NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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1093 Coopers Drive SW
Coopers Crossing Airdrie T4B 0Z8

$1,025,000
Residential beds: 5 baths: 4.0 2,483 sq. ft. built: 2013

Main Photo: 1093 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2164909
Photo 1: 1093 Coopers Drive SW: Airdrie Detached for sale : MLS®# A2164909
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2164909
Bedrooms:
5
Bathrooms:
4
Year Built:
2013
Nestled in the prestigious Estates of Cooper's Crossing, this exceptional property offers both luxury and location. With breathtaking pond views from the full-width back deck and an exquisitely landscaped backyard complete with a fire pit, bench seating, and a hot tub, outdoor living is truly taken to the next level. Inside, the main floor is bathed in natural light and showcases an open-concept design featuring a gourmet kitchen, a walk-through pantry, an elegant living space, and a private home office. Upstairs, you’ll find three of the home’s five bedrooms, including the master suite, which also enjoys serene pond views. The bonus room is a standout, with its vaulted ceiling, impressive windows, and a balcony that offers even more sweeping views. The lower level adds extra living space with two additional bedrooms, a full bathroom, ample storage, and a cigar room equipped with a powerful 600 CFM ventilation fan. This home is perfect for those who appreciate both comfort and convenience. Its location within the community offers easy access to an extensive path system, lush green spaces, and well-maintained parks. Families will love the proximity to schools of all grade levels, and daily conveniences are just a short stroll away at Cooper's Promenade. This remarkable property combines luxury, comfort, and location, making it the ideal place to call home.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,483.38 sq. ft.
Main Level Finished Area:
1,096.96 sq. ft.
Upper Level Finished Area:
1,386.42 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
965.14 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
4,894 sq. ft.
Lot Frontage:
42'2"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2013 (Age: 11)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1013390
Heating:
Forced Air
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Oversized
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
HOA Fee:
$75.00
Coopers Crossing
None
Dishwasher, Electric Stove, Freezer, Garburator, Microwave, Range Hood, Refrigerator, Washer/Dryer, Window Coverings
NA
Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen
14'7" × 14'5"
Main Floor
Dining Room
10'5" × 7'5"
Main Floor
Living Room
15' × 14'
Main Floor
Den
10'2" × 9'11"
Upper Level
Bonus Room
17' × 14'6"
Upper Level
Balcony
11'11" × 7'9"
Upper Level
Bedroom - Primary
14'11" × 14'1"
Upper Level
Bedroom
13'6" × 10'5"
Upper Level
Bedroom
14'4" × 11'11"
Basement
Game Room
9'11" × 6'7"
Basement
Bedroom
15'4" × 14'4"
Basement
Bedroom
13'10" × 12'2"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Upper Level
Yes
5
Basement
No
4
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
High Ceilings, Kitchen Island, See Remarks
Exterior Features:
Balcony, Private Yard
Patio And Porch Features:
Balcony(s), Deck, Patio
Lot Features:
Backs on to Park/Green Space, Low Maintenance Landscape, No Neighbours Behind, Landscaped, Street Lighting
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1
Listed Date:
Sep 13, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 14, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$360.94
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706