes in the Amazing Community of Coopers Crossing in Airdrie. This Home features 2560 sqft, 4 BEDROOMS UP, a TRIPLE CAR GARAGE, is located ACROSS FROM GREENSPACE and a Park, and is Ready for a Quick Possession. When you arrive you are greeted by an Oversized Foyer and you will immediately notice the Luxury Vinyl Plank Flooring, Impressive Over Height Doors, and 9' Ceilings that sprawl into the Open Concept Main Floor. The Living Room has Great Windows, a Gas Fireplace and opens to the Spectacular Kitchen. The Dream Kitchen Features Quartz Countertops, Gas Range with Chimney Hoodfan, a Fantastic Refrigerator with Full Sized Freezer, an Abundance of Cabinetry for lots of storage, Pot and Pan Drawers, a Huge Island, plus a Butlers Pantry with extra Storage and Built in Desk. The Dining area hosts an Oversized Table and opens to the Large South facing Deck that includes a Gas Line for BBQ. The Main level also has a great Office with a View of the Greenspace that is located off the side of the Foyer for extra Privacy. The Upper Level Features a Large Bonus Room and 4 Bedrooms. The Primary Bedroom has a Large Walk-in Closet and a Beautiful 5 pc Ensuite with Dual Vanity Sinks, Shower Stall and Soaker Tub. 3 Large Bedrooms with Walk-in Closets, 5 pc Bathroom with Dual Vanity Sinks, and the Large Laundry Room complete the Upper Level. The Lower Level is ready for your development and has plumbing for a future Wet Bar, and rough in for Bathroom. This Home also has a Large Mudroom leading to the Triple Car Garage for all your Toys. The Seller will provide a $5000.00 Landscaping Certificate to help you create your Dream Yard. This Home is located close to Shopping, Restaurants, Schools, and all the great Pathways of Coopers Crossing. Ensure to watch the video tour on MLS or Realtor.ca.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,560.5 sq. ft.
Main Level Finished Area:
1,013.5 sq. ft.
Upper Level Finished Area:
1,547 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
5,823 sq. ft.
Lot Frontage:
52'11⅞"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2023 (Age: 1)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1312630
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Brick, Vinyl Siding, Wood Frame, Wood Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Laundry Room, Upper Level
HOA Fee:
$75.00
Coopers Crossing
None
Built-In Gas Range, Built-In Oven, Dishwasher, Garage Control(s), Microwave, Refrigerator
None
Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen
14'11" × 9'5"
Main Floor
Living Room
14'11" × 14'6"
Main Floor
Dining Room
13'11" × 10'
Main Floor
Office
11' × 10'
Main Floor
Pantry
6'5" × 5'1"
Upper Level
Bonus Room
17'3" × 13'
Upper Level
Laundry
8'2" × 7'6"
Upper Level
Bedroom - Primary
13'11" × 13'11"
Upper Level
Bedroom
12'7" × 10'
Upper Level
Bedroom
12'5" × 10'2"
Upper Level
Bedroom
10'5" × 10'1"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
Upper Level
No
5
0' x 0'
Upper Level
Yes
5
0' x 0'
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Breakfast Bar, Closet Organizers, Double Vanity, French Door, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck, Side Porch
Lot Features:
Back Lane, Corner Lot, Level
Num. of Parcels:
0
Fencing:
None
Region:
Airdrie
Zoning:
R1
Listed Date:
Oct 10, 2024
Days on Mkt:
  • Photo 1: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Welcome to this Beautiful Brand New Home with 2560 sqft of Custom Built Luxury proudly constructed by Harder Homes in the Amazing Community of Coopers Crossing in Airdrie.
  • Photo 2: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Located across from Greenspace and a Park. Notice the Triple Car Garage.
  • Photo 3: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Foyer with access to the Main Floor Office.
  • Photo 4: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Main Floor Office off the Foyer with a Large Window to view the Greenspace.
  • Photo 5: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    The Living has Beautiful Windows, Gas Fireplace, and is a lovely space for the Family to gather.
  • Photo 6: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    View of Living Room to the Kitchen. Notice the Full Height Doors.
  • Photo 7: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    This Dream Kitchen has Full Height Cabinetry, Oversized Island with Quartz Countertops, Butlers Pantry with a Desk and Extra Cabinetry.
  • Photo 8: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    There is so much storage in this Kitchen with an Abundance of Cabinetry including Pot and Pan Drawers.
  • Photo 9: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Gas Range and Chimney Hoodfan.
  • Photo 10: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Refrigerator, Built in Microwave and Cabinetry.
  • Photo 11: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Full Sized Freezer Section.
  • Photo 12: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Passway to Butlers Pantry, and Mudroom.
  • Photo 13: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    The Butlers Pantry has Extra Storage and a Desk.
  • Photo 14: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Large Dining area can host a Large Table and Buffett.
  • Photo 15: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Oversized South facing Deck with Views of the Greenspace.
  • Photo 16: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Mudroom.
  • Photo 17: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Half Bath on Main.
  • Photo 18: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Bonus Room on the Upper Level.
  • Photo 19: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Primary Bedroom.
  • Photo 20: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    5 Pc Ensuite with Dual Vanity Sinks, Shower Stall, Soaker Tub, and Walk-in Closet
  • Photo 21: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Shower Stall.
  • Photo 22: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Soaker Tub.
  • Photo 23: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Walk-in Closet.
  • Photo 24: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Bedroom 2.
  • Photo 25: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Bedroom 3.
  • Photo 26: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Bedroom 4.
  • Photo 27: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    5 Pc Bathroom on Upper Level with Dual Vanity Sinks.
  • Photo 28: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Upper Laundry Room with Linen Shelves.
  • Photo 29: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    View of Greenspace.
  • Photo 30: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Exterior of Home. Seller is providing a $5000 Landscaping Certificate to help you create your dream yard.
  • Photo 31: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    View of Greenspace and Park.
  • Photo 32: 1209 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2171401
    Park for the Kids to play.

Virtual Tour

Virtual Tour

Listed by RE/MAX Rocky View Real Estate
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
387
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
36
Min days on market:
1
Max days on market:
287
Avg price per sq.ft.:
$360.43
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706