NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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1471 Ranch Road
NONE Carstairs T0M 0N0

$649,900
Residential beds: 5 baths: 4.0 2,395 sq. ft. built: 2016

Main Photo: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 1: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 2: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 3: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 4: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 5: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 6: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Photo 7: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
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Photo 10: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
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Photo 39: 1471 Ranch Road: Carstairs Detached for sale : MLS®# A2138255
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2138255
Bedrooms:
5
Bathrooms:
4
Year Built:
2016
This charming family home seamlessly combines small-town charm with modern conveniences, making it an ideal retreat for families seeking both comfort and functionality. Located on a desirable corner lot this property offers exceptional privacy and a sense of spaciousness, while being just a short walk from the local elementary school and playgrounds. Boasting 5 bedrooms and 3.5 baths, the home provides ample space for growing families. Upstairs, you’ll find three well-appointed bedrooms, including a luxurious master suite with a spacious walk-in closet and luxurious ensuite bathroom, laundry room and additional full bathroom. Downstairs, two additional bedrooms offer flexibility for guests or older children. A thoughtfully designed den/office on the main floor is perfect for those who work from home or need a quiet space for study. The heart of the home, the kitchen features a big walk-through pantry, ensuring plenty of storage for all your kitchen essentials. The kitchen itself is designed for both style, beauty and functionality. It features high end full height cabinetry, granite countertops, large island and stainless steel appliances. It also opens up into a cozy dining nook that leads to the beautiful backyard. While the backyard is low-maintenance, it offers a peaceful outdoor space for relaxation and minimal upkeep. Enjoy summer time bbqs on the rear deck! Parking will never be an issue with the extra-large driveway providing ample space for multiple vehicles, an RV, or a boat. Car enthusiasts will appreciate the finished and heated triple car garage, complete with a convenient man door for easy access. The garage is not only practical but also a dream space for hobbyists and tinkerers. Inside, the home is filled with thoughtful touches that enhance comfort and convenience. Two cozy gas fireplaces with elegant stone surrounds create inviting spaces for relaxation and gatherings. The hot water on-demand system ensures you never run out of hot water, while the central vacuum system makes cleaning a breeze. The fully developed basement offers additional living space, ideal for a family room, home office, or gym, catering to the varied needs of modern families. Meticulously cared for and upgraded, this property stands out with its attention to detail and quality. With tons of storage throughout the home, you’ll have no trouble keeping everything organized and tidy. The added man door to the garage and a parking pad in the backyard further enhance the home’s practicality and versatility. Don’t miss your chance to own this gem in a friendly and welcoming community. This home is designed to meet the needs of today’s busy families, offering a perfect blend of charm, convenience, and modern amenities. Experience the best of small-town living with all the comforts of a contemporary home in this beautifully maintained property.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,394.73 sq. ft.
Main Level Finished Area:
1,077.09 sq. ft.
Upper Level Finished Area:
1,317.64 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
916.61 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,697 sq. ft.
Lot Frontage:
63'2"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2016 (Age: 8)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1610193
Heating:
Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame, Wood Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood, Vinyl Plank
Cooling:
None
Fireplaces:
2
Fireplace Details:
Gas, Great Room, Living Room
Garage:
1
Garage Spaces:
3
Parking:
Heated Garage, RV Access/Parking, Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Laundry Room, Upper Level
NONE
Dishwasher, Dryer, Instant Hot Water, Refrigerator, See Remarks, Washer, Window Coverings, Stove(s), Range Hood
N/A
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen
14' × 13'11"
Main Floor
Dining Room
11'5" × 10'9"
Main Floor
Living Room
14'11" × 14'
Main Floor
Den
9'2" × 9'1"
Main Floor
Mud Room
9'5" × 8'4"
Upper Level
Laundry
5'11" × 5'1"
Upper Level
Bonus Room
16'5" × 13'11"
Upper Level
Bedroom - Primary
15'11" × 13'8"
Upper Level
Bedroom
11'4" × 10'
Upper Level
Bedroom
10'1" × 9'11"
Basement
Family Room
16'8" × 13'4"
Basement
Furnace/Utility Room
9'2" × 8'3"
Basement
Storage
10'2" × 7'8"
Basement
Bedroom
13'5" × 10'7"
Basement
Bedroom
11'1" × 10'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
3'11" x 8'2"
Upper Level
No
4
4'11" x 11'5"
Upper Level
Yes
5
9'5" x 12'7"
Basement
No
3
5'7" x 8'7"
Title to Land:
Fee Simple
Community Features:
Golf, Playground, Schools Nearby, Shopping Nearby
Interior Features:
Ceiling Fan(s), Closet Organizers, Granite Counters, Kitchen Island, Open Floorplan, Pantry, See Remarks, Storage
Exterior Features:
Other, Private Entrance
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Corner Lot, Low Maintenance Landscape, Landscaped, See Remarks
Num. of Parcels:
0
Fencing:
None
Region:
Mountain View County
Zoning:
R1
Listed Date:
Jun 13, 2024
Days on Mkt:
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    Stunning modern kitchen
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    Pantry
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    main floor den/office
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    Gorgeous bright foyer
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    triple attached garage
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    Spacious bonus room
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    upstairs laundry
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Listed by Real Broker
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
32
Avg list price:
$649,900
Min list price:
$219,000
Max list price:
$749,800
Avg days on market:
44
Min days on market:
1
Max days on market:
144
Avg price per sq.ft.:
$343.83
These statistics are generated based on the current listing's property type and located in Carstairs. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706